优选标准: ; r. y3 Q% q" d2 W0 D: C1、消费返点,例如:0.5% or 1% or 2% and so on. " C7 o# [7 P, i# m# o, y2、免年费,超期利率等basic conditions. ; @- q+ j: {7 S' |3、信用额度credit limit, 贷款优惠等。8 m) T7 H$ @" Y+ ~3 s1 b
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MBNA Smart Cash:# l& A8 f1 J: t7 H3 o- v- I
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5% on gas and grocery for the first 6 months (3% after that); 9 v7 F, m% x+ Q- ?1% on any other purchases.