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Step 1 Do you qualify0 l @" B- E) C6 G/ `2 p& P
To qualify for the survivor’s pension, you must:& V4 F E+ ?3 }( W
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be legally married to a deceased CPP contributor( E+ V( S$ T. T2 R" }2 _/ \
be the common-law partner of a deceased CPP contributor x' H( a1 j4 b2 B& D: E% }
+ ^0 }1 L4 H, Y4 H- IThe amount you receive as a surviving spouse or common-law partner will depend on:% X, ], y% X. C- ~, E6 s
! I" p6 f% H2 K6 Xwhether you are younger or older than age 65
- S$ K5 ]- H6 j* `4 V5 ?how much, and for how long, the deceased contributor has paid into the CPP2 p' s, y- d' u1 h1 }
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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! A% D% \; s l- b% d) Z# ~If you are age 65 or older3 C# f# { R. x( j" b+ T7 f- o
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 653 Y X+ e9 a0 R# R
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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