If you and your husband all are full time students, or you have full time job, and your family income under (?), sorry, I forgot the number. you can check web about that. If so, you can get the subsidy. It's a very good for you! 9 I* N5 k: v. z( v9 II'm very busy, so check it by yourself. 9 M$ L" q# `' e i% X! a( DGood luck!