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本帖最后由 年轻的心 于 2010-12-1 13:52 编辑
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# H3 E. g. r: m# \2010年12月" j7 M7 ]* f. {/ S
Bank of Canada Interest Rate
( ?& h4 h# k2 U7 y/ U
. b# z5 s8 c- \( ]. Y | September 8, 2010 | 1.00 % | October 19, 2010 | 1.00 % | December 7, 2010 | Next meeting date | Source: Bank of Canada& y" ^4 O8 k' V+ S, q+ p2 |7 d
# A6 F0 S N3 G" J* t
# {* a) P0 E; K6 |6 FBank Prime Lending Rate" D6 C8 _* s% {9 Y% ]9 `# e4 P; s- P9 y
$ z0 w$ D. H$ b O0 J3 g) S9 @
* G7 o; o" l7 X9 }
September 9, 2010 | 3.00 % | October 20, 2010 | 3.00 % | December 8, 2010 | Next meeting date |
; D5 Y! W; F" ISource: Bank of Canada6 K' B0 Z8 ]' R
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4 W" o4 |5 ]. [% L
- k2 }; ^5 D; I/ J) _
) @9 K( X. m2 ^( Q! }% k" \Conventional Mortgage - 5 Year Rate*3 Z5 q2 a- b" j6 ~; ~
( V" {/ N3 U4 t+ O
) o) b- M' r5 r. C7 oSeptember 15, 2010 | 5.39 % | October 18, 2010 | 5.29 % | November 29, 2010
/ `) t c; L7 D2 p8 j | 5.44 % | # J6 F0 G$ r1 C) t' N
Source: Bank of Canada
6 Z7 J! e( O; A*Determinant for high ratio mortgage variable qualifying rate
2 M- w4 f+ \) b8 d% k" P* a/ v) d. y% x7 q
' W8 {. \5 q }: t
$ e4 n0 x( w/ u4 h2 I0 R9 J4 G& ]9 ]2 b, b5 b+ X: @
US Federal Reserve Board Discount Rate
* V1 R2 N( D# @1 W+ J
: e: q4 G. Y. k- m; l n3 [: Y/ v
) h5 T. H( {! N, }September 21, 2010 | 0.00 % - 0.25 % | November 3, 2010 | 0.00 % - 0.25 % | December 14, 2010 | Next Meeting date |
9 h( [, g+ O. C; XSource: US Federal Reserve& t( [+ T* [# m1 ]1 @% o
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) Y! @: x n2 @: f; O, P P, C3 V; Z, H9 `& _9 \8 m; c
1 @5 _% J; u4 u2 w+ c4 I8 C7 t
' D' }3 b2 J1 I* y WExchange Rate $CDN($US)
% _$ Q) B+ {) t' {" S1 LOctober 28, 2010 | 0.9790 | November 10, 2010 | 1.0000 | November 26, 2010 | 0.9804 | ) I0 M! r' e( W) z; S& P) s& s' C' u# N# S
Source: Bank of Canada$ A, B- Z; j% y& ]
" `9 W e4 g6 n
: x4 A' j: r% u( {
5 ^! U* |: u5 M7 |0 n
* C* X! M0 h$ ^; `. Q6 |Government of Canada Bonds" j. b( Q( E: S
6 b) r1 i+ R" ^5 J5 b0 m
\/ f7 \$ b. b5 LBond Type | October 27, 2010 | November 10, 2010 | November 24, 2010 | 1 year Treasury Bill
5 }( G9 u3 Z( U5 T2 } | 1.21%
$ E+ m! a/ x* Y8 W% U, |1 p- y | 1.27% | 1.39% | 3 year Benchmark
1 N& u! F O: p$ JBond Yield | 1.59% | 1.73% | 1.94% | 5 year Benchmark ]# @; a, a/ c. J0 d4 c
Bond Yield | 2.06% | 2.20% | 2.48% | 10 year Benchmark' K i( }( o. G3 b* j
Bond Yield | 2.89% | 2.98% | 3.19% | ( b2 P0 d* Q2 p4 A) g
Source: Bank of Canada ]0 h4 Y7 S6 |3 x6 Y: y. @
