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原帖由 过路客 于 2006-2-7 08:04 发表" ^. z' I9 A3 m2 N1 j* X8 I5 N
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? * J" U" \ r) _' q4 b) Y
House Price = 280,000
- a/ m& ?; [- r8 GDown Payment = 98,000 (35% of total price)5 H7 c! ^& Q0 m: s; d l
LOAN = 182,000 ( d+ r3 x3 r5 x2 T# O4 \& Z: ?
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ' @1 T( F# b$ |% F" D, C
YEAR = 25
7 e K) y" u8 i* r: w; z4 o: ] BMONTHLY Installment = $1,034 ; F7 b! z' b" ]% P9 a' w
4 W9 `: d+ h, c
Property Tax : $250 4 j; i& z/ t' F
Gas+Elect.+Water : $350
( Y# D! b4 j* p" BMisc. cost: $1005 F# y7 X$ w, n v( N$ D, ?
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)# \; ~5 g; e; G9 F& ]
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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