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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?* i7 A$ I  T0 H1 W) p
你想开哪种帐户?
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Do you like to open a current account?
1 r# c" Z0 s: w2 Z) Z你想开一个活期存款帐户吗?
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6 v- }1 p; F" r# ]2 Y1 wA deposit or current account?. D$ o3 U& ^$ i0 M  I( C% O. z' y4 C5 S
定期还是活期?
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0 F8 W5 B" d4 U  c$ Y  TPlease tell me how you would like to deposit your money.
1 b* j( U  e0 t: V请告诉我你想存何种户头?
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  l  K2 `  H* b6 A: Q4 vThere's a service charge for the checking account but no charge for the savings.7 j' {- c7 t7 V- s& N
支票户头要收服务费,现金户头不收。 - L- h# b3 b/ i8 P: K7 Z6 x$ h

2 f$ x. b6 j* d# Y1 FOur minimum deposit for a savings account is 100 dollars.
: f4 r( G+ U4 u4 }0 N. f我们储蓄存款的最低存款额是100美圆。
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0 ?' h$ n, ^0 U- `% }. g, wFive yuan is the minimum original deposit.$ @" [5 U3 U( |8 d. {: L, C
最低起存款额是5元。 $ ?# I5 j+ {  D1 S& A$ a+ r$ j

( O+ I7 K7 G1 Z, X1 ~$ @/ lYou can open a savings account at any time with an initial deposit of 50 dollars.
+ O8 p3 K  h5 \/ h0 p你可随时以50美圆的起存额开立储蓄帐户。   @2 b7 c8 q1 X0 T+ U$ P4 ~$ g8 d$ w

  X9 k5 e% ]6 q" \1 o2 X/ GEven one yuan is all right.; B/ g; E" h. A: N
甚至一元也可以起存。
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% D( J! V4 |, ~2 `: RHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
7 o7 g, M, }* g* N5 R这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 & i# N9 a! i- l- ?3 r0 O8 s0 v/ J

2 ^( a* r8 H* o5 a: wI should like to open a current account.( x: {) `: j1 ^; M7 B3 k
我想开一个活期存款帐户。
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9 w. \/ T! X1 u, V* ]I need a checking account so that I can pay my bill.
6 D4 N5 m7 T4 _+ S( j0 V我需开个支票帐户,这样就能付帐。 # D6 u; k" l0 ^. E5 ?" m

" G& _4 Y$ }3 j  eWe'd like to know how we open a checking-savings account.
3 w, g* ~9 H5 s我们想知道如何开一个支票储蓄帐户。
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( S! T; v. N9 zI have a checking account here.5 E% W. H8 U  c
我在这里有一个支票存款帐户。
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. O$ e) v: T9 @" PI think I'd like a deposit account.% ?4 ^/ ?; |( M( w$ W
我想要开个定期存款帐户。 . T! t4 D( \* U; A; D- v3 S

9 C+ `. P' W3 nCan I open a current account here?7 v4 `2 P& A  `" C& U! a
我能否在这儿开个活期存款帐户?
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I want to open a deposit account with you.. M3 D5 S$ p1 X+ `1 K
我要开个储蓄帐户。
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  A" P+ e1 M6 N0 a  r' O, `I'd like to open a deposit account with you.
. V) k0 Y( _' h' G; @( l" m6 h) z我想在你们这儿开个定期存款帐户。 ! B8 z: y) X% i+ m- e. O& x
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Could you tell me the difference between a savings account and a checking account?" }' v* _% [3 _
请告诉我储蓄存款与支票存款的区别好吗? 5 A% |* o' Z$ j
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Please tell me the procedure for opening a savings account.
! }0 U, r1 T4 `+ J& O请告诉我开个储蓄帐户需要什么手续。 * p7 |3 ?1 o. ~' w* g
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Will 100 yuan be enough for a minimum deposit?
0 M7 I" ]! R2 N6 _6 c9 Q$ \  A100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.4 R* V7 Y( e4 T6 G$ V: D
我想知道开一个支票帐户200元存款是否够。 ; w: {% c2 a* z: ]
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Could you tell me how to operate this account?
, U$ A( m0 X# c5 i请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?
0 M' F2 w0 m1 _第一次储蓄有最低限额吗?
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1 R/ t, f( f8 l8 Z9 @' d: E  j9 u0 CHow much does each account cost?
5 m) k: M  w9 F  h5 v# R每个帐户要花多少钱?" X7 D6 D' C* L
 
4 m& y6 H4 K  T8 i6 c, c0 e! QUseful Phrases
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current deposit, current account 活期存款" W- w& W, a3 M# y
fixed deposit, fixed account 定期存款' {. A# ~5 b7 `
fixed deposit by installments 零存整取8 v# t  \5 |$ Z
joint account 联名存款帐户
  a' }% w2 b5 m& V7 l+ `. nto open an account 开户头
理袁律师事务所
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款4 ~0 k8 D* ]' V- j

