Hi, - C! a; u- Y8 Q) h" @, s + M& d3 m& ^9 h( X9 FIt is time to buy RRSP. I am planning to buy some this year. - u7 S5 ^4 F4 S8 C! @8 T' t 5 a' P) q: I4 p. ?. O' zDo you have any recommendation which bank, or financial institute, and specific investment plan is the best to invest it?( T5 F' o4 F. U
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thanks % e1 ^& O. Q' N/ J5 e- L. r ( q$ h# \3 ^' j! X4 l9 ?, ohuthome@hotmail.com
Too many choices. depends on your risk tolerance and duration of investment ! g# [( G- P4 T- {$ g k" K) [1 q; G( `1 A" I: T
If you are happy with 2-4%, I suggest standard GIC from any bank. Manulife advantage account is offering 3.75% per year for very short term (10 days etc.)% K1 m0 ^- d+ \5 j0 ]
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For longer term with inestment protection, I would suggest Seg fund where it guarantees up to 100% of your investment on 15years or longer term. The guarantee moves up accordingly to the daily market high for few years and you can sell at anytime with no obligation. ! }6 ^3 N* H$ q, E. ?& k: C& h: N' i6 _
Or you can invest into Income funds that generates fixed income (slightly higher than GIC) or equities as accordingly to your risk. High risk, high return. + F3 }7 f) j+ O# X' M' C# k% ^- b2 @$ G3 P# f% Y" c2 N
[ 本帖最后由 精打細算 于 2007-2-6 13:25 编辑 ]