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本帖最后由 年轻的心 于 2010-12-1 13:52 编辑
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2010年12月
; D2 g6 {& U& PBank of Canada Interest Rate& ?! X( _) F1 L: ^& G7 s
6 O) U; j0 Y# c p& f6 T* K0 J
| | September 8, 2010 | 1.00 % | | October 19, 2010 | 1.00 % | | December 7, 2010 | Next meeting date | Source: Bank of Canada. Z/ O2 a2 L2 A- r+ O
" y3 A- x" k9 L( @" d
d8 r0 ^8 P2 G. G6 g* c7 c' zBank Prime Lending Rate5 [& u- e0 b0 C1 ]& ]! \1 e: A
2 s" ~ d# H; H& s: p
8 r" q! M6 t y4 P| September 9, 2010 | 3.00 % | | October 20, 2010 | 3.00 % | | December 8, 2010 | Next meeting date | ; O. W. B7 @- F8 L
Source: Bank of Canada& [0 g i$ }! i6 M2 B/ W3 I
( r# T( [9 G6 E! L7 E
3 C c; t& R+ Z: N. {
0 f" p: J* a V1 `) Y2 c
& A V/ G% n. ?, \# tConventional Mortgage - 5 Year Rate*: \$ d R1 q6 r& z/ [ f- k2 j, c
/ Z6 V; p5 t$ U( o; B# z) a4 E. \
9 m* ?5 Y( i: |( z
| September 15, 2010 | 5.39 % | | October 18, 2010 | 5.29 % | November 29, 2010 9 r' n8 B8 v# A- I; Z# I
| 5.44 % | " m% n* s1 [- b0 s
Source: Bank of Canada
; E n9 ?+ m/ r*Determinant for high ratio mortgage variable qualifying rate, X" q! F. U( t
% @% Q$ P, a. j( o* p/ O8 h; G9 d; F1 M6 c( N
y) K( z5 @3 P! H
( @# I# b3 V, f+ p b# N* s ^US Federal Reserve Board Discount Rate
6 x8 k. a% q n! b. l u' k1 ^) V) W( ^, A
1 b9 A1 N! n% s+ S8 ^, X
| September 21, 2010 | 0.00 % - 0.25 % | | November 3, 2010 | 0.00 % - 0.25 % | | December 14, 2010 | Next Meeting date | 9 G) Y7 Y/ Q- a% E/ \
Source: US Federal Reserve
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4 O& g, I. M& J8 r( I( s9 w9 C; E5 t* |9 C! K
6 `$ b& \9 v$ A6 Y9 i! [
) M0 u, k% T+ F1 Y, M# ^8 d0 [6 @. L
Exchange Rate $CDN($US), c7 O, ^( E# r K( k
| October 28, 2010 | 0.9790 | | November 10, 2010 | 1.0000 | | November 26, 2010 | 0.9804 |
5 E$ [9 z9 u) |5 Q' s) BSource: Bank of Canada
, }1 |8 [+ Y; Z# j0 ^* A
- _: z. E3 m' G( z V1 c* D& I3 H, Z9 u1 Z: W2 j% u2 A. C, f
; }9 t1 T- ^( k3 `5 w2 G. h
' }+ e" Z6 }5 `Government of Canada Bonds
) j/ R; c/ C/ J
8 H% v7 n* I2 {
( L* {- N+ j& F0 Z| Bond Type | October 27, 2010 | November 10, 2010 | November 24, 2010 | 1 year Treasury Bill
/ \ r9 G" Q% Q$ U4 k" }) ~ | 1.21% 8 y9 a& R2 n, {$ h
| 1.27% | 1.39% | 3 year Benchmark
% `3 P* }" A: iBond Yield | 1.59% | 1.73% | 1.94% | 5 year Benchmark
' k- O" U5 e" e6 p; F6 x; U1 FBond Yield | 2.06% | 2.20% | 2.48% | 10 year Benchmark
- j7 q$ \' w+ n( E. ZBond Yield | 2.89% | 2.98% | 3.19% | % P3 C/ G$ w" _ A( a1 I
Source: Bank of Canada
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& P( e- |4 g8 Z' X) }2 R, v
) W3 Z% a0 U, v& B# y( ?: n
n* U+ ]% }# _. i8 zTotal New Housing Starts (Seasonally adjusted and annualized) _. L/ E1 N+ h
