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 What to do if you are in a car accident1 D" M4 A- G3 g6 R/ {" O1 w2 y
: I; Q" `" H1 Z) U) tStep1. If possible, stop your car in a safe and visible place. If a car 0 a+ }& b7 I! r% v# d
cannot be moved, turn on the hazard lights. Turn off the M# l; Q$ Y. u. ]1 D: P7 i
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.1 y# L; ] N) ?( Z- u7 }% s6 w
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Step3. Call 911 for the police and ambulance (if needed) immediately.
W: {2 M; m7 ?3 s8 m# ` Report any injuries.9 K$ h. J: I8 l. ~3 z
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Step4. If another vehicle is involved, get the car’s year, make, model ' u/ R0 Q+ F9 k2 @* i. A
and license plate number; the driver’s name, address and license( _! I" e/ U7 p0 Y2 J* ?
number; and the name of his or her insurance company. If the & w( n4 s# N p, l- S2 C
driver does not own the car, get the name of the car’s owner.
4 u! m, {2 I$ ]- o' f# M' Z2 _ Write down names and addresses of other passengers or $ Q$ C+ H6 [, |- G1 t
witnesses. If you have a camera take pictures of the accident - Z; c8 C) K0 E1 G
scene.- [7 @- S2 g$ c2 Z
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Step5. The police officer will give you a copy of the collision report.5 t; y W1 t v
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Step6. Cooperate with the police, but do not admit guilt for the , ]$ K* o5 t) ~
accident in any way. You may be required to show proof of 4 {, f. O( ]. l5 @8 D7 d" C
insurance, but do not reveal how much coverage you have./ q' Y! r+ {' X7 X
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Step7. Do not accept any money the other driver may offer. By
6 i- H( F E* j! g7 E accepting money, you may give up your right to file a claim 6 Y) o2 s3 Z7 T9 O" T7 F
against the other driver, even if the damages turn out to be! n. Q( R- v4 w7 g" x( ?' U
more extensive than you first thought.+ u% b& N% @* H" ^ ]
! l- b* ~( B! _, u3 _3 G9 p( NStep8. Do not agree to forget about a minor accident. You may see; c- A7 e2 h8 O$ u
later that there were hidden damages or injuries. The other
8 _6 D8 s- n2 i" N5 @ person may even file a lawsuit against you.
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) B7 X+ ^/ K, |7 g' |+ LStep9. Write an account of what happened: time of day, weather, 1 ?. y# K2 L6 V% D: C- y2 k! p
hazards, road conditions and driving speed. Draw a picture of
( | {3 G0 s) _, k5 N$ } } the site, showing stop signs, signal lights, etc. Try to measure ( v. K4 c4 ?0 b* t. E$ p
skid marks and determine the point of impact. Note any damage* u; y' ` W( Y* s$ R
already on other cars involved. If a camera is available, take
2 [/ v0 [- b+ j! I pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance % p5 `& y: y: @5 t4 [5 w
company as soon as possible. Call a lawyer Bruce King, to discuss. g& c* E$ V/ L, |8 w
your accident.$ g; ^3 D6 k8 A- @2 S/ ]0 q# X7 e
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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