优选标准:$ A5 \- y2 A, k! p+ w+ {, W4 `2 S- g
1、消费返点,例如:0.5% or 1% or 2% and so on. % W8 w$ [* m- e% r2、免年费,超期利率等basic conditions. 6 j" k0 A5 p R9 e z3、信用额度credit limit, 贷款优惠等。8 Y. v$ o: ]$ V$ }6 A( D
MBNA Smart Cash: , C6 L8 Z5 t0 Y* @) v b+ z " n* Z& X9 j' E) w% q5% on gas and grocery for the first 6 months (3% after that);2 ?6 h; Z8 K4 U4 D; w: g
1% on any other purchases.