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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。4 h) s9 d7 @& c p
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固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。
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我会将附件发给斑竹， 让他们粘贴出来。- M: G+ {, o- o4 u; |: ^
6 s! J" G3 D9 \7 x' q下面是该机构的评述：% `: q- y. [5 {7 y& U3 q) ]1 z
* `/ @4 \' j& u# E“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%+ S7 e* U* Q8 D) Q/ Q: H6 d/ M$ m
I factored in increases in prime over the next 24 months. Prime would go up to 5.25%
/ \/ y4 x+ ?8 \8 fI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).9 ?# S" v/ Y7 q* J2 @4 ~1 N/ M
8 q4 \4 T- W% |5 I. L, |0 q5 q, D; d% HResults:
& w: Q$ M" a; c1 t3 ]+ d; j; p2 NThe variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!
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I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
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Thanks” |
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发表于 2010-4-27 10:11
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