I am with TD too. $700+ per year for basic coverage. " B, A: D7 v1 P8 t2 z' s; K. g 7 J7 N c+ @3 T5 ~$ }You don't really need full coverage, unless your car is super expensive. I bought my car new and never used full coverage. I certainly won't crash into someone else. If it's someone else's fault, his insurance company will pay for it.