Province
, R3 H6 f8 b$ l/ k6 N! M0 E | August
6 C/ i: x8 m1 I4 ^; g' \2010 ; s1 U- \7 g. w. J" ?
| August; O3 `! a5 I! Z& p! s% [
2009
3 o% j* o8 s& D/ Y( Y | September5 w% ]5 {* i6 u; c. q% H
2010
" t( {2 h* M% _2 d& c% h | September
; p6 X$ w- @" {& o) l6 v' n5 G8 j2009
* [& M1 I- R, e- |7 B% n | October0 o! T8 G' d* i0 K
2010 7 a# I. }" _6 G( k# a8 i3 i
| October
2 p: |( w) _9 ?; r' c9 a5 C* Z2009 9 I P* \6 L0 M7 z- s
| Newfoundland/Labrador% c# r! Y$ o) s
| 3,500 8 G8 X& m5 W% b# I
| 2,400 4 V2 [) M3 G5 Z0 O5 T9 C
| 3,100
& }! @1 q1 u% j% \: E8 ^/ q | 2,800 X+ C) P5 P2 \2 Z t) {: n
| 3,400
9 a" f( |/ e( @: M! O! v | 2,900
# x4 D9 S/ W, r4 _1 J | PEI
" {9 u& B1 t1 v+ x | 1,000
: K0 f: I2 z% m. \$ \' E | 1,000
4 V4 h# I8 v" r2 h# \+ |4 p7 | | 500 1 h( g# J# |$ _; E' @+ ?/ U% _' U
| 700 8 @: r i" W& G+ m2 s4 ?
| 400 / ~7 l% J6 ?2 w' g5 X1 X% v
| 1,200
" S b# \" E8 K, D | Nova Scotia
8 U. L* y# q6 a& C. p4 d8 g | 3,200
* |) Z/ N) J- ~& K+ O | 4,200
* [" y0 M' b2 U! a; j# w) X5 ^ | 4,100 4 f/ V5 f0 _% \
| 4,500 3 e, ^1 u* L& d- P. }
| 4,700 ! d0 V! r; H. R1 S4 B3 ~- P5 V
| 4,000
: t: M1 g9 y" w u' |" x | New Brunswick
6 r1 F: X1 I7 \6 ^9 l' ] | 5,100
" U1 f" h+ c% j | 3,700 ; j, H! D. O/ M k
| 2,400 8 A% J* _. M9 z2 p
| 2,900
, ?2 l0 s% r+ B: y) A0 o8 f0 @ | 4,900
% [. `/ P* H& E. `3 Y' k# ^ | 3,600
% B& C6 b7 n0 k. A7 Y" q | Quebec
; }, N/ n) o4 [$ J | 48,300
& a9 O& M! y8 w6 V0 Y2 R O8 E | 47,300
. u2 E2 d) X, @' \( n/ W+ m0 I | 50,700
0 ~! J: y6 A! a4 m# [( Q u9 G/ V | 41,300
, z9 m' H. i5 _0 D4 s | 48,600 ' W) x# ?+ E0 ]% ?3 y
| 37,200 - D" L# Y p, N# U/ ` }" G
| Ontario1 d; \. H3 I! \! y Y
| 64,800 8 [. ~9 l9 ~2 L" d, U+ ?
