1) The car has to be within 7 years old to enjoy a reasonably good rate with car used as security.4 E: n+ k- {8 |$ ?. \
2) Depends on your credit history and credit score. 4 k, T8 t' g8 ~3) Depends on your relationship with the financial institution. 2 P2 r# Q W5 a- P& S2 h8 o4) The only advantage you have is that you pays the cash, and can discount that from the seller. . A" p& `0 H* ?) `8 W6 p5) For cars more than 7 years old, the interest can be significantly higher because the collateral value is hard to assess. Good luck.