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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户: M* _3 w! o) {  l
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What kind of account did you have in your mind?# k8 i6 |/ l4 g9 U
你想开哪种帐户?
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Do you like to open a current account?
6 |" @% o) O2 D5 f* n5 q你想开一个活期存款帐户吗? 2 P3 D4 Z6 {5 k
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A deposit or current account?
) ^- D; `5 V) ~7 P/ Y定期还是活期?
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* A* p3 H' J0 D% q1 VPlease tell me how you would like to deposit your money.0 r5 U% t6 z/ J% x. F0 i
请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.
% M  o; U& E& `% ~$ Q1 {% |/ j( o% S支票户头要收服务费,现金户头不收。
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5 n; A; n, g! u. y  y# O# q& EOur minimum deposit for a savings account is 100 dollars.+ S& N$ J! p. M0 b4 E! k) y4 M7 @
我们储蓄存款的最低存款额是100美圆。
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  a7 \; j5 y8 e. f) V; v8 rFive yuan is the minimum original deposit.
0 m" h4 s" V; w/ o6 R% ^最低起存款额是5元。
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( c1 ]. T6 Q; j) S  zYou can open a savings account at any time with an initial deposit of 50 dollars.
3 n, }5 B, n) J) T) S你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.& p. L* e5 \2 R' _) G! f. ]
甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it./ I2 \  ]/ [' I1 }. F
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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: W$ ?5 K; `' o* wI should like to open a current account.5 h& o1 b% S% e( W$ q; ?: |
我想开一个活期存款帐户。 : N4 p! m" \* i) n) U

5 W- `1 b. O- HI need a checking account so that I can pay my bill.& c5 ~+ v" m; z  w7 P$ o0 |9 e
我需开个支票帐户,这样就能付帐。
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We'd like to know how we open a checking-savings account.# d( A. Z3 \! B* B# b+ w+ G7 }
我们想知道如何开一个支票储蓄帐户。   x0 C+ I& ~& i" {4 w( z: x3 y
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I have a checking account here.
/ U2 t) S3 e, u, P, N# L我在这里有一个支票存款帐户。 1 {/ p: U* c* |4 _1 i

7 }1 a( q. b  S  R+ @* p/ \: j) O+ `I think I'd like a deposit account.
& k! q' L; i5 ~2 E+ n3 @& m我想要开个定期存款帐户。
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Can I open a current account here?
* _$ E  C; p7 e7 X0 B& t我能否在这儿开个活期存款帐户? 6 G, |, m* L2 w% L, K. ?! ~  z

1 b- H0 C+ u( C$ Y& CI want to open a deposit account with you.6 x( v, a5 w# w$ V
我要开个储蓄帐户。 4 m# Z4 `  l2 U- s( ~; n
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I'd like to open a deposit account with you.
5 k5 S: `& |9 `- x% b8 h/ F我想在你们这儿开个定期存款帐户。 . B  i% ~2 _3 s& @

& [+ I8 G: a$ n. w5 ^# `6 ^+ B& P9 d! sCould you tell me the difference between a savings account and a checking account?) J$ U0 J, E$ y( A1 ^6 d+ g4 F$ B9 o- }
请告诉我储蓄存款与支票存款的区别好吗? + d6 a3 z7 Q2 C
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Please tell me the procedure for opening a savings account.) O- D- D/ h5 M( m* ]: I" y; x
请告诉我开个储蓄帐户需要什么手续。
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! Z9 I$ @+ {0 `, m9 o7 mWill 100 yuan be enough for a minimum deposit?" i  Y, g  k1 r3 W0 U
100元作最低存款额够吗? 1 I6 B+ W0 b, {% t2 C. E! v

& z+ H- m2 H5 q+ G5 aI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
; |8 [7 r! ~# x1 r$ I( g4 p我想知道开一个支票帐户200元存款是否够。
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/ o- Y% w  P  T/ d/ |$ q2 @1 cCould you tell me how to operate this account?
% i$ X# M3 {7 j请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?
3 g% I2 r3 [& I& w5 H第一次储蓄有最低限额吗? 5 L& C% L# @5 y9 H9 ~! z7 k
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How much does each account cost?
! Y% n7 L" X9 A3 s7 \( D# S每个帐户要花多少钱?
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+ Z' y/ q9 G+ T2 X6 |Useful Phrases   k4 Z, a  h( U

3 W' V3 l5 g& R* {# R2 Rcurrent deposit, current account 活期存款) h" ~, j4 ~8 G3 e" m; k9 {$ m
fixed deposit, fixed account 定期存款# Z# ]5 x# T* O. Y$ b& n- U
fixed deposit by installments 零存整取
0 e, |# ^: d: g* |- Qjoint account 联名存款帐户5 e6 r- \5 W  I: m& s# L. O  n
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款5 A$ w8 m3 G1 r