| 44,200 7 r6 J n K. v, Y6 _
| 58,000 % o5 x& n1 x8 e" \5 e
| 50,200 " ]5 j Z3 Y5 o# s! U8 \% y
| 44,700 & Y; @" Q- {+ M( r- V3 [( q
| 57,600
4 y# h. j6 ?) U. c1 J | Manitoba
5 E0 I4 w: U: ^+ F | 6,100 4 K+ V4 b5 B1 j) E7 r0 a
| 5,000 - @7 a* d& Y% Z1 N
| 4,000
p9 `) s+ V3 s. N& [! _8 D | 4,400
7 f, u3 C! Y4 G. {% N" {7 u | 3,800 $ Y) Z: O0 n) C O
| 4,200 . g, n) q" F# n
| Saskatchewan M1 ? N; O; A) f3 U
| 7,700 # @! L: [$ P& Z3 X, K! J5 M
| 5,100 - m6 f6 K2 V5 _6 Y; P
| 5,400
$ n" @- W6 @& Z6 j9 N | 3,700 ! z3 n' q5 [. k& i$ H
| 4,700 5 b6 F0 t* b, z
| 3,600
& f5 p5 N, P' c+ \- Q( n* ~ | Alberta
, r# b# F& f# U) C& Y/ A8 w2 k1 z | 23,500
5 y5 T4 b7 ^0 u; T. @ | 18,400 7 ^7 h' }' O3 I7 M
| 27,100 ' j; \# j5 `1 ?5 T h/ b
| 22,600 G. c$ O1 L* h
| 25,200
0 X" v0 V0 [+ ^% F( n | 25,000 0 h* ]2 x" ?4 l* c! j w7 R
| British Columbia9 Q2 ]* q9 V) s( q
| 27,800 5 s. [$ a P( o2 ]; D9 ~2 n
| 19,200 ( v& q+ w0 i: l
| 29,700
5 k4 L0 f$ O" `( d0 H | 16,200 8 f& F/ Q: d4 y4 \7 ~7 }
| 27,500
, S$ H) e( d9 p5 I | 18,200
& h# |, q, l; ?9 G+ E | CANADA; U) |8 C7 s( C u
| 191,000 1 K; M2 I& S! C. C
| 150,500 8 w- f- b% S* D
| 185,000
. g [' {7 w3 ?+ B* W | 149,300
+ s. j J6 m2 [) q% D; _6 u | 167,900 9 E5 {$ ]( {, p0 \4 ~" L! J
| 157,400
5 K; V2 f; N" j8 I: u r |
: q, `6 Q' J. VSource: CMHC Housing Now - November 2010 and November 2009. This seasonally adjusted data goes through stages of revision at different times of the the year.
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9 `4 L, z5 ?- E- w* z& v" t
* \* o2 d% o& b( _' M5 B, u. [Average MLS® Resale Price for Local Markets
% F% x2 g( q4 D- E+ Y# M& Y! O4 F/ A
3 B! m% H+ S1 |$ X# Q7 A
| City | October 2009 | October 2010 | | Halifax | $235,465 | $248,678 | | Saint John | $178,632 # H9 t& F; r8 _' W P
| $165,032 | | Quebec | $219,440 | $246,918 | | Montreal | $285,100 | $309,638 | | Ottawa | $320,561 | $305,872
8 T9 B' l8 V* x. n | | Toronto | $423,507 | $443,633 | | Hamilton/Burlington | $296,253 | $305,872 | | Winnipeg | $210,618 | $229,467 | | Saskatoon | $274,759 | $293,929 | | Calgary | $393,574 | $399,679 | | Edmonton | $351,768 | $317,096 | | Vancouver | $638,948 | $707,207 | | Victoria | $481,500 | $343,747 | . _$ L3 W: ^" J/ z: ~+ [$ B
Source: Canadian Real Estate Association
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B3 ]; f: l+ l; T+ ~: ]# y
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6 u! L; E1 b. R+ @5 q* k- f7 g4 e- j& E
% D4 s2 q4 {6 H' k/ ^& WQuarterly Housing Affordability Index ! L2 u/ B( Z9 O0 b
Standard Two-Storey * B" C* ?( _/ e. b7 I1 Y0 F/ s9 Z. H
; U9 F# Z! K3 v& B! M
| Average Price
0 a6 t8 x; n8 D9 y |
0 }1 ?( W- |3 t6 t) t7 Y | RBC Housing Affordability Measure
0 D& E( ]+ l# W8 d* k# } | Region & r3 o `' H4 z4 U; R! ?) b
| Q3 2010" T) M7 G! v1 a
($) / ~! L! U5 e5 p r: A8 G4 V: g6 I8 }% Q
| Y/Y( ]: |0 x% K7 l
% ch. ( F% |, o. q' n6 S7 \* B
| Qualifying
- v( l+ Q- H7 T* f, VIncome ($)
9 R- ~1 t- z, c8 wQ3 2010
* O; t8 s0 c; t" w/ T7 Q | Q3 2010; P( f8 M$ ?+ i' L5 `
(%) 6 h% p) Z2 b- s' _: N
| Q/Q* X8 I4 y# |$ V7 @
Ppt. Ch.
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Ppt. Ch.
