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原帖由 过路客 于 2006-2-7 08:04 发表
6 ]* c6 @, H( J: X, Y请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
/ m( k0 {! ?1 e% N6 s$ p* MHouse Price = 280,000
8 m# j/ n6 J/ @1 T2 yDown Payment = 98,000 (35% of total price)
0 \% K. k7 C9 s4 B* S' |LOAN = 182,000 8 S" h7 b' F8 R% j0 d7 s* B
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
7 w) u6 U# d5 I& y8 l& y0 _: wYEAR = 25
# i. m: U4 Y3 O* p( ]! dMONTHLY Installment = $1,034 " p2 Q! F& m. ?4 O) M
# W, m, t$ o# o! ^0 q. q' J
Property Tax : $250
" h! K! x- R$ m$ UGas+Elect.+Water : $350: J* w0 z/ N$ P$ r' o
Misc. cost: $1006 ~& U5 y) }6 H$ Z
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: N+ U. T1 U4 _* @Total Monthly: $1734 (Just a rough estimate based on rule of thumb)" d# I% | T5 R4 u/ U
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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