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 What to do if you are in a car accident5 n* P. B; k7 { Y. b
6 v: `. _# F; z! g: b0 NStep1. If possible, stop your car in a safe and visible place. If a car ( K% `+ s( `( T4 n, I
cannot be moved, turn on the hazard lights. Turn off the( u& Q6 g$ v# N
ignition. Be careful when exiting your car.3 Q% H! n# M" p; C0 c9 K$ t
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Step2. Determine if anyone is injured. Do not move an injured person.
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. ~ G1 c# ?3 l& Q" ^ GStep3. Call 911 for the police and ambulance (if needed) immediately.
0 R! g$ x: @( B- O Report any injuries.
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$ ]! ]# e5 |' w7 V5 gStep4. If another vehicle is involved, get the car’s year, make, model 1 ?+ I" S8 n2 ]; v( H
and license plate number; the driver’s name, address and license! c9 W3 A4 e0 O* X+ ^
number; and the name of his or her insurance company. If the 0 |! ]* ~+ j; W; _' K2 f7 |& T! y
driver does not own the car, get the name of the car’s owner. ( y& B! \, ^9 x- K! j
Write down names and addresses of other passengers or
0 L( R, `$ T$ O: u witnesses. If you have a camera take pictures of the accident
9 D' _5 d7 ?) x- t4 E8 T- j scene.( O4 K! ]6 _! w" k: f! b
3 z" j$ y! D: X7 x- _% ^- F7 X& aStep5. The police officer will give you a copy of the collision report.2 a% p4 m& |( f, S0 m5 j, q( p
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Step6. Cooperate with the police, but do not admit guilt for the
: s% A0 t; G8 E( f+ s- @ accident in any way. You may be required to show proof of 6 h4 G* q R- ^( \: v
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
- Q3 Q2 Y0 `3 Y8 Y7 K& U% Z. g accepting money, you may give up your right to file a claim
' n% `5 q u+ O5 `( A8 k against the other driver, even if the damages turn out to be
8 p1 |# P( ]9 \" `4 `# H more extensive than you first thought.) }: k: k# F7 L6 h) A& M8 F' H* d( @( u
# V9 w+ g% _ KStep8. Do not agree to forget about a minor accident. You may see
: G8 j6 J: k- V% b, {. e later that there were hidden damages or injuries. The other
6 f7 U5 ^# u5 g. ^; u; D1 B person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
( F. \+ q; Q' ] hazards, road conditions and driving speed. Draw a picture of
0 ~) X% d% Q9 e* Q" ^/ ?( l) x4 k* w the site, showing stop signs, signal lights, etc. Try to measure 6 c2 I2 h* e( B7 ?" \! }
skid marks and determine the point of impact. Note any damage- o& m2 r4 c6 Y4 x( G
already on other cars involved. If a camera is available, take ( O2 {+ m# W x3 k, M d( _
pictures of the accident.6 W$ O. y0 N% j% {0 G$ s+ @/ K! w
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Step10. Report the accident to your insurance agent or insurance
$ o3 A5 ]7 K7 H) b company as soon as possible. Call a lawyer Bruce King, to discuss
# H: C) X8 x0 \8 ` your accident.1 m* \5 l+ P1 p' z3 g+ f5 E
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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