& n8 a: z) b W. V) a4 e# ] | Avg. since- J& s% _9 L7 j2 R" W
'85 (%) ; k* M& g# G+ V& G% g' |
| Canada 0 I* ^1 s- |6 j3 l# z+ c5 A
| 370,700 * P2 r1 t$ ?; r) T$ b5 c5 Y
| 6.3
) N. v# ?+ j. D5 `4 N- w | 83,100
3 n1 a/ ?& u* u0 l$ h; V | 46.3 2 l& J4 V1 K, g. Y% m' O; ^
| -2.5
+ G# b# I N% C5 Q4 W | 0.3 ) T9 ~: O' @( ~5 v( ]) A
| 43.3
6 J3 J y: ]( _& h8 E+ s | British Columbia ' K1 q5 U" k: J5 f0 y
| 624,800 3 n$ j2 i, M" G ?1 c" k5 ~, j
| 8.0 3 T7 ~% j8 k' X6 R. x; [+ ~, O0 j
| 124,500
( R( Z6 V/ {3 |# a+ u | 67.5 ( H% ~0 g# C1 d* m
| -3.9 & o4 G4 a2 _& V8 U6 ^4 E6 H2 J
| 1.4 1 O# X( _4 E7 x/ A( R! p
| 54.1
& q9 `/ M$ A5 [. o: U4 V" u- x | Alberta
3 a! Z+ D* {; p4 u- h( P! s | 365,600
- i" |- g Q( @$ ^1 G+ a | 0.1
$ h+ z/ J$ j g; a, { | 81,400
$ t3 ~) S' s# a3 x, I& L H- W1 k | 35.6
" @. V' e M, ?8 x, K' |3 c | -1.8 6 k+ c- g/ b! |/ n
| -2.0
' O1 w; P r$ B+ _* e | 38.6
6 m" o' [& ^4 E9 p' Q, j | Saskatchewan 4 _4 l) w1 @# F$ x
| 315,300 1 z% {% g' }8 k4 Y) i- q2 b$ e
| 5.1 ! t: x. H( F0 l' j. t, G6 w: y
| 74,100 ( f4 T: M% n5 F4 r
| 40.8 & Y5 f& g x4 K: J' \
| -2.2 / C# Y! I% T* n' G4 }% ^
| -1.1 & r5 u/ G' C& F+ k
| 38.0
, h- S: R7 G; e4 u; q8 B# Q | Manitoba ' T6 E; U: H {0 S
| 269,700 5 a. C B' g% f7 w
| 7.8 - w! ~+ H& m) k4 f. Q, D. n2 w
| 65,000
* B. X4 T6 C1 l, C- D1 G | 37.1
* j; |; j6 {, g6 o | -2.3
1 M7 E2 ]* d5 C, O7 [6 N1 | | 0.8
* [* n+ I" T! v# a4 [& @ | 37.7
* L( W3 |9 J8 D: {8 K- A | Ontario % h- k3 T- H5 H& Y+ N
| 388,200 - e1 P& [: { N3 g" t H, v
| 6.2 8 p3 \, k7 }7 ? r$ V1 i0 t
| 89,800
6 f+ D; c. k9 U& ~ | 44.9
# G% g6 |+ U. r+ q0 ^ | -2.4
+ r- P9 V3 z0 |* K' @ | 0.4
: U" o+ q. J1 M e$ M W5 \ | 43.7 5 d' W( o2 U, H0 |" G; r0 C
| Quebec - J' d r2 T% l$ W( A I
| 262,100
7 b# r, j" b. i! y! V1 d | 8.6 / L9 c8 W4 b6 l
| 61,700
& Z/ p4 j. N3 \0 y$ _* r | 41.7 / N1 J$ y4 a5 a' _9 |9 a [1 A
| -1.8 3 L9 u# _6 c& `4 v
| 1.3 * V+ r9 V4 v/ m3 X( Y
| 38.8
9 m- v% Y j1 _* O# P6 J. T | Atlantic ; g, e+ `* {6 ?' x
| 222,100
3 a0 y% T# [& { | 4.3 3 X# ?1 C `2 I, I, F* \6 c
| 55,900 & j6 L2 i' R% N1 o4 m: {# l