I3 k* @2 s4 ]; [0 \9 S2 M, ~% m+ Q6 B$ G; H
7 _# ?' P% \4 g c! s+ L
/ ^" ?- |* i7 u2 o1 n- u; ]! k; Q
& ]" G3 u. }$ N; f1 c' KTotal New Housing Starts (Seasonally adjusted and annualized)5 q) u+ p0 J$ M- U
Province
5 Q4 ?, s2 a/ E | August
' s8 ~/ C9 h" F, n1 J0 V! N- ?2010 4 B3 o* n' X* d, x2 `0 O
| August
4 H; z7 j; K' X: T$ s2009 O& u( Y' k( m K. ^ ~4 G8 c! [0 L" B
| September
+ Z3 \, Y+ B( y- ?2010
& a/ r5 x `3 r/ v | September4 D' C8 W% g5 |. E4 A9 B
2009 D; t# ~& N/ F7 u' _
| October+ U3 _0 j& B8 P6 K# ]% J- q
2010
) T' L$ N9 ?% {3 D2 f | October
1 b2 I0 j) B- D! \- G) h6 e2009
1 K) G1 x- ?: N1 J `+ h9 r | Newfoundland/Labrador/ X' N5 C1 P) h) I/ O* k( v$ S
| 3,500 ' t4 x5 C0 U0 ~- O1 n6 {% Z- p" U7 k
| 2,400
; E0 C, k) y1 k) S7 m3 R+ j4 l | 3,100
8 d4 [ ~& J; u$ [' V# h4 |. @ | 2,800 6 `1 \# c$ P0 N' E
| 3,400
, ^% X! e( Z& q% H/ \, y u | 2,900
7 D5 y0 J6 ^, d1 v$ N | PEI g, Z( W% I8 a
| 1,000
# z& k1 K. W1 t; C5 { | 1,000 $ f0 A3 H) N, B0 D- Q
| 500
4 K! s' ~8 o/ j w | 700
! l4 J( w& g% b+ D | 400 : \2 H9 E4 S7 d+ y/ u u
| 1,200 - w3 @( p; n# l. @0 f. I
| Nova Scotia
) j3 m( i! s* O" a | 3,200 7 {- X6 g& n4 g, c
| 4,200 + B9 c6 u8 a6 C2 b7 m
| 4,100
! Y9 B$ [# t/ `; e" u | 4,500
$ y) D% E' m8 J- m. x r | 4,700
) a& f2 v+ P9 E! t4 F- A | 4,000
* @* e- F# i( ?- n9 W. R3 b g | New Brunswick
' I5 D9 x+ u5 ^% X7 L" \% [+ ] | 5,100
9 k# T. A1 }# ?" q/ j- L4 W | 3,700
* u9 B' o! u6 ?! V9 B( o. g5 E | 2,400 " z5 e5 t: P! @$ F* C7 x0 K; c" M
| 2,900
3 o! \6 ^' W. T | 4,900
, \$ U8 N$ ?' Y H! _* K4 }0 E | 3,600 - h. K! ^6 V/ D- L
| Quebec
; @8 }6 o5 H8 E7 J7 N, c# { | 48,300 9 @7 [, ]/ \3 ~# ^
| 47,300
. E4 f7 M5 z. t# ]# f/ T | 50,700
% a' V* _& _. b, f& z0 r | 41,300
8 e$ t; g* \2 q( K1 V | 48,600 " d9 G1 u% i$ H6 u' d2 P& W
| 37,200 5 C. a8 u5 ~! e$ ^0 j0 E3 L$ a X
| Ontario' g1 X) u2 j9 n8 x+ Q5 `
| 64,800 ! d+ G/ s8 C+ i! ?2 r& c4 {
| 44,200
$ P$ X* @* L% X+ ? | 58,000
; ^4 c' j# D( s8 P: ^) S+ l | 50,200 6 ^$ z, d9 D0 T; Q
| 44,700
* g& t% U/ i- w# ] | 57,600 - H4 G) _7 p3 @" {& O; O8 e
| Manitoba
! W( n- x. E! ^ | 6,100
* Q" L+ Y( @3 v3 ?2 a | 5,000
# ^2 ]% }, L) G B$ S3 k' l | 4,000 X/ L" J7 c8 t
| 4,400
) v( w1 B: u/ U, S7 l | 3,800 4 {" {1 c: Y% _
| 4,200
% b! \+ K6 U: B- j) g( N% c3 o4 m | Saskatchewan
) x) p7 y' K- j9 _% E" X/ h' ~4 S | 7,700
: q* W+ _1 X+ x- R1 H2 B; p$ O | 5,100 - I3 |' }( Q' f1 ?6 d" h
| 5,400
c) Z* |" U6 l0 h$ o | 3,700
$ o* _" g: V( i4 G0 n$ s4 H | 4,700 / \% F9 z5 \0 C: a* M2 Z
| 3,600
/ ^. x4 y0 c6 n& v | Alberta% z6 N8 }+ C: I0 w7 l& }1 O
| 23,500
