央行下调存款准备金率和存贷款基准利率http://www.sina.com.cn 2008年10月08日 19:05 中国人民银行网站. b5 n2 c) S8 R3 Y
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中国人民银行决定:从2008年10月15日起下调存款类金融机构人民币存款准备金率0.5个百分点;从2008年10月9日起下调一年期人民币存贷款基准利率各0.27个百分点,其他期限档次存贷款基准利率作相应调整。(完)
原帖由 annieyang 于 2008-10-8 09:32 发表 * C/ k' b8 H/ s5 Y. @
But the commercial banks probably do not follow the Bank of Canada. That means the mortgage rate will not chande while the prime rate goes down.
原帖由 annieyang 于 2008-10-8 09:32 发表 I; {/ b8 I* `3 f$ z+ W3 T/ F U% w0 x
But the commercial banks probably do not follow the Bank of Canada. That means the mortgage rate will not chande while the prime rate goes down.
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You mean fixed-rate mortgage? , H, z, h5 q1 A8 g: j3 c5 s- T( i& n. W& |
Variable-rate should go down with the prime rate.