6 G5 ~; H% J- F. U& a/ }It is time to buy RRSP. I am planning to buy some this year. 4 c; ~. e/ _7 N
* o( O" ~1 g+ _( Z r8 JDo you have any recommendation which bank, or financial institute, and specific investment plan is the best to invest it?/ J% \; X" X7 @1 I1 G% k' r# d9 p3 j
Too many choices. depends on your risk tolerance and duration of investment7 j8 Z. H" ]" v' L% S1 b
9 M6 n* R$ Q: q: j/ I9 ~! w
If you are happy with 2-4%, I suggest standard GIC from any bank. Manulife advantage account is offering 3.75% per year for very short term (10 days etc.) 0 b3 l) d! P/ t; W; y: {, i 1 q# j3 b8 V# Z9 N$ [, W% `For longer term with inestment protection, I would suggest Seg fund where it guarantees up to 100% of your investment on 15years or longer term. The guarantee moves up accordingly to the daily market high for few years and you can sell at anytime with no obligation. * U8 V' C" g( p- M! j3 ]# b% A9 ?0 w- K% H5 ~& n8 \
Or you can invest into Income funds that generates fixed income (slightly higher than GIC) or equities as accordingly to your risk. High risk, high return. % d; }6 [( ^( t& N 5 @" _. h% k# V8 x5 t/ A- t[ 本帖最后由 精打細算 于 2007-2-6 13:25 编辑 ]