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本帖最后由 PTL 于 2013-3-12 10:45 编辑 : i S/ h, l( g& L" l
kismet 发表于 2013-3-12 09:34 
: A9 V1 ^$ s4 Z, c4 L能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/* o" [2 h9 l9 w; Z( {4 j
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What are my options if I leave the Plan before I reach age 55?
1 u- [, F3 J* q. ?7 s% U" A3 i3 @You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.& M4 l1 h) I, }0 @; c
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What are my options if I leave the Plan before I reach age 55?7 j E' c! {: E
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.1 W% i% M8 z+ v. {
/ }- ~7 L8 b$ W I+ u8 h L" UIf you are 55 or older, you may:' O6 ^# d& ~. `+ b2 }7 ]. f
+ v# v, R. e; e5 g8 M! Areceive an immediate monthly pension, as well as any1 p, B9 f. T+ J C& g/ b; v9 X
excess contributions. (If you choose to receive your$ \) `5 Q3 Y6 g
pension before you turn 65 or before your age and years. n% D- n7 v9 t6 f% j
of service add up to 85, your pension will be reduced.
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! N6 i5 D3 G' W1 O$ l1 Y" wReduced pension
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You can retire any time after you reach age 55 if you have at least. K" O4 U/ r- Z' ?' m/ ]
two years of service (including any CPS).
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Your pension will be reduced6 t/ v8 k5 z0 V% b( t y
by three per cent for each year you retire early.
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8 e" w5 ^6 s; R. z. jThis reduction will+ ^ d+ e8 I, w7 l& Q+ e
be based on the number of years your age is short of 65, or on the6 } u2 r4 v3 l4 ]
number by which your age plus years of service is short of 85 points,
8 Q. _0 P2 r4 I. Gwhichever gives you the higher pension.
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
