as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 0 L6 r( C* G6 P2 m/ {$ R( d & x; F* V5 E0 x! H( n7 GYes,I hold these two rate from April from different bank. Now ,it is the time to pick one....