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原帖由 过路客 于 2006-2-7 08:04 发表+ _' u( |. u3 \: S: [
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
% r% l1 c- y1 H2 AHouse Price = 280,000
- H0 C% t4 j5 r' ZDown Payment = 98,000 (35% of total price)
) I& a3 \( ?, S) f+ ]& MLOAN = 182,000
7 U+ G; m! f0 ~- F8 eINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ) S0 k- Y0 G# x4 h3 n: T5 s! c# K. p; K
YEAR = 25
% S: T% z" U P8 G% l* r q! a* uMONTHLY Installment = $1,034
$ O. z4 E4 ]( I& C+ ]3 H9 z& h0 K! u# O& R; s- U/ T
Property Tax : $250
0 z. @2 N6 s5 J; f0 k3 TGas+Elect.+Water : $350
" r6 D- K- P) _- wMisc. cost: $100
: i5 x3 n$ _* b" s4 E______________________________________________________________
* L) w" }- d4 }! e! @Total Monthly: $1734 (Just a rough estimate based on rule of thumb)$ T0 l: z4 {/ Z# Z
P3 `% s5 Y$ O6 R5 |$ M: i4 J. L
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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