 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表
2 ^0 r# [/ g U4 n6 Y M请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
: X4 t; D0 _; d6 ?' E+ aHouse Price = 280,000 ( {: w' n6 @& X7 P+ l
Down Payment = 98,000 (35% of total price)8 P+ R# I+ r0 y
LOAN = 182,000
N% Y6 J5 y/ E, @7 [$ J. n5 JINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
; F: o5 D# ^" ? s+ r/ `4 l2 @# Z4 }# @YEAR = 25 5 x3 K, z" Y! Q t
MONTHLY Installment = $1,034 . a1 \/ P% e2 E) v, |
, r2 v5 |; O4 U: ]7 W8 h2 t! X
Property Tax : $250
4 O' Z2 H) S; D) M3 r% r4 O6 WGas+Elect.+Water : $350
7 a. \" `7 Y! s% I. X0 W. wMisc. cost: $100# z+ \+ w! C, r2 T: w! t
______________________________________________________________
" P- V) s7 ?7 e, E1 K/ G: lTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
( c& r* e! r8 ?, C) k# @4 Y8 S5 |: |/ X! a& B/ B
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|