 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表( n2 Z1 k7 N. v
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
& r+ E$ O u/ a+ i- UHouse Price = 280,000 - V; j- ~% k* G, E" o
Down Payment = 98,000 (35% of total price)
0 _( _3 x# u0 E! C1 V- G4 y; a" MLOAN = 182,000
4 o. u6 |7 |( v3 O/ SINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
& P6 ?+ u" i9 M- DYEAR = 25
% x7 J; h9 e' O$ q! ]MONTHLY Installment = $1,034
! p% x8 c6 s6 K
/ }- q) N" Y' y% g% `+ @$ vProperty Tax : $250 - X0 k% N" q1 N, @+ Q8 c
Gas+Elect.+Water : $350
7 f, s- E, G. j4 E" ?Misc. cost: $100
( c% P$ Y$ M7 b- V5 }______________________________________________________________
) ]6 G; m6 T6 |' w) `# GTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
! o, a/ }' S3 N1 w8 U
3 |. n) Q5 Z8 u- [. }/ q[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|