$ S; i: A8 g" m; ? 5 u- w! g" P1 }; FBut Sheila C. Bair, chairwoman of the Federal Deposit Insurance Corporation, warned that the country could expect a tidal wave of up to five million foreclosures over the next two years if the government took no additional action. 1 ~' v$ m( q; S, V. h2 ^# Q % `& S$ y! Y4 s% w+ @+ r7 P+ m+ g