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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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$ q$ n: o3 h) xWhat kind of account did you have in your mind?6 u% |' p" J& l/ Z# \  B  Z
你想开哪种帐户?
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; J# S, G9 T- `; ADo you like to open a current account?
: K8 z* ?, p2 A+ c/ N% Q9 n! Q# z你想开一个活期存款帐户吗?
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/ j4 j, k3 F- v5 z# ^2 EA deposit or current account?5 f+ K& u( G7 S' U8 r4 k# t
定期还是活期?
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) a$ V6 {: J! }Please tell me how you would like to deposit your money.: |  e6 @' ^, ?. l% [% J" x
请告诉我你想存何种户头?
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0 a' C9 T0 F( y3 R2 X$ [7 B* ]There's a service charge for the checking account but no charge for the savings.3 N8 j9 b- l4 @, V$ D( `
支票户头要收服务费,现金户头不收。 8 @# ?5 K5 y; _3 X
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Our minimum deposit for a savings account is 100 dollars.& p4 K5 L' q; p5 Z0 W* Z
我们储蓄存款的最低存款额是100美圆。 9 w$ ]% I) c+ s- U5 R

6 R  T- Z0 v, tFive yuan is the minimum original deposit.
$ p- s% [% f9 g$ ~3 B: `最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.
# I' G9 {7 d9 n5 E! q1 v你可随时以50美圆的起存额开立储蓄帐户。 ' H) P' o3 H+ x
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Even one yuan is all right.
9 ~3 O; O9 L+ O甚至一元也可以起存。 " H; A) a* u7 U7 y/ N1 q( E6 e

& M, a8 g( |  jHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.3 D3 f% {) o% i3 g
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 # J0 B4 F$ I( E2 \4 ~! R6 ]. Y
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I should like to open a current account.& }7 ]- ]3 k3 R/ e* ^9 q
我想开一个活期存款帐户。
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2 {- ~4 h, j! n6 ?% |8 Z* V! |7 DI need a checking account so that I can pay my bill.
2 x( t  i% T1 J' W% n- ]我需开个支票帐户,这样就能付帐。 % S  Y7 G+ \. A. @1 J  d% p6 h

, S$ Z, d+ {2 uWe'd like to know how we open a checking-savings account.
% n6 d' V8 R- s9 U- x我们想知道如何开一个支票储蓄帐户。 . e" ?) U6 \% f
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I have a checking account here.# X0 M, C' H* J. I
我在这里有一个支票存款帐户。
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I think I'd like a deposit account.
2 y2 ^& f$ A6 V( U2 J, W我想要开个定期存款帐户。 * K: Q& u$ P! L3 A" @% n$ m
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Can I open a current account here?
' k8 `) B& e2 b/ w% M我能否在这儿开个活期存款帐户?
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+ ~2 p' C( Z" ]: u+ QI want to open a deposit account with you.
( o; d  s2 E* m& P0 c! V我要开个储蓄帐户。
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I'd like to open a deposit account with you.
: l9 y, i! o) n1 x3 ?2 z我想在你们这儿开个定期存款帐户。 ; q  T! B- L/ }3 D7 e
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Could you tell me the difference between a savings account and a checking account?2 c* t: W4 S, C
请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.! I- G6 `+ f7 H5 E2 n2 k! j# g& ~
请告诉我开个储蓄帐户需要什么手续。 2 z2 s1 F9 i0 D7 `4 Q& U8 e

/ o) ~+ }$ S) b. C4 MWill 100 yuan be enough for a minimum deposit?& F& a- a' w7 B0 U
100元作最低存款额够吗? " N; Y, a- u2 {2 ^* w0 x
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
6 {) y) U5 }0 Z  h3 k1 q3 `我想知道开一个支票帐户200元存款是否够。 7 e0 t9 g, @8 |/ x* b. l* G
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Could you tell me how to operate this account?$ r* F! n& I. ?0 q0 e0 n7 |# k" ?
请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?) |1 c, o% L# T) n) E5 I
第一次储蓄有最低限额吗? . C& Y+ ~6 U  R- J1 }0 y( u

. p" l. N: W3 IHow much does each account cost?) N2 y5 }0 a/ D& J: V
每个帐户要花多少钱?5 W% u" h7 B6 F
 
0 N. v  D/ h" F$ Y* YUseful Phrases 5 F- |5 O+ m' w3 c* A% `/ H
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current deposit, current account 活期存款
$ \1 E$ k# \( _! Hfixed deposit, fixed account 定期存款# G' h9 E8 f3 l# x: j4 z
fixed deposit by installments 零存整取
, G  K" \6 L6 _- c; }7 qjoint account 联名存款帐户& C  @0 J; O) u% h
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款/ i/ S4 b6 ~/ p* x/ I4 X3 u4 h0 Z

