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 What to do if you are in a car accident
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; @. W+ o9 y% uStep1. If possible, stop your car in a safe and visible place. If a car / F) R; k! i4 T+ F
cannot be moved, turn on the hazard lights. Turn off the
" |& u2 ^8 ^. \" p" [ ignition. Be careful when exiting your car.
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8 N5 o; z: v, i+ [, ^! d; i; J$ gStep2. Determine if anyone is injured. Do not move an injured person.& t& x5 {7 |. D1 w6 p
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Step3. Call 911 for the police and ambulance (if needed) immediately. " X5 b1 }8 x% w8 |1 V- f
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model , T- G+ C1 z9 L6 b a; R
and license plate number; the driver’s name, address and license0 b2 `: q2 I1 I' q; g! W( N) G# c
number; and the name of his or her insurance company. If the
j" {% n/ P$ M; d4 Y" o; [ driver does not own the car, get the name of the car’s owner.
" ~$ y6 u4 k3 L& p( @' N Write down names and addresses of other passengers or ' B* m3 a1 S; _1 T
witnesses. If you have a camera take pictures of the accident : f9 k0 W$ Z6 L' s0 N
scene.2 {2 w0 J4 d% e) g% V+ T
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
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insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By; u& d2 _% ]5 g4 A6 B
accepting money, you may give up your right to file a claim 9 Z# {4 }! y. r+ Y0 b9 M; i- Y4 F R
against the other driver, even if the damages turn out to be/ V R( p) Q) g' b! S5 k" ~4 q
more extensive than you first thought.2 `2 s" g. Y& A0 g
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Step8. Do not agree to forget about a minor accident. You may see% f5 [/ q, n2 I& U7 K0 h
later that there were hidden damages or injuries. The other. N0 s9 t. A( N) K1 w- w8 ^
person may even file a lawsuit against you.2 K% \2 B# O7 r8 N9 j: }( O" r! @# b9 c
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Step9. Write an account of what happened: time of day, weather, / e0 _3 b, e$ v4 c1 X
hazards, road conditions and driving speed. Draw a picture of
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skid marks and determine the point of impact. Note any damage8 F& u) _, J9 l) U
already on other cars involved. If a camera is available, take # ?* S1 Z9 V, X$ S
pictures of the accident.3 D9 g4 `" O* I' e1 P$ O X
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Step10. Report the accident to your insurance agent or insurance - P. ^# k" h' g2 ~" `) g/ a4 Q0 U
company as soon as possible. Call a lawyer Bruce King, to discuss8 o) j1 n& Y: ?: h
your accident.( F( E0 u' y' f3 C! q' L S
* R2 S4 ?$ e3 k2 I# X; I) ?, T# Z c[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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