check your home insurance policy or talk to your insurance agent. usually it is covered by insurance. however to use it or not you might want to think about it. b0 T# z% d# O1 E! c 1 z% g0 S1 ]* p1 ~: T$ q: bI heard in some place if you claimed water damage to your home, then it will affect your ability to insure your home in the future.