+ \0 F3 ~6 ^& V- V. O' U
走着不是更省钱?; @9 p( T+ \$ G
这事儿好象不能完全用钱算吧。大人都上班,这几年的工作经验为以后的几年打下的基础是用钱没法儿衡量的。另外,讲个真事儿,我一大学同学一毕业就结婚,当年娃就生下来了。说“为了孩子”,所以班不上了,就在家全职带孩子。当然,她自己觉得自己家孩子最聪明,这是别人不可能对其辩论的。但,绝大多数同学,跟她基本没法聊天。
factors to consider if purely from tax perspective:6 D0 ^+ |- G# I+ Q
* P/ t" V h7 o6 s+ l1 \total additional income $ W! @( T/ W+ y# f9 ]8 r dtotal taxes paid (assume it's not a cash job) 2 [: { C* c1 O% l8 S# }2 d) Wtotal tax credit transferrable to working spouse 8 Y# n) s* d: Q. O' Rtotal tax credit for child day care1 v) d1 f$ l4 a, R
total day care cost- ~7 W9 P1 t) z7 B! m0 z3 H
' |0 K+ c, X( T( |, a5 aso the formula is:: s# i! V( D7 u. |; o
' G1 B# K7 \$ c u! ?- o8 Vtotal additional income - total tax paid - total transferrable tax credit to working spouse (this can be claimed if one of the spouses has 0 or very little annual income) - total child day care tax credit =/</> total cost of day care.