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 What to do if you are in a car accident' j: j; U1 F- }
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Step1. If possible, stop your car in a safe and visible place. If a car
$ }" O7 e: p! v2 e7 C) y( h cannot be moved, turn on the hazard lights. Turn off the
: `2 q( Y1 F# B. A8 u/ E ignition. Be careful when exiting your car.# E" O+ B2 Z8 W2 z' I t
- ]! x9 p; o) O" O( z7 g1 O% XStep2. Determine if anyone is injured. Do not move an injured person.+ w3 O0 p! C2 f2 p
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Step3. Call 911 for the police and ambulance (if needed) immediately.
( Z4 {' F. }$ Z" [ Report any injuries.8 H! q9 |- y# U) D* n/ {% _' [
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Step4. If another vehicle is involved, get the car’s year, make, model
2 ?+ a1 f* k7 \ and license plate number; the driver’s name, address and license
9 C3 s! f" _' D& Z, h8 w1 {$ j number; and the name of his or her insurance company. If the
# X7 A( P* E* ~8 r! W; t driver does not own the car, get the name of the car’s owner.
- {0 b1 \. M) D- x- a& J Write down names and addresses of other passengers or
0 B+ N' o g6 Z3 n$ \ witnesses. If you have a camera take pictures of the accident
/ j& y2 f( }9 D, t. M. B scene.: x* k6 l% z+ B* b4 b% r* M
T0 r7 Y. `, H+ g h- X4 C; k5 nStep5. The police officer will give you a copy of the collision report.: K5 ]4 V7 z& z! y
5 D6 Y1 ]2 a" y6 I r' u+ HStep6. Cooperate with the police, but do not admit guilt for the
# D5 n2 L8 ~1 J7 Q2 H# m accident in any way. You may be required to show proof of / h% y/ ?6 z+ E$ J I
insurance, but do not reveal how much coverage you have.
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0 H# m6 ]) s- k+ ^' G+ [Step7. Do not accept any money the other driver may offer. By
/ _4 f& n1 X$ l" c# Y7 Y accepting money, you may give up your right to file a claim
, L4 D! x8 i+ _" L. t; x" W against the other driver, even if the damages turn out to be
/ i6 ]+ H" j1 T7 p4 \# G more extensive than you first thought.
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3 O$ J- G1 _# mStep8. Do not agree to forget about a minor accident. You may see
) _- o( O0 A# v later that there were hidden damages or injuries. The other
4 K: v3 C) N2 G3 z8 ^5 s person may even file a lawsuit against you.) R, B& D/ u4 u
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Step9. Write an account of what happened: time of day, weather, + A E9 [; T* Y8 U
hazards, road conditions and driving speed. Draw a picture of / f% Q% C) m4 _$ [, K2 e
the site, showing stop signs, signal lights, etc. Try to measure
+ J- j% P7 q: g# J- ] skid marks and determine the point of impact. Note any damage
M8 e+ b3 [& O5 M* x5 t! {9 ^1 s already on other cars involved. If a camera is available, take ' I" O. o% O; W
pictures of the accident.
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6 A8 \/ |: ^; C( s h4 u4 g" s3 xStep10. Report the accident to your insurance agent or insurance ' k! u: g: |% x$ k2 \
company as soon as possible. Call a lawyer Bruce King, to discuss9 b- r C' v% R/ N8 X8 K, [
your accident.1 f5 ~8 B5 w; ~4 O- @
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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