original housing price = $100,000, downpayment =$20,000, mortgage = 80,000 % E- h# }! g% Vone year later, the housing is only worth $60,000, tell you $1.00 but must with the mortgage. Do you want it? # g! k3 `6 {- P- L( ^3 ~7 T9 Z 9 }7 f) ?$ p# c0 lNo way !!!