' f; O& h) O" c% u% z/ Q | 18,400
# r2 p0 Z3 Q9 \$ O | 27,100
& b/ j: Q8 r3 e2 t5 | | 22,600
. \+ S1 G9 G5 n | 25,200
) U2 ^- O6 s: g. h- ]5 \9 K | 25,000
* y7 y1 N) m8 K1 c$ H5 x | British Columbia0 P# d! Z# w) d" K1 q
| 27,800
/ n# U f' `' B( e | 19,200
& Y6 A6 o) ^) y- b | 29,700
1 R/ ]2 U# x" W; ? | 16,200 5 I8 J* x }9 O
| 27,500 ! U+ \5 c! G' k8 q
| 18,200 + |; z- W. Y9 A0 J! c6 I
| CANADA0 J, `% A$ J e7 c9 N
| 191,000 . N8 ]; v) p5 A
| 150,500 # z3 q/ n3 b# s( C/ H
| 185,000
6 r. s7 a: H0 u5 z* l8 G3 h" r | 149,300
7 X1 n& o* }# d | 167,900 ?. ]/ l% ?4 U$ r( v3 _# Y1 V6 a$ _
| 157,400 % n, F. j# n5 [2 U: }& D3 D
|
) d% @ ?3 r$ d4 ^- T/ QSource: CMHC Housing Now - November 2010 and November 2009. This seasonally adjusted data goes through stages of revision at different times of the the year.) ^' _$ Q' K8 I4 `2 n" b' d# r0 `
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% r" Y1 G& P& @5 v2 s6 Z
; O8 [* P' Z& `+ n; d, j
7 K8 `* D+ C3 [' a* U" K* `9 }0 e7 s* |* F
Average MLS® Resale Price for Local Markets# d( v4 k5 ]5 o. o* D9 Q1 T
. _5 Q7 r: w2 [7 F# [& f0 w
, P2 e- n7 `) y) G0 T, HCity | October 2009 | October 2010 | Halifax | $235,465 | $248,678 | Saint John | $178,632 - z6 o7 @! h9 M& A
| $165,032 | Quebec | $219,440 | $246,918 | Montreal | $285,100 | $309,638 | Ottawa | $320,561 | $305,872
. j5 U1 H$ ?( S4 n, V+ h* c5 O | Toronto | $423,507 | $443,633 | Hamilton/Burlington | $296,253 | $305,872 | Winnipeg | $210,618 | $229,467 | Saskatoon | $274,759 | $293,929 | Calgary | $393,574 | $399,679 | Edmonton | $351,768 | $317,096 | Vancouver | $638,948 | $707,207 | Victoria | $481,500 | $343,747 | $ O6 w8 k1 W' I1 m$ \* M6 b
Source: Canadian Real Estate Association
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$ U9 a* z: k( Z0 m' P8 }+ U1 Z6 c
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5 c3 J7 X/ S; W, ?) D( n4 l+ N
H9 P! _" _6 q$ F+ l' L) gQuarterly Housing Affordability Index
, `9 W. `$ X: f$ V9 TStandard Two-Storey : V5 Y6 q' j4 U1 C1 ^' @2 L
0 k5 z" V- k6 K4 R5 a6 ]1 x | Average Price
: W- N& {3 b8 F. v) z% x | 7 @" R# u4 P$ H* `
| RBC Housing Affordability Measure
/ R2 g8 R" p% d0 O$ o( U | Region 2 \3 I# }5 w" h3 W e
| Q3 2010
5 C: f5 t! S" P. |($)
9 E* B5 t( D, u5 w | Y/Y
3 J6 U1 j% N: t& Q8 i! c. @7 H% ch. 4 Q7 v0 t8 k# r# k. E) ]6 B, D: J
| Qualifying
0 P- t& g1 b2 B; R8 S$ vIncome ($) 0 p9 n* j c% k
Q3 2010
+ Z! ?7 G2 G: H | Q3 2010' y1 P. V; r/ v& F
(%) : u2 u1 W7 d* G4 u' O
| Q/Q% X# H7 N: Z, ^3 X
Ppt. Ch. : r, \9 P" O- R% N9 B* r% w
| Y/Y
" S1 {5 z- q, j+ gPpt. Ch.
