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 What to do if you are in a car accident: A3 i6 _2 m6 p; e: g0 M
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Step1. If possible, stop your car in a safe and visible place. If a car " f ]/ |9 M1 L; S8 {* H2 q
cannot be moved, turn on the hazard lights. Turn off the2 u* Q! i0 g0 ~
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.( R1 |: \% r' Q8 L# s: t) k
+ ^5 ^! ^' k3 M& UStep3. Call 911 for the police and ambulance (if needed) immediately. , {7 m+ g9 @, Y( I1 c
Report any injuries.: J" F) S" A2 T$ X1 R+ g
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Step4. If another vehicle is involved, get the car’s year, make, model 1 c/ g- J0 t/ L
and license plate number; the driver’s name, address and license
$ q! C3 u+ R. X0 Y$ c4 n number; and the name of his or her insurance company. If the 0 R- U' h! O+ |: y$ b" r
driver does not own the car, get the name of the car’s owner. , C3 L$ _ s5 ^7 p; k8 ]) \8 O" {
Write down names and addresses of other passengers or / ^5 p- ]; J$ t% @; p; U$ W
witnesses. If you have a camera take pictures of the accident ! ]% E4 h: D2 z6 c: e5 h" x
scene.
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: x$ m T* E* @1 K, B U% kStep5. The police officer will give you a copy of the collision report.9 U3 @; ?1 b! `3 e2 Y0 X6 \- A; j. L
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Step6. Cooperate with the police, but do not admit guilt for the
9 P% M4 n: N# t/ e- ^, e accident in any way. You may be required to show proof of
% d. `0 Y; u& B$ V insurance, but do not reveal how much coverage you have.
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( O6 D F1 c" `Step7. Do not accept any money the other driver may offer. By4 ~; s5 @+ |" _0 K' ~* [* P9 k
accepting money, you may give up your right to file a claim
2 {* m p: B) e" L+ V. r against the other driver, even if the damages turn out to be
% y7 z! O7 ~' b0 A' O9 ] more extensive than you first thought., U9 \/ p8 Z p! J# v
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Step8. Do not agree to forget about a minor accident. You may see
* @1 H& m. ]7 Z: t2 F later that there were hidden damages or injuries. The other
: }9 Q/ _3 M9 e9 G: w5 V person may even file a lawsuit against you.9 @! C0 ^6 ^4 k9 w4 N& a
/ f. t @( R/ {5 m7 w. e4 MStep9. Write an account of what happened: time of day, weather, , s+ d+ c. B$ ]4 d0 Z6 h7 U
hazards, road conditions and driving speed. Draw a picture of ( j% [7 K0 a8 D% H
the site, showing stop signs, signal lights, etc. Try to measure 2 u# C. C+ f8 o( P. z& o
skid marks and determine the point of impact. Note any damage
& C( L: s3 @7 X: S5 E7 F# [ H already on other cars involved. If a camera is available, take * a% u% w9 ]6 m, W% j$ ^4 c9 B& M
pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance - i9 b- }7 G! B; l2 \
company as soon as possible. Call a lawyer Bruce King, to discuss
* X5 z4 a! E& c3 H( _; c your accident.# L; C0 Q7 t' c8 l
2 {6 V6 R: L' M9 ~[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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