4 A5 h. R- x: \. d9 iHow much do you want to deposit with us?
# M6 ?. r& S7 d4 v+ h0 ]你想在我们这存多少?
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; r8 h0 {  n3 r- p/ THow much do you wish to pay into your account?. b8 v7 t* v8 Y, r5 O% t" ~
你希望在你的户头上存多少?
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. r+ f6 e& l! A+ a/ f. G% |4 gHow much money do you plan to keep in your account on a regular basis?2 I7 q% c2 x0 d6 F4 W3 [6 T& O- j
你计划在你的户头上定期存放多少钱?
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8 h; H1 c0 F' a/ qHow much cash do you plan to deposit in your account?
+ ?+ c0 L" |' ?( o你有多少钱要存入呢?
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7 z# t0 w+ G6 P; O  j& eI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.6 ?8 A7 _6 T: O, g
我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?, H7 L  G, G0 `6 r3 ~
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.1 e9 B- \  ?1 r
我想在我的户头上存300元。* u. C  y: G1 X

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I want to deposit these cheques in my account.9 ~$ d4 Q0 g) }! h" E+ u3 y
我想把这些支票存在我的户头上。1 s5 P4 \& L2 c% G. K
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" U. F* ]/ f. A! w: ]2 O5 C- \I'd like to pay 200 yuan into my deposit account.
+ y& y  g9 L6 l1 f% q我想在在我的定期存款户头上存200元。/ U2 f& S0 V' h3 Z' n

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" ]$ s, B$ \4 U6 S0 `: ^I want to deposit my paycheck.+ F1 `3 W/ M: i5 b: Y9 ?
我想存入我的工资支票。6 K0 t7 ^7 O3 j

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( g! c! G: `  I+ K- ]8 nI'd like to know whether I can cash a cheque here.& z, @8 s3 W: p* O
我想知道我能否在这兑换支票。
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7 A1 c' ?, L8 q9 C. k2 |# qWill you please cash this traveler's cheque?
" G; {$ z# m1 d2 n7 T' s请兑现这张旅行支票好吗?( c% D1 H+ g. @! E0 m( Z; f+ Y- S$ x
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I'd like to cash this money order.
9 ?- }! |. h: }: d, s我想兑现这张汇款单。  t8 R- D. l  p: e
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I want to cash the balance of a traveler's letter of credit.2 @! T  K5 S. n7 n7 c
我要把旅行信用证的结余兑现。
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. p8 n  ]/ ?" D( U3 ?Will you please tell me whether you charge for cheques?5 l5 \- n) l9 B+ O
请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?
$ z; u* [8 @" U+ k  s) X请告诉我这些支票要花多少钱?* b9 K" H+ |" Z

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% r8 Z: h  V2 v! g8 RWhat if I overdraw?
% A/ q* I3 S! [9 Q: b& L: b如果透支了怎么办?
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- E) d( G& c5 ~. f- \Please sign your name on the bottom line if you want to cash the check.1 F1 N4 E, V& A( P- A
如果想兑支票,请在底线上签名。' E  A7 {! x8 q, n% _: F

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Please write your account number on the back of the check.
# j5 p' L7 B" ]9 [0 U: M请在支票背面写上你的帐号。
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+ e& W' i/ V+ R% ~We honored the check as the overdraft was only 5 yuan.9 x. w( \6 p8 J; k
我们承兑这张支票的透支额只有5元。
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, |7 v' f7 j9 }3 GPlease endorse the cheque./ c. P, _1 W( a, B+ g3 f
请背签这张支票。
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  k) p, I2 w. s/ ?5 vThe traveler's checks cost 1.5% of the total amount of purchase.9 w3 @; f! x/ ?1 a9 d0 _5 c$ Y
旅行支票手续费是购买总额的1.5%。
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4 ?/ P$ H8 e' E6 C+ I& `Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
4 j4 C/ I' c7 `# l0 U8 y这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。* {( `* u/ K* ]
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Each cheque you write will cost 2 dollars.- K( ~, F' C/ j; a! w
你每开一张支票将花2美圆。
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Useful Words and Phrases
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account number 帐目编号
$ m# b8 [6 A- o; R+ idepositor 存户) r: F$ g( F/ R1 c. b4 r: {2 W
pay-in slip 存款单& N7 k3 D' J7 z" M1 }9 J) T( F8 r' ]
a deposit form 存款单
- h) p( G( e+ x* I) m- U( k! Ya banding machine 自动存取机
' s! h3 N( P$ Q) Yto deposit 存款' L3 b: E) `. l" ~7 [
deposit receipt 存款收据; A0 U- ^* H/ C! P# u5 v# e
private deposits 私人存款4 o* ^( Y& L8 o" `& Z0 H1 m: ^- L
certificate of deposit 存单0 V+ `/ p6 }' l$ I$ h+ \
deposit book, passbook 存折6 i. g- P! A9 x
credit card 信用卡1 j3 f; t6 @5 W2 \. K
principal 本金
$ G: o- |5 I$ y. Uoverdraft, overdraw 透支
+ Z( p: R- u; X( q6 t- C/ G1 ^, c1 uto counter sign 双签
( S* a  g1 m, t5 A( \: ]1 Vto endorse 背书
1 B+ I' J5 F# {/ e% K  Xendorser 背书人
5 ]+ ?- o8 K& E9 V# ~/ @to cash 兑现
! r: P# R2 E) v, B+ [9 o7 z  X/ Xto honor a cheque 兑付% T  f7 U' v) D& {  S9 a
to dishonor a cheque 拒付! K4 h( ?6 D( X+ w1 `, m
to suspend payment 止付
4 h( ?6 n) j1 ~% s2 _: Bcheque,check 支票
6 r' J  w3 h3 t2 y0 a" p. mcheque book 支票本
2 t) T4 I. e0 E0 h6 M7 yorder cheque 记名支票
1 y$ p: J: l! L, W( D5 o1 Cbearer cheque 不记名支票" ]/ S7 V9 P3 ]2 _- c1 g
crossed cheque 横线支票
4 o; D8 {: [5 o& |; mblank cheque 空白支票3 }) T3 Q( @: j" C
rubber cheque 空头支票& j6 x/ C- l, f5 X& r% w+ L
cheque stub, counterfoil 票根
* J, [% ^# Z, t' W) Xcash cheque 现金支票
; ]$ b1 G' `$ }; ?' R) Wtraveler's cheque 旅行支票
' _' y  l# W. A; U  acheque for transfer 转帐支票6 B. `6 ^8 [) m8 C
outstanding cheque 未付支票
" Y% O% I9 K( r0 w% V" rcanceled cheque 已付支票5 A2 ]8 C) o) b! m
forged cheque 伪支票- M% D, e  |1 p- `" z' N3 w+ E8 @. J- C
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余- X1 ~' t* {; s

