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Step 1 Do you qualify6 A% V! ^. A$ j: R' q
To qualify for the survivor’s pension, you must:& G( |0 u; e. }4 i3 Y+ a
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be legally married to a deceased CPP contributor4 `) a& ^# \" @5 k: D T
be the common-law partner of a deceased CPP contributor
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4 B/ m7 i# v4 xThe amount you receive as a surviving spouse or common-law partner will depend on:* d$ t$ \& |$ _0 Y- W
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whether you are younger or older than age 652 `( s; K& m- f% Z7 f6 v0 c
how much, and for how long, the deceased contributor has paid into the CPP9 N" j! Y+ R% E0 W/ F8 |
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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1 y3 W) s) c/ J& p9 @If you are age 65 or older
, s5 M7 H9 N2 H) r2 xYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65, N1 R* m1 ^, P U" L! }
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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