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 What to do if you are in a car accident0 }( T2 h: N9 t8 H2 u' S. g
& W& a) {$ D, S ]* e# JStep1. If possible, stop your car in a safe and visible place. If a car
2 o- _" t8 C0 a+ H9 ^ cannot be moved, turn on the hazard lights. Turn off the
7 u: k" W7 G/ V( g/ d/ ~ l# [ ignition. Be careful when exiting your car.) B- T* `7 [ M! d9 f7 e% S) a" w' W. }
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Step2. Determine if anyone is injured. Do not move an injured person.) T: Q5 o2 z4 d8 N: [
8 N- x2 M% `( R2 Q1 [Step3. Call 911 for the police and ambulance (if needed) immediately. : p1 N2 U+ ^( M% H$ ?* y
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model 0 c! J8 u7 b9 c" Q
and license plate number; the driver’s name, address and license
. e# \) A, `1 v# [' f# w number; and the name of his or her insurance company. If the
! z/ y V) k& ? driver does not own the car, get the name of the car’s owner. ; y1 S- \* M0 `& g5 f
Write down names and addresses of other passengers or
& b. f, \+ q8 t witnesses. If you have a camera take pictures of the accident
% w8 ~8 [$ u9 I scene.
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}' N- i) ~6 P6 M% g# g* ^Step5. The police officer will give you a copy of the collision report.
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4 O: H% P/ Z+ G8 D9 F, F. u, sStep6. Cooperate with the police, but do not admit guilt for the
5 ^; W0 \" P5 h, e; [8 r accident in any way. You may be required to show proof of 4 t$ t( b0 s# F8 [7 S9 J
insurance, but do not reveal how much coverage you have.
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6 ?4 j: z' o$ n/ C0 o; s+ T1 N3 yStep7. Do not accept any money the other driver may offer. By( ^9 O# B; E( K0 c
accepting money, you may give up your right to file a claim
M F0 X! K7 K* e) z8 S- ? against the other driver, even if the damages turn out to be, k9 b! N, s' w
more extensive than you first thought.
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& @# N% {3 P9 B7 w$ w, m& [4 KStep8. Do not agree to forget about a minor accident. You may see
; B" [* p3 V2 Q8 Q6 Z later that there were hidden damages or injuries. The other
3 f$ _; h: j# _ person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather, - N6 W2 b- i/ @4 V
hazards, road conditions and driving speed. Draw a picture of , v+ L/ _% `* W. M
the site, showing stop signs, signal lights, etc. Try to measure
& k. Q5 K( V" A% J7 a1 u) C skid marks and determine the point of impact. Note any damage$ a$ z# |* n% c5 |- l
already on other cars involved. If a camera is available, take
5 v! z1 _" t+ H s pictures of the accident.
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! W0 l' ^& a( n1 Z3 x8 q( zStep10. Report the accident to your insurance agent or insurance 5 Z" J7 ~0 e5 d- l2 S. \7 n
company as soon as possible. Call a lawyer Bruce King, to discuss- m" c+ \7 J2 J: O1 ]* f3 C
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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