I think that it has some issues here. ( p7 {4 ~; Y1 }& l) j+ _8 G0 l 4 \0 \0 {+ j( n3 g$ A# H8 y+ D; {Who can get from banks 0.50%, 1.00% ? I can't. It must be private the mortgage. Or mortgage lender is parents to their kids. Private lenders usually charge 5% -12% a year when borrowers can be approved by a big bank. 1 L) T4 ?- R _( ^ 0 R9 Y! k, a9 |2 B: P. s4 G- Y$ t2 O+ mThe questionaire design here has some issues, and people who answered questions are not honest. The results are such statistics can not make any reasonable conclusion.