, {3 f7 k3 X* W6 ?" `$ C( D | Avg. since* v' N8 O0 [1 U [6 {" y
'85 (%)
5 j5 y% c; _( p) R+ F | Canada 0 z+ A9 [$ L* r! H& Y$ ^( ]
| 370,700
+ _2 s6 P3 x! a | 6.3
- X s1 {5 l' r |) o | 83,100
& i- f8 L9 T: z: ?1 r/ X6 Y9 v | 46.3 8 G1 y8 x0 b: V; U' |$ e
| -2.5 & p: v& X- o! k
| 0.3 ! Y5 i, Q' k' x. z3 v( A
| 43.3
& K; Q1 `$ I* t* z% Z% w- \ | British Columbia
# X T+ W4 [& U1 C. ^* l) V | 624,800
" v# v6 G4 N& a5 x1 |+ U3 P | 8.0 3 Q* F: T' D: \" Y
| 124,500 . J f* E* p3 @
| 67.5
1 s; b! ?6 b' P% c0 {+ ~ | -3.9
, m5 u2 \5 @6 n' K1 K5 V | 1.4
2 t9 g- `9 S7 d' J0 P | 54.1
+ d/ Z' @/ C. b, M, v | Alberta
" ^7 r3 R8 G$ n; ~ | 365,600
/ {3 M( W. H0 Z* A, v | 0.1
. u: d& i( p! S, Z: ?5 n0 r+ z. C2 d | 81,400
/ [! A* m+ s# P, p | 35.6 8 k8 A3 r. C# c
| -1.8
' B/ T$ n5 _+ Z5 P" A0 B | -2.0
( a% r9 g( o& j | 38.6
- `# r# P# Z; R M | Saskatchewan 3 s2 U6 j; l3 N) Z+ y! }
| 315,300 " ]* |; \$ s. G# F! {
| 5.1 ( ^) T( T2 H9 d" f8 k" B
| 74,100 % R' B+ D6 w. G& e; o! F& C
| 40.8
% Z8 @, w+ L) }8 K& E+ a | -2.2 ! f1 G# L! c4 Y5 p9 A- _2 h
| -1.1
5 s6 e! b2 a4 B ` S+ F | 38.0 % _9 f0 E: B+ w6 o; g& Z. c y5 s
| Manitoba / [" f: ~: a8 k; q) A1 p, W, e9 u7 {( |
| 269,700 + E6 z8 A y) O7 N
| 7.8
7 V/ I. ?8 @+ g& h2 z' o( |' ]+ |7 J | 65,000
4 l+ @- q2 v7 C! d | 37.1
' O4 F( X6 K# k( M' |; [0 U, q | -2.3 * J" M9 e0 @) d1 k+ Z6 g
| 0.8 + z3 d& r" N }4 x
| 37.7
1 @/ U, ^3 [) h7 H# z | Ontario
t- ]' c b4 R* V# e | 388,200
1 g& m' b9 G' E3 Z; _& h | 6.2 ) T* P% T m, F* [0 D0 W( c( @+ A& h
| 89,800 8 B5 l9 g! N+ }) i
| 44.9 % _( P- M0 l; ~3 {/ l
| -2.4 * g7 K G$ V( P3 L$ o* c# B" G
| 0.4
6 F7 B2 {/ x1 t- d* b | 43.7
; u! @8 g% i3 K1 k | Quebec
4 a( L# B7 _! Q5 x6 ?1 Z3 g | 262,100
' D' j3 C! ~1 [! p5 K | 8.6
3 y0 d2 k6 ^) ]& h9 v. z4 g5 x/ | | 61,700 6 k5 T. l0 t- K5 `
| 41.7 ! J: \1 G- L( H: \+ Q S
| -1.8 / a7 t- ]; k' _' s# l
| 1.3 9 e. r5 U9 x4 Y1 @2 X% v
| 38.8 . o, C& e m' u, N: A* {
| Atlantic , Z# ^# @ u. z* B& Z; l6 }$ Q
| 222,100
: y% h/ j7 H, o! K' V | 4.3
. ?/ S8 C+ Y b* a! S | 55,900
; X, p7 F$ [! M | 36.5 ( o+ q* a; }# E$ r5 G3 R. M
| -1.4
" Q$ T3 p1 G6 k: i | 0.1 " k& M3 H6 ^5 I+ q/ y
| 38.0 - {, n. x! x, l J/ ]' H
| Toronto
3 Z( t# i. {2 B | 554,700 1 z! {/ @# {# h
| 5.6 / Q* {- j8 A" a. y3 t) b2 g
| 120,400
$ a! N! i; S4 S) q' B | 56.2 ' b8 F+ I: I3 W" S, V
| -3.8 ) T/ }8 S, l/ @7 U' g. g2 n- r
| 0.1
: h6 z* z" E, V4 T | 53.4 & L, {5 X/ ?. f. t: @3 ^5 F( a
| Montreal & u+ N m4 L) d! l2 Y% ?
