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 What to do if you are in a car accident1 @# E( }9 L1 @& u
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Step1. If possible, stop your car in a safe and visible place. If a car - C$ J( x" P% e' v9 ~: v
cannot be moved, turn on the hazard lights. Turn off the' V' S) Z1 q0 F2 k" ^
ignition. Be careful when exiting your car.+ }. B- f2 H2 `6 _
; T' X" x2 e& D/ o5 z" OStep2. Determine if anyone is injured. Do not move an injured person.
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2 [( D4 ?6 E. @& aStep3. Call 911 for the police and ambulance (if needed) immediately. , p; Z7 x4 ` {/ J! P2 ~+ ^/ o6 F
Report any injuries.
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+ Y* K1 {$ Q" I: oStep4. If another vehicle is involved, get the car’s year, make, model + i: k- k F" h
and license plate number; the driver’s name, address and license
( j) `) R" N' A" o number; and the name of his or her insurance company. If the # Q8 H4 A/ e: Q0 e( h6 X1 g. U
driver does not own the car, get the name of the car’s owner. 7 o4 \, ^/ c ]
Write down names and addresses of other passengers or
9 l: n6 J" n( }! K* x7 q3 S witnesses. If you have a camera take pictures of the accident ' O* J( L' o2 ~9 f9 B! h
scene.( T% C% X( h3 f0 r
/ n* ?% g: a' A1 x B2 Z0 vStep5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
3 E8 V2 z/ V e- u7 R accident in any way. You may be required to show proof of
- R% @; a) Z* l" v' F3 a; q2 [" f insurance, but do not reveal how much coverage you have.% y9 Z! \' ^9 z! O5 D, t# j* G0 |
# C$ P/ V" z j: e" u7 ?. r6 YStep7. Do not accept any money the other driver may offer. By
( A1 z, B4 C! H" E6 q3 ] C: R accepting money, you may give up your right to file a claim . Q6 ~ G5 p: p
against the other driver, even if the damages turn out to be6 H7 Q: D7 V! x' D# _5 I, N
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see6 V9 R$ m) L3 Y+ y2 V" I
later that there were hidden damages or injuries. The other3 ?5 k* ^/ ]) P2 s m) R
person may even file a lawsuit against you. }+ |9 A9 ]- W! w R7 n
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Step9. Write an account of what happened: time of day, weather,
, V9 ]. p1 v8 r" J% B3 [8 [& U" G, x hazards, road conditions and driving speed. Draw a picture of
1 Y# N; P, q+ C' {7 F2 a; S the site, showing stop signs, signal lights, etc. Try to measure Z+ E7 I' p7 ^3 |6 ?
skid marks and determine the point of impact. Note any damage
0 e- V5 a3 K: C0 b! c already on other cars involved. If a camera is available, take
8 ~, H( }& U% Z6 `( e7 j' ?! ~$ @ pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
6 ^6 u; _: q# I( s) w) Q9 f4 e company as soon as possible. Call a lawyer Bruce King, to discuss7 y z9 J9 p2 l5 d4 B* S
your accident." I: K1 J0 F- M
1 V) @: @4 ?- t[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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