| 36.5
0 [. n9 m2 m; O% T( M- P | -1.4
7 J! a: }6 Y9 Y# i% [: F1 n | 0.1 8 L- \3 H. } X
| 38.0 1 o/ B+ e0 g* s
| Toronto
5 \4 D% \% \" K g: u+ P1 c | 554,700
$ p: p$ V: ?1 A1 j8 A: ]! c | 5.6
4 u+ A% V- \. P- f, A$ F6 ?2 f | 120,400 2 D1 _# x' K5 L8 v0 B- y
| 56.2
3 \. ~. C0 w/ R( n4 u3 S' B: D | -3.8
2 k8 W+ y. |, e4 C2 q/ @1 [ | 0.1
! X/ p9 C3 [8 }' H8 e& u# `( I9 [; e4 d% K | 53.4
4 j6 J. Q) y6 V$ a9 c | Montreal , [% F" D1 B1 [) S" u
| 335,300
4 Z! X/ w( }# u2 N( _5 B | 8.9
' ~& G9 |/ Z* e# o7 j) z | 75,800 # |' _+ E& ]( D- |% U6 i; d
| 51.3 2 A+ x9 a( f( _& g6 v! ^
| -1.7 7 k. Y8 Y6 A. \7 [! `* _. d
| 1.7
6 N4 G& `( g7 k2 R M | 41.7 4 v2 M) G* y" e8 p+ z# r
| Vancouver ! z# e( }& S8 b8 i
| 766,300
$ ]4 x0 C3 v7 Q+ N" p* n; q | 8.4 ' h! x* w; Y5 V2 I: u* q0 r! c
| 149,400
+ p$ L% G$ s" N4 [7 R | 78.1 : c! c: f% z+ G
| -4.7 - ?0 h: J" t9 { k8 T( ]
| 2.0
1 j/ n! v1 @3 A% Y) r) H1 p. n | 62.6 7 j0 B8 a( u/ p2 [% r. p/ N
| Ottawa
* }8 c% k- S. T* Q. \1 T2 b | 350,600
3 t% t! M; U( v% O9 I3 X: g | 4.8 0 x- W, u2 z! R, j
| 86,600
! k2 p; j& z) D1 [ | 40.5 : ? h9 U/ M x! ~' c! K1 k) K
| -2.5 ) E+ b- a9 L- I0 w5 p: Z
| 0.0 / G4 w# S) R* o
| 39.1
! r d+ Z G4 _5 f+ p2 | | Calgary
6 I/ g1 e7 g9 l5 T | 410,500
; Z2 m* H8 V2 j7 d/ J( K/ { | -1.0 & `8 f! q! x2 G1 A! s' V" U4 X
| 86,700
) w9 R6 p2 d; q: t6 e | 37.9 0 P3 Z( W" L2 y7 l0 E0 O
| -2.3
8 j; L7 h, R/ B | -2.6 7 a! X# D6 m: m6 X" `
| 40.3
; {% H/ T( f, G" c0 U | Edmonton $ n! Z! c1 M- R7 Q3 d' u
| 362,500
- e$ T+ F$ L9 ]: v! o& a$ y | 1.2
) ?8 G7 g3 @% e# @" P: g2 ] | 82,500 7 y3 }: g* k! y% k" e! L3 ^: l
| 37.0 g5 ^5 ~' X" Y
| -1.9 ; _. ^, H; M5 H2 U+ P' }# [4 A
| -1.6
2 R6 J5 B4 Z. G) k1 z | 37.0
/ C" ], I& S5 w; n% o: ` |
R6 }% {+ D7 _/ F5 h7 bDetached Bungalow
# T* M3 v' _2 I( \ | Average Price , ^7 s p! n- |: T2 b4 B% C
| ) n& J1 a8 k$ C. K+ K* [
| RBC Housing Affordability Measure
. N& s" l+ w$ P9 O! Y; |9 M | Region
* z+ v7 d9 _' z( r/ @7 X5 ? | Q3 20107 E8 n. B! i. z5 d2 b3 ^# _
($)
P1 h4 j5 q& w) s' @ | Y/Y/ P( v% y8 d" O5 V
% ch.