| 335,300 % S1 |: e4 `1 @! Y! ~
| 8.9
: h9 s9 y- b- F0 I0 D) d | 75,800
8 [# n1 G4 C/ ^0 B | 51.3
2 l8 D8 ]$ c; C0 G3 w: D+ }3 N) J | -1.7
3 h) f& p+ r+ v, \6 a$ m | 1.7 ! _# w* _' l1 r6 W5 z# x
| 41.7 7 {2 @7 R4 U) R/ F
| Vancouver
# f [+ w9 F& S | 766,300 ; R7 D) F% G3 p$ ]% V7 u: ^3 u
| 8.4 . w, F/ c$ y# h) K
| 149,400 ) P/ S c7 b: {7 ] u
| 78.1 6 `* u! {; Z/ ~! P
| -4.7
! d$ l4 y) D4 U, D' g3 C \ | 2.0 ) k7 m" z3 _' ~$ o+ w+ d5 O* P9 U
| 62.6 7 @3 [; q) R, p: ^, L X }3 U0 c
| Ottawa - f0 h4 e7 M# n" @: U6 j- X/ Q
| 350,600 & q; ]8 ]) N' m: N5 o2 x9 R
| 4.8
. g# _$ t% A/ f | 86,600 6 X% c8 B: ]$ P1 Q5 `
| 40.5 4 y2 o- y ^* z! @) k
| -2.5
8 h" _ \" l; W* }) X4 u | 0.0 , d: v2 |: m" L: e2 S3 I
| 39.1 3 t- P K) Z& r [4 I4 n7 C2 o
| Calgary
3 A# n& T* y' E9 I | 410,500
9 G* r7 v1 {: A6 \. j | -1.0 1 u2 O4 L: Z, ^8 \! r) J
| 86,700 ; p& Y* W( [' C" Q
| 37.9 : q2 j. p: s0 }, J0 N% r
| -2.3
) Q, T/ k) a( n# ] | -2.6
( {3 |* r" D& Z! P9 l | 40.3
; l5 p6 c* ^7 y/ c( t5 M | Edmonton
0 ^/ L& I& f+ B& R' F | 362,500 4 f' n" ?# g! x l/ W5 J
| 1.2 " S/ i) V1 P1 F" K
| 82,500
' m" W+ P% h7 R% Y2 B6 H2 {- a7 F h | 37.0
" p' F) `- D, ]* N# V. x2 k, \2 ` | -1.9 0 Q- d% D7 Z: P, y7 m0 b, G/ y
| -1.6
6 G1 c. z" t# ~ n | 37.0
( f( j& I. c4 F- A6 K8 y+ L | 2 o0 q! L( }8 J5 j6 c; H
Detached Bungalow
+ v2 ]/ t* I* s; N6 v% p- F- w | Average Price & [& Q% S/ ^ _1 ~- T+ h# N H8 g
|
9 G9 r' _% m* } | RBC Housing Affordability Measure
m+ a/ S& g) C. r | Region
9 U* n. Y& ?, z* t. d& b | Q3 2010
; T1 Y# G6 Y& j4 g/ `& ^7 z($) 9 k; w) d. i+ R; ` b, T
| Y/Y+ N& m1 I3 ?! `/ q, q, q9 N" C
% ch. ! I P2 @/ N! z3 P$ ?6 _2 i
| Qualifying ( |/ l/ e) \3 L% l9 {
Income ($) 1 p3 S, G. a1 R* @1 B! }
Q3 2010 $ V. W6 e7 t' T7 V* z- V
| Q3 2010
$ [3 t+ C/ T% x1 i X, |& _# z2 M(%)
& l8 ^7 z# D$ o0 [6 p" v | Q/Q " E s0 _" k) q/ d6 q
Ppt. Ch.
