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原帖由 过路客 于 2006-2-7 08:04 发表8 h; ?& C1 b/ h# F* P8 O7 A8 @
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ) I5 w* J& |! r+ N
House Price = 280,000
( x7 _" Q; {' i ~Down Payment = 98,000 (35% of total price)5 ]. f9 m7 A% m# K# [3 H
LOAN = 182,000
) y q: d+ t4 U3 _9 hINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
. Z; o# [4 c2 }0 GYEAR = 25 # \6 L, f0 G& P% P1 }" P: \
MONTHLY Installment = $1,034 8 l/ ]$ t {% t* c5 n! @( F9 w! u
* Y* X1 i! J$ q0 G; K4 z9 |$ z
Property Tax : $250 ' B, S4 W8 W- R% v5 ] Y$ X
Gas+Elect.+Water : $3502 n. z0 W4 W+ {% E& t
Misc. cost: $100! s4 p: e) r% G, x8 H! R
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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1 o! v7 O! a, b+ I5 O2 F: K# Y7 V[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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