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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?
  P; \# e! E" a, [$ L( B& S你想开哪种帐户? : t" c" X/ S" A% w) D0 {
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Do you like to open a current account?/ @. f0 s4 |6 E; b  ?0 a
你想开一个活期存款帐户吗? ) p* v1 N( @4 j, S) ]+ S2 J  K
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A deposit or current account?2 U2 ^! ?2 X8 s2 I5 ~* w+ j3 c8 y2 y
定期还是活期?
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Please tell me how you would like to deposit your money.
! p3 `: [* Y$ L' z6 _请告诉我你想存何种户头? ! w. {: E6 d* A1 G# B, S! _1 i! r1 ~
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There's a service charge for the checking account but no charge for the savings.' [4 e' E& |# m' ]# n
支票户头要收服务费,现金户头不收。 - B4 c" k% r1 b4 ?) ]" k

! r+ Z& `' T& SOur minimum deposit for a savings account is 100 dollars.
) o0 {( o9 ^  @0 R# |& O# n我们储蓄存款的最低存款额是100美圆。 ) y5 i  r! j4 j* Z
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Five yuan is the minimum original deposit.6 }, ]/ m! J9 L
最低起存款额是5元。 * @5 t6 j$ K! I3 b. Y+ {) ]

+ g8 P9 V4 i, u+ c% f' w( f3 i5 zYou can open a savings account at any time with an initial deposit of 50 dollars.
3 o# e6 z: }8 z: ?  c你可随时以50美圆的起存额开立储蓄帐户。 3 U3 c, @; T4 j/ T7 K

- y) V  {, q- l  g( EEven one yuan is all right.3 f0 @5 \% g# J5 r; _
甚至一元也可以起存。
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# t; R1 r2 j2 ?Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.7 S* ^( D  T7 D" x5 ^  H
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.3 R# W6 \6 D# \3 g
我想开一个活期存款帐户。 - _1 W6 F) x/ K; |5 o2 z' H
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I need a checking account so that I can pay my bill.1 z- z' M7 u, V% t3 V9 b3 \) ]8 M+ t
我需开个支票帐户,这样就能付帐。
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. C: `; @4 U! Y! G) g9 yWe'd like to know how we open a checking-savings account.& ~/ E2 Q- \3 K# u0 B
我们想知道如何开一个支票储蓄帐户。 - B  b6 y8 m# L# e/ U

9 v' C+ i7 K3 D' YI have a checking account here.
6 h2 t4 U7 e" ~4 G! [% r1 I+ c, b/ U我在这里有一个支票存款帐户。
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I think I'd like a deposit account.& m3 [# b4 @+ e& V
我想要开个定期存款帐户。 - N+ y+ W  s' R* H! N: z8 l
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Can I open a current account here?
' A% [  L- a2 z# L* c1 a我能否在这儿开个活期存款帐户? , y4 `' X, \) O4 T6 F4 M
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I want to open a deposit account with you.0 w+ F; T3 \7 G. p1 x; E/ `
我要开个储蓄帐户。 / ^, x. D) k( B& r3 e7 V. w

# G- @- K3 V# C( Y8 A% rI'd like to open a deposit account with you.
  e$ ~. K9 i. e3 G我想在你们这儿开个定期存款帐户。 % z+ [/ g. ~' D: T  j- p
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Could you tell me the difference between a savings account and a checking account?
* _; b: ?0 n; c5 ~请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.9 p4 ]! K( A8 o1 d7 d3 {
请告诉我开个储蓄帐户需要什么手续。 : {1 S8 Z9 a5 Y' L# ~: c5 d
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Will 100 yuan be enough for a minimum deposit?
3 W" |* H1 |/ G- {, I6 \4 b100元作最低存款额够吗?
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& U5 ]1 p3 e1 M9 ~3 o0 q) C4 Z( J/ {I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
8 b8 l6 G4 @% w& Z/ T我想知道开一个支票帐户200元存款是否够。 4 t* C9 i- x. i5 b! s

- {9 |5 {/ H# kCould you tell me how to operate this account?
9 {: Q. h4 Z6 @  b# ]1 s% k请告诉我如何经管这个帐户好吗? - P7 i" Y( o! D0 c$ q$ t( S9 }  N