$ F4 I8 F6 u  M5 a7 eI'd like to know if I can draw on my account for payment of things I buy in Tianjin.; A( u4 Q( S6 j, c4 V6 N) T: b; D
我想知道一下我是否能提取存款来支付天津购物的费用。+ ?# u: L4 u. T! N$ Z5 n
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I want to withdraw 200 dollars from my deposit account.
' y: [+ L4 S: @+ I' p% e# I我要从我的定期存款中支取200美圆。6 ~" ]" {3 i. D: c

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1 d7 Z5 W: R9 w. MI want to close my account with you.
/ U) l4 O& U" m7 L( j我想结束在你们这儿的帐户。
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7 {$ r% {% n3 t4 Y1 gI'd like to draw 100 yuan against this letter of credit.
- ~% P* D* t% V9 b8 E3 `4 }2 `% o我想从这份信用证上提款100元。+ o: E: M+ `: F4 |! U

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/ p1 G7 T& f/ F# U6 h/ i6 y) ~8 PMay I draw money against the letter of credit here?
4 ^8 Q: Z/ q& s9 l7 i, O& _/ ]- s4 Q我可以在这儿用这份信用证取钱吗?1 A4 W5 i% j. i2 A

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9 K( ]6 k  J! ^; ?Could you tell me my balance?4 o5 j! g6 K1 f* Q) L
能否把存款结余金额告诉我?
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Please let me know my balance.
1 B7 t5 h9 V$ @请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.
* l" d# U8 A/ ]8 U, _- z* m# s5 I我以为你可用支票提款支付购物费用。
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2 `. b, b, c7 i) z2 ^Your balance at the bank is 300 yuan.
/ {, s& r4 L8 ]你在本行的结余是300元。
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Your deposit is exhausted.
9 y1 L8 E! Y5 Y7 K你的存款支净了。
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Your letter of credit is used up.$ H9 @% F9 P1 O- e
你的信用证用完了。5 W4 i. I9 K+ F+ h0 g

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  u* m3 C' @) u5 [+ S$ {, y0 qPlease tell me how you wish to draw your money.
. F. n5 f$ d6 V9 P7 L, U" J请告诉我你希望怎样支款。" p3 ~6 P: |) Z5 x

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5 m9 C- l! O+ A; cFill our a withdrawal form, please.: K8 ^* e( n8 N* c
请填写取款单。
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$ m! ?4 K. r7 SThe letter of credit is exhausted.- t5 g+ O) r6 m% N! A3 H0 |5 I1 g
信用证上的款子已提清。
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4 ^+ Q7 a, S, ?. L' f* r) a& pThe letter at Counter 6 will pay you against your number slip.% c% @  ^8 Z$ b2 E: g/ G" X/ c
六号柜台的出纳员将根据你的号码牌付给你钱。 " L- c, n( h& _8 ~& ]

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Useful Words and Phrases % v7 d: z5 G1 G& f
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8 d0 H% n* O4 D: F+ m" p# I( Mto close an account, to clear an account 结清! f% C6 D, b; g* G5 d* I" C
to draw money 取款- Q1 @7 R+ i: c0 Y9 P
drawing-out slip 取款单
/ y7 R: n( p6 F# @. w. zthe number slip 号码牌
( f. p. T+ `. [3 Q7 ga withdrawal form 取款单
; m- t* b( Y$ {& x5 E1 j+ `to fill in the receipt in duplicate 一式两份填这张收据, o( |1 Z( o6 p$ V
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表2 g! i1 N5 ^9 Q6 q$ L
好,已收藏!

+ C( \% N( S9 |* y$ Q# i! t7 e. \& A7 }Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
- i) J: Q6 b" }, j$ C
大型搬家
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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