* p( M$ K# l/ p! m$ i* | | Qualifying , [5 r- {! k4 W, I
Income ($)
1 X& @. x7 r. d, rQ3 2010
# \4 S8 m' R, E$ _/ O. d | Q3 2010) b; T1 x8 [2 }3 C+ S. W
(%)
! N4 }& S( {$ Z' L8 q. B | Q/Q
1 G& B) x) Z( v. o, B, [7 i8 s" APpt. Ch.
8 b& ^) k* ~0 G0 b' R6 ~ e | Y/Y9 X, ]/ Q6 a8 d4 s8 V6 e5 y* i+ j
Ppt. Ch. ; u) n: G8 L5 B, L3 w
| Avg. since
, g9 v6 W0 y' {4 L2 T" r'85 (%) * j; l$ F* S" }* M
| Canada
) m! U5 c# w- @ | 325,300 4 _" _! Q' A* X; L9 Y1 Z& ^# q
| 6.8 0 X0 Z% }4 o% u6 J; u5 |/ p5 c" V+ `* {
| 72,500 % p* e6 _/ t8 w! j" w- o: }$ _* S: y" V
| 40.4 # T9 w1 i9 M& l2 @$ l
| -2.4 8 Q5 n# l' @: ~; X/ E& }% u3 P/ P( z
| 0.3
" U: `% Y0 g% t/ P7 m0 A- C t | 39.0 - }7 C& Q- v0 @4 U- m4 R+ n
| British Columbia
/ u1 [+ i$ d9 Y0 V5 t | 544,700 ! {7 P$ |# \3 p: @: A1 s, l
| 8.5
P6 O, s8 t* h/ }6 J" u | 108,800 ; }5 [4 r9 S9 B% t# A
| 59.0 # x: X% G+ i6 C/ z
| -5.0 9 C f% g- T) }
| 1.5
( A/ T" S$ f% [# ? | 48.9
4 B: H" q, g7 J4 \* l% \3 j# _8 E | Alberta
/ N' S9 `4 |# ? | 340,500
, q, o* l% Z* [6 N5 v- I8 t | 2.9
) F7 N/ Z# d! M1 _" Y$ |! Z) U | 74,400
/ K' \. D1 b6 Y0 m8 R | 32.5
( Z e8 T" G0 ^ I1 s | -1.8 ) x4 A" m' C' `, Q+ H
| -1.2 * z- I& L5 Z& h) [+ Y. x2 C
| 36.1 7 G$ I7 i' ~; |% R% w5 a+ x C
| Saskatchewan
3 ~, F9 U2 U+ G. ]% x8 e5 y. ] | 312,400 ) h& x. T0 b w ?9 q1 I- I
| 6.3 9 d& B9 W ]! b9 [- s) L" W* z
| 70,900
3 R/ o3 q w! h* } | 39.0 # o5 f# }% d9 M6 s/ F7 `( A
| -1.9 ; v" m0 K: G4 F7 x" l
| -0.8 # V5 q- y7 T( B0 b
| 36.6 $ M1 O% p. B+ W
| Manitoba 3 J F' V1 G6 l6 N; `
| 251,000 + _# r* Q8 t0 Q& J
| 9.2 I! {# I) F9 t% }4 b! h9 C; ?& F
| 60,800 ' M0 f( o$ y. p, D6 \" i: m. G
| 34.7
0 |1 {, w" j) j | -1.4 ( {# G$ ^/ g% J8 N' q
| 1.1
& I9 A2 ^/ @* T | 36.8
6 G: v& F) o' V | Ontario
( F( ~8 W" b/ w3 B) u ] | 337,400 ( f$ v2 G4 |0 L) Q! X) x7 l) ~! i% q d
| 6.1 / y4 ~2 y+ X. L# ^4 p& [' M0 s4 F
| 77,900
5 N4 K1 a4 Y# y$ A* X | 38.9 6 `2 ]( ?& R+ b8 m3 t4 a- |+ D
| -2.2 $ K7 F: R4 n) ]; L: p! V; |
| 0.2
% ?# B! D8 @. ?8 G | 40.1
7 r* C1 H8 S1 s; e# }7 w# R | Quebec
6 I1 v0 U9 o" q/ ` T2 H | 221,600
. a3 I5 m! D2 _8 h+ M- L3 ] | 9.3
8 t7 _) l% B3 f/ ~6 g( v | 51,700 4 ?# ~3 f# H$ X+ p; b' K8 G
| 35.0 / F, s9 |( ?- a+ Y
| -1.4 5 ~/ s/ Z' h7 I1 {4 n- W7 g H' `6 l
| 1.2 0 Z$ l2 a0 }) E1 ~3 X
| 32.9 8 I5 ]/ F# k6 q3 w: }4 k2 l
| Atlantic
( u% N/ z( o7 t | 196,600
- p3 {( U. U4 S( P& B3 ~ | 2.3
# z6 g6 J8 B- z1 V# Z/ Z' p! H* H | 48,200 ' I. U. f. D' T; m4 k8 Z& e7 D
| 31.4
/ f) g- w( k: O' ^ | -1.0 - C4 y! ? k9 W% ^3 y4 b& U, x
| -0.4
: B# m1 m& p# w& m | 31.6
" T$ z6 M0 R3 G. T& m. u" ?# a | Toronto ( s# }' B% R b' `( h
| 466,600
: m- D( S+ r5 m" a: E | 5.0
; \& B6 [6 |3 z, J3 o+ Z9 A& ` | 101,100
1 U3 }) z/ r5 h! w& A9 n; d% G+ p | 47.2
- v" ?% s& E. _2 ?# [. g | -3.0 8 w! H4 A9 [6 h! E {/ o! d/ |
| -0.1
9 P% b8 E! k' p9 I2 R: t | 48.2 % |0 U- t }' M: G/ n: t7 ]
| Montreal $ S0 g3 \8 ?: ?
