ING direct. If you ask me as a referee, we both can get $13.: P- S# C$ o( F2 @" W/ I- b2 [" r
* g: Y- n: f% h% T( s' E1 G; uING is eligible for CDIC, which protects your money up to $100k for all member of CDIC.) X: E- X* ?! j( v& d
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ING Current rate is 3% daily.