6 U! m" d- r# z7 K1 iHow much do you want to deposit with us?- N/ ^3 l' T6 ^" l) w# N
你想在我们这存多少?
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How much do you wish to pay into your account?; g% ~* S. k1 v
你希望在你的户头上存多少?+ o$ z, k9 m  c% T+ |" U
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How much money do you plan to keep in your account on a regular basis?
( X+ P; \) t3 g& |# x你计划在你的户头上定期存放多少钱?+ f  x6 [# t+ s- T4 n2 F
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How much cash do you plan to deposit in your account?4 ~1 l* {8 ?! y4 x
你有多少钱要存入呢?
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8 d2 @, F. q% `4 S' l. u5 I9 R& OI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
$ T* F; f( d% B: L; A( f2 l6 K我认为你可把钱存入银行,或留在银行暂保管起来。) C1 X/ L# @  a6 P" \* g, ~

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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
- ]' n+ d0 F- A1 V* U7 m* K4 K请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?$ v+ R7 x, @% T/ x# M$ N
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I want to deposit 300 yuan in my account.6 p" u" C5 I8 c& I! k( }
我想在我的户头上存300元。
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I want to deposit these cheques in my account.5 j- X4 Z7 }7 O) Q9 k
我想把这些支票存在我的户头上。6 o3 h6 p2 w- o% i* V1 y

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I'd like to pay 200 yuan into my deposit account.
, F; _! ]& m# b' ~我想在在我的定期存款户头上存200元。
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/ e! u: K- Z2 W  {I want to deposit my paycheck.  ?2 E. A, E2 n
我想存入我的工资支票。
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1 m+ n, v) _* [! w  h8 }9 q" II'd like to know whether I can cash a cheque here.
% Q  b8 z( l( K我想知道我能否在这兑换支票。
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9 r& j2 ^% q2 T' o! y( kWill you please cash this traveler's cheque?
) p8 X# G3 A# p+ \4 t0 v, \! }$ I5 R请兑现这张旅行支票好吗?1 w% j' ?2 w" C
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I'd like to cash this money order./ Q! k  j' V  V) H: u# |
我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit.3 r' m6 D9 b, [( n" s& [8 c  c- Z
我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?8 r5 R( ~* \9 k" M
请告诉我兑换支票收手续费吗?
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4 e! W9 [$ S5 y5 f3 ^, bCould you tell me how much the checks cost?
, C* D# E% \: _8 M2 O# D# Q请告诉我这些支票要花多少钱?' @1 x& z0 }, ]# o: f; e6 h8 o

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What if I overdraw?
! k3 f" ~* g, x& I" c如果透支了怎么办?
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# d' e2 y! e2 i, C4 t2 p' d& Z7 GPlease sign your name on the bottom line if you want to cash the check.
5 {7 x9 K+ m8 `  n9 t7 V如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.
- v1 ]5 U! ~4 R请在支票背面写上你的帐号。
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We honored the check as the overdraft was only 5 yuan.6 H* m5 S* I7 K
我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.2 n# k& |7 n* M% m7 F; y& c
请背签这张支票。
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! p7 K# ^( N  S9 [* i# c/ sThe traveler's checks cost 1.5% of the total amount of purchase.9 y; p3 F. ]9 B! v, g3 d; \
旅行支票手续费是购买总额的1.5%。" R- m  C: p* I% @
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8 z0 X; C: L8 N* j& x% tHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
' M8 k1 w. [; U. E这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。$ s0 \% H8 r& _" H$ A
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( ]! i5 R0 Q. m1 l+ g: WEach cheque you write will cost 2 dollars.
. T* i$ R6 i' z' \2 c) d' k# [你每开一张支票将花2美圆。
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1 a- `" Z3 c1 j% G0 l! ~Useful Words and Phrases
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+ t4 Z. Y/ S7 [2 z- E( A/ _account number 帐目编号1 H/ S( B* E% d  i0 Z; ^5 w6 r
depositor 存户
' \$ O8 u! z2 n. \5 qpay-in slip 存款单
9 \6 y) i0 a& Ya deposit form 存款单' \- R: A. G5 X
a banding machine 自动存取机. x! c5 j' _- E: I
to deposit 存款2 O. L9 U3 c! \$ O1 t
deposit receipt 存款收据
2 |) p' |# H5 {$ Y+ [( Lprivate deposits 私人存款7 @) p% Y' }1 I/ U3 L
certificate of deposit 存单/ Y( {( t4 h* |  n& v
deposit book, passbook 存折0 w, N' B  S4 _6 l
credit card 信用卡$ [  c0 ], a) _
principal 本金( _& P5 f8 }$ e( B! A
overdraft, overdraw 透支
/ `* v4 B" c  z+ @1 G' Gto counter sign 双签
" ]& i% m! J* l0 l* ?5 u9 f3 jto endorse 背书
9 }& c# w( o+ G& ^0 c2 H2 U. P/ Dendorser 背书人
' }7 _) i. k" Lto cash 兑现: z/ D; K+ U6 v& W- X0 p
to honor a cheque 兑付
" g( G* s* B, z. P  b! Gto dishonor a cheque 拒付
& H/ n2 r' y0 b8 d- Pto suspend payment 止付
# ?# n$ f7 G2 {. w; P0 vcheque,check 支票7 q4 W& z5 y2 D% L* @$ F3 ~
cheque book 支票本, S& k1 t- c+ y! Y) P8 `, b( D/ v
order cheque 记名支票
2 n4 p5 l1 f5 h0 N# e8 gbearer cheque 不记名支票
* C  y) @6 Z/ v# c1 B0 Acrossed cheque 横线支票3 U9 q: f5 N' J/ p
blank cheque 空白支票
! n4 @) h/ z9 K; X* }rubber cheque 空头支票; Q8 n9 J! A. o6 z. @& i. R: g: h
cheque stub, counterfoil 票根
7 w5 G; l& N4 ecash cheque 现金支票
9 y( T/ _* V6 y( q- T3 P) x( v* dtraveler's cheque 旅行支票
$ f8 m) \0 ~) Dcheque for transfer 转帐支票: [' [9 x9 D( m0 }$ E
outstanding cheque 未付支票5 A8 ]* I" @, J9 T' V9 o6 t
canceled cheque 已付支票! S. X3 o% Y9 y2 a3 r6 \6 k
forged cheque 伪支票
' g9 c8 G+ U7 y+ X5 PBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余9 i, Q+ S( U0 r8 o/ q; D
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
7 T9 j& e" C$ j我想知道一下我是否能提取存款来支付天津购物的费用。
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( ^" V1 I4 S& U1 W; q# w9 o* ?I want to withdraw 200 dollars from my deposit account.
4 Y" Y2 h6 X3 W" }  X, P- ^我要从我的定期存款中支取200美圆。# M* \5 |8 I' r/ ]9 V. T