$ T# r: V$ r) a5 P1 V1 ^7 I0 N | Y/Y
) \. R4 \8 e; i/ a( JPpt. Ch. ' H/ i. T# b% Z6 J9 q% h
| Avg. since) m/ G7 l1 R Q0 W/ L
'85 (%) * o* R4 D- }* ]
| Canada T ^0 B; Y+ y5 ~4 K
| 325,300
0 e6 W F5 A5 I; y) T | 6.8
) d0 ]4 q( {7 m+ w3 d% o | 72,500 , s* }8 c3 j K6 l/ j
| 40.4
" y- X! X1 v, [& J0 s* z | -2.4 , w, S$ Y4 L1 c- v. ?, b8 T! Z
| 0.3
! ~4 x& `3 f) r6 M& V1 d6 u8 K | 39.0
* D) u# M' E0 F | British Columbia
% l- j4 W, L; Z2 r9 g- I: R | 544,700
" E6 F M* I$ B% O5 T4 L( g f+ x% l ^ | 8.5
( g l5 s* |- C" H) P, u% r9 Z | 108,800 9 H7 N- C- G+ `3 q0 h
| 59.0
8 N$ V; y( O d2 V | -5.0
5 i$ O1 u3 |9 Z8 n0 R. J | 1.5
& r5 y/ t( z7 |% u7 a | 48.9
, V2 J% P0 m- U; o/ Z, h/ S | Alberta 1 X6 I; B1 o* O
| 340,500 3 r8 `& g/ c! U7 j( ]3 l- u
| 2.9
{' R0 l a* ?9 p& P+ {: k2 E8 p | 74,400
0 w1 U& f7 T c U$ ~8 z. i; ` | 32.5
, I7 f) t, k: Y0 b | -1.8 ( k2 {, H! U' w' {" {4 g2 P- ]
| -1.2 ) F5 K% |) h6 M9 S
| 36.1
5 v6 k/ `" j" r l7 r; A Q6 V Y6 K | Saskatchewan , w/ H8 H9 q4 [, Q9 b
| 312,400 1 h0 Q3 ^' O* j1 F4 a5 d/ |
| 6.3 $ O" U" T4 q; ?* q/ \% o% q0 @. O
| 70,900
+ T/ Y' u# z/ i. } | 39.0 " [& z' o5 |& [; q! [
| -1.9
9 s i4 \0 X- b: g) T8 y | -0.8
( @, Z* H+ D' d* t8 u# a7 W% H2 ] | 36.6 9 T9 J: ?* a' S
| Manitoba
# u( m J0 n" ~* o | 251,000 ! t5 V+ S: p! U, A
| 9.2 5 w) B! b$ {: y$ W5 z/ M5 g
| 60,800 # ?8 X) s+ d3 F* f0 G/ z, i
| 34.7 % I7 t6 l+ N( X! h/ e# _* H
| -1.4
4 @( _1 k1 k1 ~+ e. i, M | 1.1 2 v3 W1 U, D, t7 {( g2 w9 V
| 36.8 & S0 E' L: Y0 P6 t5 O
| Ontario ! F# u8 ~% x w0 P3 I; _- ^
| 337,400
3 N8 l$ t0 D1 c) `! \5 \+ s | 6.1 # M# m: S, V$ |" G' e h$ {$ M
| 77,900 + n9 S4 K3 ^9 `$ ~
| 38.9
$ u% m0 N N1 m; J7 l. {' ]3 C | -2.2
# `/ ^8 B3 c& b2 z2 i | 0.2 7 {0 p P: B) o) Q- a: u$ P
| 40.1 ! f' U3 h+ Q# I3 E" n) h/ ?& t
| Quebec
9 z9 n5 }- {7 \3 `; o) ?5 I | 221,600
( V4 _8 v5 V% ^5 Y' o6 \. | | 9.3 * ^: u/ ~* D; n2 z1 l! k o3 }$ M ]
| 51,700
# A2 x. P2 F8 S4 ?) L+ g1 S | 35.0 . p S6 a% Y4 B5 e0 z$ O
| -1.4 $ K+ t9 l3 ]1 ] c
| 1.2
) a1 Z7 A: @+ ]. ` | 32.9 * _' r' U3 |; m2 K; x C
| Atlantic $ j& \7 B- W% p% j7 f
| 196,600 2 ?" P4 S: G; \, [7 c
| 2.3
- H" {1 M% o, \/ K6 [6 |7 B | 48,200
9 [# n. f& y# d% v+ M | 31.4
+ r9 d( p( s- J& F- ^7 {$ M | -1.0
3 k) E- ]% r- ~3 Z- L! L | -0.4
4 S6 ^, V$ {! x A( D1 K; N! L- m | 31.6 + `7 L( O9 t3 _) h. ]# `7 c# t
