I found two additional good things about TD: , P9 E4 u& h9 |4 g8 m 1. If you deposit a check to your TD account, TD allows you to use it immediately. Alot of other banks will hold it several business days before you can use the money. 4 t W9 V" k! Y0 V 2. TD is very convenient. They also open on Saturdays and workday evenings. Most branches work on day time only, and also not on Saturdays.