original housing price = $100,000, downpayment =$20,000, mortgage = 80,000 1 E. i& s" }2 m# S; i3 [1 T8 kone year later, the housing is only worth $60,000, tell you $1.00 but must with the mortgage. Do you want it? / E, Y8 [' X' `9 P i . p: M' X" S+ ?* P8 |No way !!!