4 L# R( _1 P. `2 hIs there any minimum for the first deposit?7 z" `3 M' z8 n6 X2 G
第一次储蓄有最低限额吗? / u% ~1 w: J1 a. [' ~  [
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How much does each account cost?$ H* E) M# G4 F0 ?, S
每个帐户要花多少钱?
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0 y" Z6 w& C1 d) iUseful Phrases # i  Q1 W% x" T/ L- \
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current deposit, current account 活期存款
5 U! ~% O" q" H! ?4 A  Y' f& kfixed deposit, fixed account 定期存款
  H8 D8 F5 _. C8 ffixed deposit by installments 零存整取+ O5 w/ R: G' |3 v9 R0 e
joint account 联名存款帐户
# r1 O- r: H; d7 `to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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How much do you want to deposit with us?
( @) j- B7 L9 l$ [6 ^' [. k你想在我们这存多少?
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How much do you wish to pay into your account?) P/ s! g( C& U6 k3 k9 F
你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?! \6 z9 K, H9 W! ~! T( @# X2 i2 i, M
你计划在你的户头上定期存放多少钱?* ^) O- R2 y. I
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How much cash do you plan to deposit in your account?4 ^  l. k& i. ?" D3 v
你有多少钱要存入呢?( ]% G  ~4 r; k, S
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5 L6 c; y  x& H5 w6 Y) U0 Z8 lI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.: s  z1 Y- A5 l: F% F
我认为你可把钱存入银行,或留在银行暂保管起来。0 \$ f6 {4 K7 X3 O  W; N$ O: E
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6 L9 _6 |, e) t! `2 F" S1 _% cWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?$ p$ N/ t' S, r/ Z6 Y- d) X* T" d8 I
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.
( G/ P. n, s, D. I8 f* S我想在我的户头上存300元。) U  u4 h( X3 [& B9 w: Y9 ^% t

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+ A2 V7 X# v) J# a. _I want to deposit these cheques in my account.: g: H* w' ?. q+ j  `4 G% L! R/ ]
我想把这些支票存在我的户头上。
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# \- B+ [  i, }/ q2 tI'd like to pay 200 yuan into my deposit account.
, ]$ g5 S: h5 U) l3 u& c& Z  N我想在在我的定期存款户头上存200元。) H% H, N) t/ J9 p$ b' w& B

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I want to deposit my paycheck.
& `0 s) X# j# r7 ]: Z1 O5 ^* [我想存入我的工资支票。
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+ }7 M# w  |7 O! f! H* NI'd like to know whether I can cash a cheque here.3 t: `$ [" N4 \( {* P
我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?
/ }. f2 k8 n: q2 b请兑现这张旅行支票好吗?
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I'd like to cash this money order.6 I" v8 L  M; ]7 ?. i5 c% F% s
我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit.$ P% G) e3 m- t: j
我要把旅行信用证的结余兑现。/ N3 Y; K. D+ V) e) r
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/ ?8 u- `" H$ z; D8 _Will you please tell me whether you charge for cheques?' L& m1 D6 R: ]. W' y* B8 K, |  q# i3 R
请告诉我兑换支票收手续费吗?
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% u( |' u' M4 }- H9 gCould you tell me how much the checks cost?. r) q, r0 y2 m5 G& b4 s3 G
请告诉我这些支票要花多少钱?9 p0 N3 o8 r$ o) I* }, K; e: b# f

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1 O( i. k7 y! sWhat if I overdraw?
0 B" k0 Q! o+ M2 a8 j7 G6 N如果透支了怎么办?' s, J; d( z7 |" ^8 [# h! v

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' p6 A& }; T& H7 Y1 Y. oPlease sign your name on the bottom line if you want to cash the check.4 S( U$ W9 j, J$ |- G) J% H
如果想兑支票,请在底线上签名。
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8 O1 b/ Z# T+ Q$ r: @' t+ nPlease write your account number on the back of the check.
& m( O" x, A+ v. z( [请在支票背面写上你的帐号。/ K0 k6 \6 Q; v

