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: m' u& g: A) V1 |Step1. If possible, stop your car in a safe and visible place. If a car 4 a" O* O: z$ r* d; N
cannot be moved, turn on the hazard lights. Turn off the/ W' r4 b7 d* @, I5 I+ x7 y$ U5 C
ignition. Be careful when exiting your car.6 |. i; _8 Z% q9 ^, e' \' J
* W L9 Z; U! Z$ Z$ VStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately.
+ z, U0 v8 |# c Report any injuries.- Q6 S- ~0 A1 x8 T$ A5 D, c
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Step4. If another vehicle is involved, get the car’s year, make, model 3 A( W! U0 E% b. C$ w1 ]
and license plate number; the driver’s name, address and license
2 R% \1 }: W1 b# o+ I8 g4 K number; and the name of his or her insurance company. If the
7 M" T- Y4 ~ A4 t driver does not own the car, get the name of the car’s owner. ; `# [$ W& I/ @# k! c
Write down names and addresses of other passengers or ) e1 C. I( D1 _8 x& I ?$ e& w' k9 j
witnesses. If you have a camera take pictures of the accident
k+ U, n+ V8 X6 ?9 a( ?2 r. Q9 m scene.
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0 Q7 Q: A& p! h1 Y+ [: }Step5. The police officer will give you a copy of the collision report.- m, o; V1 Q M9 y
/ W! a4 j4 l- w+ gStep6. Cooperate with the police, but do not admit guilt for the ) s/ _: `& n3 X! U0 X
accident in any way. You may be required to show proof of
+ h7 D" h) E8 Z3 x; {$ ? insurance, but do not reveal how much coverage you have., m) q- [) {1 P
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Step7. Do not accept any money the other driver may offer. By/ K) }5 b+ ?, T* h9 Z0 J$ v- O' N
accepting money, you may give up your right to file a claim 8 f, H* \( Z' |7 T5 p4 a
against the other driver, even if the damages turn out to be: c& i T, g o# ]. J7 {
more extensive than you first thought.
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* _8 N6 ]+ {% m# PStep8. Do not agree to forget about a minor accident. You may see7 D; ?/ ~5 S4 C8 b3 a
later that there were hidden damages or injuries. The other1 l5 p F/ ~0 J) i
person may even file a lawsuit against you.
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- {( E M( ~ ]2 RStep9. Write an account of what happened: time of day, weather,
! P9 q; q; P# q z hazards, road conditions and driving speed. Draw a picture of
/ b: [% o! n. I8 }0 w: d; y# ^ the site, showing stop signs, signal lights, etc. Try to measure
& r O6 U6 |6 G, h+ R7 h2 P5 C skid marks and determine the point of impact. Note any damage
6 D3 X( y: B8 ?4 @# ]. [0 t2 A already on other cars involved. If a camera is available, take 7 D, R; Y6 x) H @ K$ \
pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance 9 L0 ^" Y. }- U3 {% N- Q3 V
company as soon as possible. Call a lawyer Bruce King, to discuss
- U8 Q' L- E9 y7 @ your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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发表于 2005-3-18 13:02
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