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Step 1 Do you qualify
; ~2 U( Y5 o, b2 \: h VTo qualify for the survivor’s pension, you must:7 S, ~# U) n3 m1 @: e e+ v' m: d
9 k7 {* u" _. h; l/ Abe legally married to a deceased CPP contributor% f( i3 }- D5 j5 x7 G
be the common-law partner of a deceased CPP contributor
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* a0 N4 ^9 ^/ iThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
& j2 } a2 r. C. W" e! phow much, and for how long, the deceased contributor has paid into the CPP9 K( Q7 h8 }1 z
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.* u9 R1 S0 O- ?$ O) G; z- O
i, s+ l% ^! ^. D8 _If you are age 65 or older8 i% ?* W$ n7 a _, U% M+ |
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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8 T' o" |" Y( F+ L8 |4 ZIf you are under age 65, j' F+ K( C$ p9 G6 P5 l) \
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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