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原帖由 过路客 于 2006-2-7 08:04 发表7 A! I! C8 G5 V$ ?& T! Z P
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
- z7 ]. M( z2 P- e! ]( tHouse Price = 280,000 , M* `9 _2 l9 G5 |7 a: I; n( e2 v1 ]7 t
Down Payment = 98,000 (35% of total price)
5 ~ `& p/ x: Q- _" V* ULOAN = 182,000
$ i3 ~& l" U. W$ G3 D3 HINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) . x' [) s1 i8 l. F
YEAR = 25 9 x( q" b4 d; g, b) e2 u
MONTHLY Installment = $1,034 - w% ~* c6 S( M x; U. [+ d
; n, R& C( P, @- M s3 L
Property Tax : $250
$ `. t+ F" @/ |! J3 J( ]Gas+Elect.+Water : $350* {3 B! q: N: T( I3 T" r
Misc. cost: $100) g" W# X2 M" I6 v
______________________________________________________________; X8 U, \1 D4 Q$ N4 }) {0 k
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)8 J; b2 \) s6 h
8 H" Y( U& c! d7 g7 C/ ~[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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