: o  \4 U" m$ g! h0 F% Z. V$ MHow much do you want to deposit with us?
0 Q+ g5 P$ i* V/ G/ m, F  L你想在我们这存多少?
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How much do you wish to pay into your account?8 `( ~7 h3 Q, i/ ~# S
你希望在你的户头上存多少?
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; L; {7 ]+ x% a( p3 r6 ~How much money do you plan to keep in your account on a regular basis?3 E: }# W1 U* L4 K* t! K
你计划在你的户头上定期存放多少钱?' E& ?9 D$ g, C: ~$ w. Y8 v
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- u9 P  s. a/ |) yHow much cash do you plan to deposit in your account?. \9 h( j- o& \: H* G$ L
你有多少钱要存入呢?$ b4 ~+ K( t& ?# T7 M
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.- l( O1 }! s) C* y
我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
, w( [1 f# m4 O' [( U  x请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?+ {- `- A3 o, [$ _: o

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I want to deposit 300 yuan in my account.) e+ i: c' o' {; X
我想在我的户头上存300元。0 r$ M1 M) \1 t5 `
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6 T% [6 {0 ^' W) @I want to deposit these cheques in my account.
* a& s" {" l/ h2 L我想把这些支票存在我的户头上。
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( ]5 `! L- n0 `5 S4 l: i; mI'd like to pay 200 yuan into my deposit account.8 _4 d' \. U2 r  ?5 f  r
我想在在我的定期存款户头上存200元。
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6 n. s1 ^9 P& \3 g  B: p" M+ G2 K/ DI want to deposit my paycheck.
( K& l# Q: G0 ^1 {我想存入我的工资支票。
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, p( G) s/ i/ J5 ZI'd like to know whether I can cash a cheque here.
! x' G  C, F$ _; k# R! w6 f3 ^3 Z/ ~我想知道我能否在这兑换支票。6 m# y) a& D* G4 p  e3 ~7 T$ c2 u

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Will you please cash this traveler's cheque?
6 `6 ^. K  X* t+ m5 c0 U$ s9 w请兑现这张旅行支票好吗?
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I'd like to cash this money order.3 n- o9 ^# V6 \, Z) E, c
我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit.+ |' q/ P9 X* X; |6 I
我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?: b- p1 Z3 a7 c
请告诉我兑换支票收手续费吗?! A8 z$ u2 H3 f- V8 @5 {, G$ d* G

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2 z, v+ ~6 ]: [Could you tell me how much the checks cost?' v9 c/ u4 T1 I8 U
请告诉我这些支票要花多少钱?
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# j3 m& O0 L) R; k7 bWhat if I overdraw?
7 s. R5 U# @: M  Q3 N& F如果透支了怎么办?/ _: ?1 {3 A8 B$ q/ E* y3 {) [
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Please sign your name on the bottom line if you want to cash the check.+ a6 _0 R) j% D# W
如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.; ^' J0 ^0 P% P, H
请在支票背面写上你的帐号。0 }4 I/ H4 V& A: N9 j! @7 z

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4 C& `8 L3 G6 K( pWe honored the check as the overdraft was only 5 yuan.6 Y. u# \3 O8 }$ u# c4 f* ]+ \9 y1 r* M
我们承兑这张支票的透支额只有5元。* z" h& g2 Y, t, |
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Please endorse the cheque.
' h7 ^& w% g6 R* E( [请背签这张支票。7 O' {% z2 i" O0 K; M

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The traveler's checks cost 1.5% of the total amount of purchase.
1 W7 _4 n) }/ ?. @+ @- p旅行支票手续费是购买总额的1.5%。  q6 S: O9 F8 Q) J3 w
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5 V8 t2 U' {+ FHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".+ A/ {0 R7 s6 G, S+ P+ a$ j' G5 g
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。' d' b: k: h0 h' d5 G5 H0 V

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+ C) d, e2 v( U' ?/ A, wEach cheque you write will cost 2 dollars.9 l+ L4 q/ ^, c+ O
你每开一张支票将花2美圆。0 c: D) g2 U" P* H3 W
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Useful Words and Phrases   `4 R; O  M5 B* o" `- e/ m

