 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表, x) ^) `; ` x! ^! a2 R7 |8 V
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
! y" ~; A% ]/ J. o. tHouse Price = 280,000
' @. L, V2 L4 E/ sDown Payment = 98,000 (35% of total price)5 j* Q8 D2 C! E. S0 [
LOAN = 182,000
2 l$ n. J7 t' c' H! BINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 2 U9 F7 K9 `: @
YEAR = 25
8 o! U8 K9 w- w! a4 kMONTHLY Installment = $1,034 4 y. \" b4 `$ t: a% M7 m, w9 S0 y# b
6 h! X2 y/ q, ?3 E7 C; C* [ L% X5 o
Property Tax : $250
, O2 v% U# X# ~$ e, |3 cGas+Elect.+Water : $350
" k1 n) ~. f% D+ F7 X5 t M; yMisc. cost: $1004 }* N0 ?6 D" B* @9 q# `
______________________________________________________________) j; h. Z, S( J# e8 m2 Q; u! v
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)5 f& J9 t% e* O9 y5 w( v! R
0 H: O) x) Q$ ?: n4 B0 s& M" \: I
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|