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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
- \; K$ i, Y3 j* L( T1 H) h cannot be moved, turn on the hazard lights. Turn off the
: y$ n: |0 l3 N! G9 |9 V: J ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. 9 q. ]3 k/ o* a# b9 d4 c
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model 1 u- k; C1 H) y
and license plate number; the driver’s name, address and license' u6 a4 X- z4 m7 m' h) i v+ M- a; F
number; and the name of his or her insurance company. If the 2 H, Z( v: p7 Q+ }( Y/ Z+ \
driver does not own the car, get the name of the car’s owner.
8 }* k) i5 A# i! _8 A+ N7 r Write down names and addresses of other passengers or 2 [/ A9 b8 F0 h4 b. m. A
witnesses. If you have a camera take pictures of the accident % F9 C4 U9 P2 ^. @& F
scene. a5 a5 G! [, `9 T$ r2 _% Y
1 [5 g! {" W/ bStep5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the 5 E B, l% [* Q6 e6 X
accident in any way. You may be required to show proof of / q5 u+ [( u* Q: x8 \
insurance, but do not reveal how much coverage you have.! p" i( x& i+ l+ z5 T- l' }" J
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Step7. Do not accept any money the other driver may offer. By& k- j2 U" a& p4 i! Z
accepting money, you may give up your right to file a claim
2 l: L& E% p( E0 }1 B1 t against the other driver, even if the damages turn out to be
# Y2 X. a7 X, S more extensive than you first thought.
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% }5 n" W3 _; D% m) n, j2 OStep8. Do not agree to forget about a minor accident. You may see
1 o+ {! p: B) q8 W9 t4 m( j/ F later that there were hidden damages or injuries. The other
7 j" p1 g1 O! n/ p4 a e) Q person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
M2 P- t* `( | hazards, road conditions and driving speed. Draw a picture of
* l6 ]( w& V0 e the site, showing stop signs, signal lights, etc. Try to measure
& ], j) P$ ]1 c; R$ j+ x skid marks and determine the point of impact. Note any damage# x2 {( B. Q/ h
already on other cars involved. If a camera is available, take 0 i/ _; M$ ?4 W+ j6 X3 u3 f6 i! {2 o
pictures of the accident.
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" j3 B& {) t, q) D8 UStep10. Report the accident to your insurance agent or insurance , q O& m, ?4 W* B! ~% Y) {# Q- \ {
company as soon as possible. Call a lawyer Bruce King, to discuss( W( U9 i0 m4 H- p- u
your accident.% ^' @% O: x9 @- T: v" c
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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