| Toronto W6 i, v4 H5 ~: P% l- |
| 466,600 : P7 N, m/ i1 Y* ^( e
| 5.0
! Q1 ~" w, h* j- m& P3 Q5 T | 101,100
9 c: u0 H' {8 Z! i/ }! C | 47.2
* H% r0 P" w/ e5 w | -3.0 # w; h1 o- m b# N$ B9 ]( G9 F8 c- z
| -0.1 " Q7 r- L5 G1 h* @9 d1 @2 E
| 48.2 # k: J9 }# d5 O" f" p) E
| Montreal 9 ?- o* e+ I" i( O$ m# c
| 271,100
( Q1 \6 L! C4 s9 I3 p) ` | 11.8 6 }6 O5 B% ]/ g; j
| 61,600 ' t! R5 x2 w# I7 @1 _+ R5 X+ q
| 41.7 0 r* V% I6 Y) v) V4 d
| -1.3 # v4 o7 z# X3 a
| 2.2 / ]9 Y/ J. P& n# ]* p- q7 w% c. |
| 36.9
1 O5 U! r$ t* x _9 O$ e4 \ | Vancouver ) u& N( m$ h* C7 n- v1 B
| 672,500 ! C4 v$ ?8 f- V& t) c9 ~' f+ ]0 S$ J
| 9.7
0 b7 O: ^, h5 i/ D8 o& l | 131,600
; O; c/ p3 l! Q! e5 e | 68.8 5 _ \# j/ T- `1 N/ S8 ~( G) x( }- [
| -5.4
; q* T- e/ {' [+ c8 c, P | 2.4
3 M1 G+ y' @# s! a! K( {( r | 57.3
/ ~. V# K2 H! ^1 T& N' J& m | Ottawa ) }4 N4 c& u; p0 I2 O
| 340,800 : y8 `5 l0 F8 V* J; l0 W7 d
| 3.4
2 r6 z& u) y& c8 t2 q# _ | 81,800
1 b1 I3 J) ^. V- o | 38.2 2 [) K, x! k4 L4 N) v
| -2.9 ) R: V4 V) q( B' S! s' Q# ?
| -0.5
3 [+ V9 @- Y: v8 m; l- I9 | | 36.6 ( e8 z% n4 T0 D3 W
| Calgary
9 t. v$ k" [$ B1 R. U6 q | 412,700 ( L' Z( a7 V/ I" S, |9 u4 G
| 2.7 , d0 f: B% d. B
| 85,00
2 O3 h; A7 M$ T: W2 @ | 37.1 " v2 }5 a6 l' k9 ?; ^7 p( `
| -2.0 , a/ a: z, B8 k+ O- N
| -1.5
3 K1 L" w8 z5 E' W: K/ `. o | 39.9 ! ?" f8 y- M+ [, h
| Edmonton
# p; L1 `, C+ p | 322,900 $ a- W9 D: m; O, K7 U7 T9 W' S# E
| 5.4 : J) T" M8 _4 h* U) O( t$ D1 r# \9 |
| 72,900
5 |) f) H, L) ~! h | 32.7 . b2 w1 m' x7 I/ b _! b I
| -2.0
+ @+ K1 O7 E1 F' d+ |8 k. y | -0.5 ; q. s- [& ` E$ X( I0 p: Y
| 33.9
4 D! z* p! t6 @3 t& k& t, n | 6 b& {8 I4 [ {" W! a- U
0 g' ?# S" S& n4 g
Source: RBC November 2010. The measures are based on a 25% down payment, a 25-year mortgage loan at a five-year fixed rate and are estimated on a quarterly basis for each province and for Montreal, Toronto, Ottawa, Calgary, Edmonton and Vancouver-metropolitan areas. The measures use household income rather than family income to account for the growing number of unattached individuals in the housing market. The higher the measure, the more difficult it is to afford a house.; p8 M/ ]4 M' Z
# T3 ]+ D t$ Z1 t f' P, y
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