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Let's make an easy example. 9 h) E9 w( t6 x# L3 E) ]8 \7 Q0 I
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Suppose one person bought a house worth 100,000 last year. It's a two bedroom style.% A: c l4 ~0 X9 |: V7 }4 b# l y8 P
After one year, he or she decided to sell it out.
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/ {8 j+ J% u+ B7 Y9 PCost (expense):
0 u. d! m1 _2 v8 N) _. [2 A4 ]8 bBusiness tax: 5%*100,000=5000 (please verify), c( @8 @3 r* q) G
- `5 n* M) y8 ~( J/ U# B4 c+ D& BMortgage interest: 5%*100,000=5000 (not only the loan interest you pay the bank, but the interest of inital payment of house should also be accrued)
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w3 B9 k# I+ l$ E, M8 OEstate agent fee: 1%*100,000=1000 (this part is neglected in previous statement)8 j _. K/ H% f+ s8 _! [3 t
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Real estate management fee: 250*12=3000
0 D3 m' f h0 u4 H, `Total cost: 14000$ C( P2 w) G* {9 } L6 W& j. Q
: w/ r7 |) _; T3 L. s8 A% f8 q7 f& OBenefit:
* Q7 v1 {5 x( a. ^4 IThe saved rental: 350*12=4200% m R& N' u7 t7 C9 P- i% m
The rental income from tenant: 350*12=4200
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Value increase: 100,000*6%=60006 @. {, ~" X, ~1 S3 o3 c
6 r& e# b+ M0 J" M7 m% pTotal benefits: 14400" ]( o/ v; @7 d5 `+ c* }% f2 n
So if both purchasing and selling transactions are conducted in one year, just slight gain could be achived. So the edmonton estate market is not worthwhile for short term investment0 `/ c" H$ d3 y9 M
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[ Last edited by knptmug on 2005-3-8 at 07:45 PM ] |
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