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原帖由 来加多年 于 2006-9-18 17:09 发表
- m+ _: Z8 P" J" R& QSorry no Chinese input.* [- Q) F }! q8 }, K% J
/ Q( s2 U9 R& v! z5 R( b, KI could be wrong on this little calculation:
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Assume I have 75000 CAD on hand right now. 7 O3 J- u. o+ g+ t
. \$ J/ t5 O4 l% {& L6 aIf I buy GIC, interest is 4%.0 p8 C v0 W6 M# p+ A
I also have to rent a dwelling to live in: $ ...
! J6 ~. M# b! t' h; B你算得不对吧?第一年你收入6000,但是借债225000+利息,资产表收入应该是负值.你的收益应该是资产(房屋当前值)-负债(应付贷款),即 300000*1.02-(225000+利息-第一年payment).要等若干年后,这个值才会变正." l. g5 Y" w- @; N
不算债你当然赚啦. |
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