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 What to do if you are in a car accident# x- v1 k3 w3 u1 i# Z }, j
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Step1. If possible, stop your car in a safe and visible place. If a car
, Q+ F" o! y& l! _ G; m cannot be moved, turn on the hazard lights. Turn off the
3 N2 B4 y6 K5 j ignition. Be careful when exiting your car.
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( ^" J a, i% m8 t: Z8 j. lStep2. Determine if anyone is injured. Do not move an injured person.9 ?7 o7 s3 @* J! T/ z: K' b
5 `. K4 g+ S* q; lStep3. Call 911 for the police and ambulance (if needed) immediately.
2 u; D- G. l1 G" K! g, U Report any injuries. A, P7 E6 R) ?& V" e
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Step4. If another vehicle is involved, get the car’s year, make, model 9 g9 H, f) g! `1 v* U6 v
and license plate number; the driver’s name, address and license
. U3 b8 I8 b7 I/ \9 V number; and the name of his or her insurance company. If the
3 D- Q' p# ~( ^; Y8 S6 {9 x- N driver does not own the car, get the name of the car’s owner. ; `1 H: ~* z; i3 _
Write down names and addresses of other passengers or ! B/ B" }/ u% @
witnesses. If you have a camera take pictures of the accident * k) U2 W+ r% @' ~# n# E
scene.
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. n& z2 o% v( R( J5 O6 i) t& xStep5. The police officer will give you a copy of the collision report. a6 C- Q: e. G0 y
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Step6. Cooperate with the police, but do not admit guilt for the $ w- b- f6 ]! H) q6 y
accident in any way. You may be required to show proof of ' l2 N' x* n" T2 b) L5 p0 {
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
7 e/ e4 V% N4 g7 o3 c accepting money, you may give up your right to file a claim - m* l/ T1 K7 E7 g
against the other driver, even if the damages turn out to be5 t! l2 Z5 y2 i1 R
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
* b6 U1 f6 G* U+ [ later that there were hidden damages or injuries. The other: v* r' u4 P8 \8 {8 C7 [5 a
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
4 e, h7 H( ^2 |6 P hazards, road conditions and driving speed. Draw a picture of + _( |$ X+ N- V& j# H& g
the site, showing stop signs, signal lights, etc. Try to measure
3 @ |8 a) R$ ?- c skid marks and determine the point of impact. Note any damage
; r9 h9 r2 J; Z% }) c' @5 z8 ^ already on other cars involved. If a camera is available, take * I7 H- ?- L e$ i: H
pictures of the accident.7 W1 y0 ]! T1 z3 W" g! x
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Step10. Report the accident to your insurance agent or insurance
+ X C/ G$ g6 } company as soon as possible. Call a lawyer Bruce King, to discuss4 a2 Z" E6 {" [, ?9 t% C6 a
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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