! w1 C! |8 r% c' k& O5 Haccount number 帐目编号
! M" i4 O$ l- h; J& _  R, L/ e! b0 Bdepositor 存户; b0 k! I0 m7 L; v$ A
pay-in slip 存款单
( s. C( P; s% ca deposit form 存款单
* N- L: T7 g1 F2 l% _) E- @- oa banding machine 自动存取机' m  t1 q2 S# \9 Y! H. m) E
to deposit 存款1 V; D: W3 P' Z
deposit receipt 存款收据4 p4 L) B/ X; P1 w8 f) p- n9 G
private deposits 私人存款" G% K! A" A. W( \2 R
certificate of deposit 存单3 I7 l. Y/ z7 `: q! c" p7 ^0 ]
deposit book, passbook 存折
- h: T( d( D# C0 K2 a0 ccredit card 信用卡( c8 a+ \: E* O8 I
principal 本金% u/ p, N" [4 b% t3 c" m0 o
overdraft, overdraw 透支$ B# Y- @( F3 D4 A/ @' S! H
to counter sign 双签0 r' a. A! W6 y2 v& {/ ^
to endorse 背书
7 i2 E  j+ `& u. r" kendorser 背书人, q2 k4 f! K" V/ W
to cash 兑现
' S- g4 Y% J' y* _to honor a cheque 兑付% H3 O; `# j* Q. `9 W* e& z
to dishonor a cheque 拒付
* y8 Z' [4 Y; H/ n5 {" cto suspend payment 止付
2 u( U9 V3 R, q& l, Lcheque,check 支票! G: ~& }6 x! u* a  Q& ?: @/ x
cheque book 支票本! g% s+ v% m$ W' P8 P. ~
order cheque 记名支票
8 G: i: b4 Q- M4 w3 X" h9 `1 xbearer cheque 不记名支票
6 N- X/ C+ L1 C8 E/ ^! rcrossed cheque 横线支票6 }! b; h* c0 A* ^; r; {9 m
blank cheque 空白支票4 L3 k( z, T! q9 }" C" q# w
rubber cheque 空头支票! T* l% x1 G8 p
cheque stub, counterfoil 票根
1 \; D) N. X( gcash cheque 现金支票
0 R: g# l% u! [4 z5 v0 Ftraveler's cheque 旅行支票; ^5 C1 V3 |! d8 z1 j% H
cheque for transfer 转帐支票" u) @+ h8 n% D+ @( a- o
outstanding cheque 未付支票7 U% [) q1 |& g
canceled cheque 已付支票  [- G9 H* d: E$ j8 {! G
forged cheque 伪支票
" x0 N; \5 T" ?5 @$ cBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.! ^, M2 S1 F1 A8 ]; Q$ B
我想知道一下我是否能提取存款来支付天津购物的费用。+ a" _5 _# W" n* _8 q

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I want to withdraw 200 dollars from my deposit account.* @  K# }; _3 f3 |! j7 x
我要从我的定期存款中支取200美圆。
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I want to close my account with you.! V5 p; L6 m" k/ A. F# N* I6 F( u
我想结束在你们这儿的帐户。7 B" b$ J" |# p% g5 ~% k/ R6 |
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- W9 x0 g: A7 r/ HI'd like to draw 100 yuan against this letter of credit.( L  q3 E4 R4 y
我想从这份信用证上提款100元。# D1 T) Q. u9 ]- P, I& q

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+ U! x; {( j+ N4 V7 tMay I draw money against the letter of credit here?: F. g7 ^& l8 s
我可以在这儿用这份信用证取钱吗?
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; W' c9 n& U! z% TCould you tell me my balance?
; X) E: r! @) n' L( S能否把存款结余金额告诉我?$ {; u/ y! v/ @+ d2 ?$ Y

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& I; q+ e$ S7 z9 b" q6 H& o8 hPlease let me know my balance.
$ w4 a' P% h3 K& f请告诉我结余金额。" D/ J4 x0 q: a  Q$ t

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5 @- I2 o* q- aI think you can draw on this account by cheque in payment of goods.' H2 z* E. V; ?2 I3 g& g. G
我以为你可用支票提款支付购物费用。
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/ m0 p& Z1 [: I6 vYour balance at the bank is 300 yuan./ g' N6 o9 n0 {
你在本行的结余是300元。
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0 B3 g( Q* p) c0 oYour deposit is exhausted.$ g) B- M, z9 J* T; T3 p& J" h2 M
你的存款支净了。
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; V2 x9 S. ?* |2 w% f0 S* ]( r- ?Your letter of credit is used up.8 t( t, S& D& w( V& s) K" ]
你的信用证用完了。
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Please tell me how you wish to draw your money.
' d) p% G9 o4 i% D& c# j请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.( v5 m. A+ ^( a0 @( C1 E, b1 ~, S
请填写取款单。
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The letter of credit is exhausted.
! T: J9 X+ g4 {2 Q$ x信用证上的款子已提清。
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1 p% d" ?) y3 k" D- _The letter at Counter 6 will pay you against your number slip.
# ~/ Y6 F" m2 J/ I  g六号柜台的出纳员将根据你的号码牌付给你钱。 
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4 }5 U, q0 t' x2 x* l5 ]
Useful Words and Phrases 3 K: K7 F1 N& M
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9 H  b0 t% [6 T* k9 q( bto close an account, to clear an account 结清4 H" q- f+ ^5 |+ Z4 y/ `  R8 x
to draw money 取款( F; D: `5 n- p$ E( r" C
drawing-out slip 取款单
5 L1 S' S3 B( j$ s/ I! zthe number slip 号码牌/ ?! e' T% C5 w+ Q$ U7 Y
a withdrawal form 取款单% e$ A1 t7 A+ m( M' H* ]3 w
to fill in the receipt in duplicate 一式两份填这张收据2 B0 ?6 P0 \# Y5 k8 g+ |' K! C' C
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表5 B1 Q& n, F. x5 H8 i+ W
好,已收藏!
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Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!

2 m- V8 i. S6 \, O2 t* n  `
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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