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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
+ V" b& _' o6 S5 U, f3 F cannot be moved, turn on the hazard lights. Turn off the
: H5 s. c5 w" M, ]7 ` ignition. Be careful when exiting your car.: V, Q8 |8 J; A! c7 L
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately.
9 u7 I! f& @1 O9 n* R& E Report any injuries.
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) I! b9 I- U. O9 z# Y! W: KStep4. If another vehicle is involved, get the car’s year, make, model " N- k4 B: \+ t4 ] I7 e
and license plate number; the driver’s name, address and license. Y5 B8 t' D0 t4 `4 b) w$ L1 j; \( V" P
number; and the name of his or her insurance company. If the
* \ {' l0 D) \: e3 Y0 R3 h" e5 l) J0 j driver does not own the car, get the name of the car’s owner.
! R& X* n4 F) B Write down names and addresses of other passengers or
" x" T5 n6 P7 l7 k( U5 Z- ` witnesses. If you have a camera take pictures of the accident 7 }1 A8 H4 ]9 R3 T
scene.
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Step5. The police officer will give you a copy of the collision report. n: \8 y _4 Q+ {# n& h l
( u' N6 ^ m$ E, M5 M/ _Step6. Cooperate with the police, but do not admit guilt for the
! h, o) B& j- b/ c accident in any way. You may be required to show proof of
9 T2 h; R$ r! j; j: t" Z insurance, but do not reveal how much coverage you have.
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% [1 O8 @! Y( B( \; `* C. i: eStep7. Do not accept any money the other driver may offer. By
0 i0 _: @) o) m* ]: v8 g" ] accepting money, you may give up your right to file a claim
+ O# `% f5 v4 s6 Y p against the other driver, even if the damages turn out to be9 {+ C1 Y5 Z I' `) W
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see& ?6 l% ~% Y& ^ }6 P
later that there were hidden damages or injuries. The other
5 o5 b0 @3 H7 R, s1 E0 N# v person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather, 9 c- g1 F T/ M9 Z" K6 {! j
hazards, road conditions and driving speed. Draw a picture of
) R7 \* y# K/ p9 R, G the site, showing stop signs, signal lights, etc. Try to measure
- M, @% D4 w6 \9 ~' k2 ]: T skid marks and determine the point of impact. Note any damage2 V. @; Y3 O" a$ t4 T/ d# a
already on other cars involved. If a camera is available, take 7 R, [, [+ ~" t. m
pictures of the accident.
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1 X# A3 V2 f% b( {Step10. Report the accident to your insurance agent or insurance + u0 i% m" Z7 y$ k' _
company as soon as possible. Call a lawyer Bruce King, to discuss, L6 E N: m( H. \/ f
your accident.
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$ k( b9 @! x' `[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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