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2 ~& ^! G3 e2 a6 DWe honored the check as the overdraft was only 5 yuan., \' ?- X; n+ P- f. S/ |4 V
我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.+ K2 ]6 h8 s. u& _. a& C' ~6 @1 k
请背签这张支票。* F7 J2 C9 s1 G" n8 x$ G
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' o: q& n* s' k2 L" w6 fThe traveler's checks cost 1.5% of the total amount of purchase.
; C# m- E+ }/ N( ~* @旅行支票手续费是购买总额的1.5%。. Z. L- W; R! V! Q
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8 E, _- ^  e5 k/ C# pHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".2 R+ `0 s3 n$ C, y" z5 U. [" B
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。' V4 j, V$ ]* t2 ^" n0 v/ }
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Each cheque you write will cost 2 dollars.3 p; I9 L/ M! s7 g% I* L) {
你每开一张支票将花2美圆。
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Useful Words and Phrases
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account number 帐目编号  r& |  X3 ]( f' N" q0 R
depositor 存户4 D$ q. B. L" [6 `, j, L3 ~
pay-in slip 存款单( A8 _/ X+ f0 H* z, c
a deposit form 存款单
) q! d1 |' F% C0 t5 e8 Z, Ma banding machine 自动存取机& Z% F2 {$ A, j' K
to deposit 存款
$ U2 }% ^1 \5 }% U* B. n3 Pdeposit receipt 存款收据, ^3 b. |4 h5 y5 _- [) J
private deposits 私人存款
, S, ]3 n* P: Y% U# scertificate of deposit 存单
, c0 v, I$ D( A5 mdeposit book, passbook 存折- P1 V; H! Y3 P1 s# {$ }; C7 ]
credit card 信用卡9 ]3 Z, t) P- Y( G
principal 本金" D! M+ i. `7 m; J
overdraft, overdraw 透支
$ E/ h" M& g3 nto counter sign 双签
% L+ c8 e  ~$ s0 g! hto endorse 背书
, _& s7 d: y- D; Q$ R5 C2 nendorser 背书人8 h$ F" L2 D, y, q( @7 r% R
to cash 兑现# O6 m( x* A9 |. g* S
to honor a cheque 兑付* l, _8 U3 O7 m( J! w
to dishonor a cheque 拒付
, t9 r- A. w  E0 m$ q+ N% v% cto suspend payment 止付
4 x) b6 e; n! icheque,check 支票: ^2 N! _0 r; s; k
cheque book 支票本
5 a" ^  c6 e4 rorder cheque 记名支票
- D3 b3 h6 r( E. }, ]+ H+ Kbearer cheque 不记名支票
' @& m) G; |" Q/ i$ [1 ?2 t1 Hcrossed cheque 横线支票
0 ^! j' ]0 m' x& N2 D  g' ?0 Ablank cheque 空白支票' i$ ?2 w2 X9 r* p
rubber cheque 空头支票
) X4 H  m' M9 T" i- D1 E  Ncheque stub, counterfoil 票根
! a6 V  f7 Q% }8 c8 gcash cheque 现金支票  J4 _8 L# p) l; ?
traveler's cheque 旅行支票
( u6 L+ l' o/ C0 O* E6 _4 f1 H& ]. wcheque for transfer 转帐支票1 p9 k3 D: K$ Z( O+ `/ _
outstanding cheque 未付支票
. }( ^  h+ `% rcanceled cheque 已付支票
) @0 f" V' d8 Vforged cheque 伪支票: A1 j$ [& k0 D3 R
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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8 G8 F+ h2 C6 w* K4 rI'd like to know if I can draw on my account for payment of things I buy in Tianjin.( ~# R/ }8 V$ x2 T& d
我想知道一下我是否能提取存款来支付天津购物的费用。( ~- m7 _" R8 [- J! L" {
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I want to withdraw 200 dollars from my deposit account.
8 U5 J4 g0 C9 Q% ?3 [9 B我要从我的定期存款中支取200美圆。& Q; E1 G2 [1 f/ c4 G) Y

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* L; H. I  k" F- q  u/ ]I want to close my account with you.
0 e* n& F  }3 H我想结束在你们这儿的帐户。( J$ q" a4 y9 [: V3 R$ Q9 D

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I'd like to draw 100 yuan against this letter of credit.
' ^' ^* B4 c3 U$ @- c/ {+ A2 d我想从这份信用证上提款100元。5 B5 ?' d5 n7 n* }: g- L

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/ v5 R3 z9 W! M, T( O5 ?( JMay I draw money against the letter of credit here?! r0 }8 L6 y# A8 V4 I% d% ?
我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?7 y2 i) [  {1 b# |% r0 s
能否把存款结余金额告诉我?# G1 P% C: U" [; N6 M- z* F3 c

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Please let me know my balance.  I; ?% T7 m. I: e+ X
请告诉我结余金额。$ I/ O% a/ `* q0 c% g* y: S
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I think you can draw on this account by cheque in payment of goods.9 l- f, d5 ~, p2 J; H* V% P) m
我以为你可用支票提款支付购物费用。
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( e! K( y  V& |Your balance at the bank is 300 yuan.
, W& N( Z% P9 P你在本行的结余是300元。% G5 f$ h4 l% l+ z1 _
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# J- ~+ |, x" H& X, ~0 rYour deposit is exhausted.6 K& q9 ^- I; l- p, d5 J6 L
你的存款支净了。
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Your letter of credit is used up.
- h% H) p" _) |  |( r; P你的信用证用完了。
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( K5 Q4 U4 k! y) NPlease tell me how you wish to draw your money.% v( B8 U  u2 ~# b0 h
请告诉我你希望怎样支款。+ v8 v. L1 V# b3 Q/ b* R  c
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  {6 [7 G- O3 ^* BFill our a withdrawal form, please.
9 Z: f- C7 l1 x! i4 b' f5 {请填写取款单。  \0 H  g6 v5 N
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The letter of credit is exhausted.
+ V, s8 E, Z2 f; U& Y# r信用证上的款子已提清。
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The letter at Counter 6 will pay you against your number slip.; B0 ?$ q9 Q3 ~4 c$ K' [
六号柜台的出纳员将根据你的号码牌付给你钱。 % s* n' d- ~# T! h2 y

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Useful Words and Phrases
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1 v' W6 A( U/ kto close an account, to clear an account 结清; e1 q$ n8 a# L
to draw money 取款
1 T4 H% B6 ~: ]$ N3 [* G6 P+ mdrawing-out slip 取款单
: b' u; Y5 J; _) @( p7 U  vthe number slip 号码牌
3 ~0 k  O6 [: P( P9 ea withdrawal form 取款单
+ W8 ^6 O& c* ]to fill in the receipt in duplicate 一式两份填这张收据9 X# u( _7 J: F4 @3 b
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
" Z% E- u5 b) j( o: l好,已收藏!

  }7 a9 M3 [4 \% TMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
0 ?3 g- c' _, g- K+ {% R
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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