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 What to do if you are in a car accident
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& U& T2 P! V+ G" c, X( l0 ^Step1. If possible, stop your car in a safe and visible place. If a car % }' P! J; V: h, C- |
cannot be moved, turn on the hazard lights. Turn off the
5 q. l+ _" @$ |" a4 A ignition. Be careful when exiting your car., X) g% W ?2 |
: X( u" v6 e( G! @7 Q. {Step2. Determine if anyone is injured. Do not move an injured person.$ S2 u4 ^: Y4 O! }& ]4 `+ {1 ~
- M. X! m5 y2 k7 G& B7 |Step3. Call 911 for the police and ambulance (if needed) immediately.
9 p$ d; \9 | J1 u/ K- _/ M2 o5 p& f( X Report any injuries.% x* M1 ^( Q. N, w* F4 ^
: J6 W3 H) M+ ~! E: c+ HStep4. If another vehicle is involved, get the car’s year, make, model & Z/ Z5 h4 P" P( `9 g( u1 r
and license plate number; the driver’s name, address and license
) D7 W. H+ n* p8 _/ ]2 d4 _ number; and the name of his or her insurance company. If the
# K# i* `+ F! C# w% t- a" z$ Q driver does not own the car, get the name of the car’s owner. ! [0 i) |' Y- J5 d b% \9 f, e; Q5 F
Write down names and addresses of other passengers or 5 i& i& }! O" e2 Y r3 |+ B8 i! O
witnesses. If you have a camera take pictures of the accident
: G# O5 y+ q) m+ q scene.% b) ^. N m3 U. y) w- ?5 D
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Step5. The police officer will give you a copy of the collision report.9 j( v2 W) ]& s \- ^' Q
6 `! R, F3 g* n; @& ?- H- x* _Step6. Cooperate with the police, but do not admit guilt for the 6 U% V4 @9 M+ Y( O
accident in any way. You may be required to show proof of
- M6 |1 a. W* d# P$ X insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
/ C [( w8 v% ~ l1 x) Q9 p- a accepting money, you may give up your right to file a claim
Q+ t B+ y* k against the other driver, even if the damages turn out to be3 O3 a0 h9 H! c/ x0 K9 L
more extensive than you first thought. @. a, V2 p! @5 u& ^
" t) x) }& I7 QStep8. Do not agree to forget about a minor accident. You may see7 q* v" H7 \& ^7 R% D
later that there were hidden damages or injuries. The other: O/ X* t' \+ d1 _9 o( A3 n
person may even file a lawsuit against you.
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4 h- L) f/ Z/ K$ fStep9. Write an account of what happened: time of day, weather,
7 H7 u$ j7 O/ o* ^8 a# ? hazards, road conditions and driving speed. Draw a picture of
- A/ ]- @6 H. b8 ?# X the site, showing stop signs, signal lights, etc. Try to measure
+ Q) `; ?- Y1 s' S1 l- B- N skid marks and determine the point of impact. Note any damage
# x7 S( Z. P- O5 o already on other cars involved. If a camera is available, take
, E3 w9 z0 j! V pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
+ M) b& V5 W* M q* S company as soon as possible. Call a lawyer Bruce King, to discuss
" u+ @; \. }1 }% \' L* V3 q3 |: c) n your accident.' O7 `: w. _: I# X
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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