优选标准:: l& P5 J8 Z% h7 c) O k
1、消费返点,例如:0.5% or 1% or 2% and so on.; ^- w1 E' b9 w3 I
2、免年费,超期利率等basic conditions. 6 v7 s* a8 _3 o3、信用额度credit limit, 贷款优惠等。7 f2 C5 W. N8 c; G/ t, O7 u
MBNA Smart Cash: 7 E% t- @9 b) m- ?7 |4 j$ t) B 6 b! M }3 T9 l8 [- w1 @2 O% _( o5% on gas and grocery for the first 6 months (3% after that);' l0 ]2 R( U* @! X( n4 r) P
1% on any other purchases.