insurance injury adjuster from drivers involved in accidents called trying to settle down. ; N- E6 d5 Q7 C- Y0 f( t% U: z ) O+ j1 B2 f* z8 C& j: w7 {I think the maxium they can pay for the pain and suffering is $4000 cap ( new law in alberta) plus some loss in income and household chore. around 7000 bucks. However, it takes more than a year to settle down. 9 U$ |7 Z5 I$ E: w3 R $ }/ l, [. X; B2 Z9 W/ bthat what an insurance agent told me.