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加拿大最好的活期利率

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发表于 2010-1-3 16:19 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。2 l, i% W% |. H

+ |) ~+ Z; e4 p! b2 c+ ~注意申请者需有SIN。" m, k; |( v! a) \( ]# q
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ING DIRECT的所有利率情况如下:6 B+ `+ p7 _; ]6 g/ i) H2 X
Investment Savings Account (ISA) 1.35%( R- g$ f8 e" R- {
US$ Investment Savings Account (ISA) 0.75%
  x/ J" ~9 T, c; n3 ?0 p! m: yRSP Investment Savings Account (RISA) 1.35%6 {2 V  h& i' m+ i6 I% e
Tax-Free Investment Savings Account (TFSA) 3.00%
+ E; q% l$ P7 @( p; S$ S0 \" \% BChildren's Savings Account 1.35%
7 k/ |9 }) X1 Z# M. a- ~Business Investment Savings Account 1.35%
3 F! ?/ Q( s' G: \/ mUS$ Business Investment Savings Account 0.75%' E" P. F) u( l, ^, D! j4 g- J+ a
Guaranteed Investment (GIC) - 1 Year 1.25%
' _# `5 n1 d$ o) M) L; ]Guaranteed Investment (GIC) - 1 ½ Year 1.50%( p0 ^4 l6 `; U3 z! w1 Y, u
Guaranteed Investment (GIC) - 2 Year 2.00%
; M) S2 \) e  ^% t, sGuaranteed Investment (GIC) - 3 Year 2.50%
, w+ `/ u2 ?" M" y) D% BGuaranteed Investment (GIC) - 4 Year 2.50%1 z: ~/ i+ \8 Q; w4 E; E
Guaranteed Investment (GIC) - 5 Year 3.25%- a# V5 x/ ~' t
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
( v% C0 v2 Q. c' ?. ?# H$ d3 z; fUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%2 n; m& V8 B- |- i2 t
US$ Guaranteed Investment (GIC) - 2 Year 1.25%9 j4 C6 ~3 w/ o
US$ Guaranteed Investment (GIC) - 3 Year 2.00%
7 S8 p( m! b+ u4 h$ ]: vUS$ Guaranteed Investment (GIC) - 4 Year 2.00%( A3 O) h" G) W; R' Z
US$ Guaranteed Investment (GIC) - 5 Year 2.00%6 h' s+ e  N' T4 U: Q
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%' Y' C! k; s& [$ L/ H7 x) T* W
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%. F3 G/ n$ F9 ~; G. N0 a
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%" \" n. k$ I, m
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%& r, z4 _# B$ j
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
# }& F9 @1 @! z# S: R: a1 xUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
. Z, g7 W# ?0 b# ]" _+ p' hBusiness Guaranteed Investment (GIC) - 1 Year 1.25%
( z/ `- @  L% H. X& U5 OBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%3 S; S- h0 I0 e! h8 e
Business Guaranteed Investment (GIC) - 2 Year 2.00%2 O9 K; D4 B  s- c3 ~) N
Business Guaranteed Investment (GIC) - 3 Year 2.50%/ @$ u# e1 f* ~$ j
Business Guaranteed Investment (GIC) - 4 Year 2.50%
- K3 p) q8 T% BBusiness Guaranteed Investment (GIC) - 5 Year 3.25%
( {% G4 B2 Z4 o) s+ Z2 BUS$ Business Guaranteed Investment (GIC) - 1 Year 1.00%5 J3 }+ Y/ j# d' A
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
) X" i' U/ s( {US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%/ B& Q. ?+ ]0 x9 j
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%, b7 w9 W0 v5 B4 Q
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%4 V& Q! _& a) U1 P0 q4 x
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
4 E) y/ |  }% Y7 N; w6 f" T: bBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%' j4 F# P8 M% ~
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
5 ?" q! M* D+ hBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%& v0 _1 n! z% x
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%6 M. U% d6 \; D" l4 s' _7 D" @2 p4 @
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%4 n; w7 X( c, K; ~2 ]
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
* a8 e( {9 r+ s. U, f7 q# J2 HRSP Guaranteed Investment (RGIC) - 1 Year 1.25%5 Y( {0 @/ f% o' v$ I; o- b
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%% I; B. \; x. S8 r! v; @3 m! {
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
2 f# O2 L- s/ Y7 q9 e' D7 `' N; J5 c- IRSP Guaranteed Investment (RGIC) - 3 Year 2.50%
( \9 L: H3 z$ A  MRSP Guaranteed Investment (RGIC) - 4 Year 2.50%
) g/ q) q% R/ G1 B) _6 zRSP Guaranteed Investment (RGIC) - 5 Year 3.25%
; Z+ U5 g* H7 OShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
) I4 \& l7 ^8 A7 MShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
4 N9 ^2 {% h  `$ \: N- PShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%9 J3 A( T+ r  s9 K% g3 a! Q
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%  j5 ^5 a0 K5 M$ H* ^1 i6 I
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%8 U" k$ p9 C" h) @7 C( ~# A  d" o
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%' J% N/ f. H  U5 L5 s5 g
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
; [; W5 M* \% J5 T$ D/ h9 w4 rTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%' l* k7 M: S9 B& V/ F8 @$ _" B
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%4 W# Q; o+ D! o# t* J
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
. C- C; G' \: r& @7 bTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
  \# B9 A$ Y# _' uTax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%/ u0 ?" c7 s0 [% M& _8 ^# `1 Y
Credit Account as low as 3.95%8 `( @" x0 `% }+ x0 ~
unmortgage - 1 Year 3.39%
& S; z8 _7 u( I1 f  `  N$ i3 vunmortgage - 2 Year 3.59%; ?' |$ ]  u6 z& e) o1 }" i
unmortgage - 3 Year 3.65%+ H$ E: P: e9 K; m
unmortgage - 4 Year 4.09%
1 V  m$ U9 w- j+ K/ W, Yunmortgage - 5 Year 4.49%
' l7 @/ [  r, p* j" h; Q: `6 }7 B8 Tunmortgage - 7 Year 5.50%
3 z; I1 j+ A7 s0 V. P9 u. Eunmortgage - 10 Year 5.50%+ ~; T" g% r' e* N& G9 ~/ Q3 i" F
unmortgage - 5 year variable
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发表于 2010-1-3 16:45 | 显示全部楼层
我是胆小鬼,
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 楼主| 发表于 2010-1-4 17:51 | 显示全部楼层
我是胆小鬼,  u: n. m) i/ r
pigyear 发表于 2010-1-3 16:45

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请问你怕什么呢?如果害怕就先存一点钱,等舒服了再说。不瞒你说我开始也是很小额的存,现在所有的存款都在ing 6年了
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