| 271,100
5 S! K" [1 b0 N! h | 11.8 " ^7 [- L% N8 @ q5 C4 \% h) t
| 61,600 # C! |2 Z+ k+ @# r5 I0 o
| 41.7
' E# b- y2 z3 ]' T9 j; Y; g | -1.3 2 E7 Y& I0 z% w9 F/ M. l# }* r
| 2.2
; c h) J# \% y | 36.9
: q" N [9 e9 A8 V, D# f8 o | Vancouver $ W7 A+ O6 E3 {6 x) n: e+ c
| 672,500
' W- g' M, W6 \- V0 u; H | 9.7
1 O7 a- o3 R% ^/ s; h2 r | 131,600
4 j( P& ^4 Y* S0 B2 @ E. ~0 x | 68.8
, A8 @ B$ j9 I" W/ z | -5.4 & T2 q! ?5 F0 f9 y' n, F8 S
| 2.4 ; a' t" L# n, E' a( A
| 57.3 0 D9 j) z3 i+ J
| Ottawa 7 a* m5 @0 l' A) f. J( ~' h- X6 t
| 340,800 " r' \- Y4 W2 b" _- Y0 Z# G
| 3.4 1 G2 }0 i. G. O3 E0 m! o
| 81,800
9 ~- [2 Q2 w$ S3 _. V | 38.2 4 B. A) g9 J$ }! K8 `' ~/ j
| -2.9 7 @/ E6 _) H% N- t, _' V* Y* p1 Q
| -0.5 8 U7 c% ^& G% p, K! E$ R
| 36.6 * p% D' o8 X2 I6 \# S
| Calgary 7 X8 e2 Q4 c" o1 ]2 B" x
| 412,700
" o+ x% t7 Z' ] | 2.7
5 W3 w3 A. b# x$ k+ ~! \; o | 85,00 . }' D1 _$ U- S6 p% j6 R' r/ ^( I( j
| 37.1 ) R( |- d) L& I- n
| -2.0
3 l9 n% M1 z' s1 W | -1.5
) W! f7 z6 [2 K% `- T H0 ~8 y | 39.9 , B6 H D% j5 }7 M' M
| Edmonton 2 h4 F j% T7 j4 h, K* i3 y8 b
| 322,900
3 K2 U, Y6 W/ c4 k2 Z | 5.4 V# ]7 l1 [: X+ I- r& x
| 72,900 R Y: s$ `' u. p8 [7 C
| 32.7
. Q2 q. s& m9 ^* { | -2.0
" Q3 N' d: s& M% w2 i: j# X | -0.5 % x. S4 g: A h5 s- S4 b; Q& A& q: Y
| 33.9 ) j( y6 O( N% t9 j7 S* N8 o
| ) ?- k7 }+ |5 `; _$ Z6 n
! X( d5 S7 K i1 Y) P
Source: RBC November 2010. The measures are based on a 25% down payment, a 25-year mortgage loan at a five-year fixed rate and are estimated on a quarterly basis for each province and for Montreal, Toronto, Ottawa, Calgary, Edmonton and Vancouver-metropolitan areas. The measures use household income rather than family income to account for the growing number of unattached individuals in the housing market. The higher the measure, the more difficult it is to afford a house.
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