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* M, y# n" }; L! JI want to close my account with you.7 B4 Q- p% O4 S
我想结束在你们这儿的帐户。
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- q7 [4 B6 Z3 R, SI'd like to draw 100 yuan against this letter of credit.
. X# M. T; ?3 N/ ]8 S6 P我想从这份信用证上提款100元。7 ^7 X6 d  y  `+ l" d' P3 I" x9 r" S  ^

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  q/ R+ Z# F/ o! b0 P7 zMay I draw money against the letter of credit here?
- ^1 D4 Z2 L) R! o1 k我可以在这儿用这份信用证取钱吗?
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8 N4 M' k, N) K4 KCould you tell me my balance?
6 ?4 E9 C9 h0 c能否把存款结余金额告诉我?5 z& P$ R& n" Y/ F  v1 g4 b: e+ N
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/ G- R! H9 G8 j2 B5 EPlease let me know my balance.( w; q( J! s" h, C! s
请告诉我结余金额。
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( C9 v8 m; D! ?0 ~, P0 EI think you can draw on this account by cheque in payment of goods.# h, j/ ^. Z% {
我以为你可用支票提款支付购物费用。2 J  f3 i/ O6 A" q: Y5 F

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Your balance at the bank is 300 yuan.5 q8 L/ O1 h8 T2 o4 C& y
你在本行的结余是300元。
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6 O( b! E' Z  b- c/ {7 W! CYour deposit is exhausted.; x2 Y- Z# R' |) R6 a2 E6 [# B9 \
你的存款支净了。2 v+ G+ c" `) M! {2 _; B

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5 X% I  r8 x9 g: Q1 R3 WYour letter of credit is used up.( i& E6 c! N, I; _* @
你的信用证用完了。
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2 ]1 O1 O3 U& p$ G- W3 yPlease tell me how you wish to draw your money.3 I9 B1 P2 l) Z& L8 C, {
请告诉我你希望怎样支款。5 k8 |. g4 T* |1 J
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Fill our a withdrawal form, please.5 f$ P  ?4 S# `% R$ }; o
请填写取款单。
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; g* M0 @8 ]. [/ CThe letter of credit is exhausted.
4 }8 S) p  n! I6 P信用证上的款子已提清。) ~. b" ?" R1 A* b! T9 k

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The letter at Counter 6 will pay you against your number slip.
$ e, n; r3 b4 p* ^: E9 Y; x六号柜台的出纳员将根据你的号码牌付给你钱。 # D3 E# Z/ Z  i2 P  z# d, r0 Z* i
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- F* @, {- @. \: p: U: |7 E, IUseful Words and Phrases $ d4 y, l$ }5 N# y1 B

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1 ^+ q$ `- A/ ]" P# d8 ito close an account, to clear an account 结清
8 M9 _1 W& z/ l+ j7 u  cto draw money 取款4 b0 S+ z; F8 T6 z: U$ w
drawing-out slip 取款单1 U8 {# m! {3 w. R! b+ H3 O
the number slip 号码牌! I) o7 X, E. y) M8 r: \, D
a withdrawal form 取款单4 R  }* V" s0 [7 k
to fill in the receipt in duplicate 一式两份填这张收据' F' N4 h, d( t$ \
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
2 h/ C5 E4 W4 [* x# a+ a好,已收藏!
  b# v' L: w5 S/ u
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层

* {5 @' J8 _* ]+ F
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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