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原帖由 过路客 于 2006-2-7 08:04 发表7 a* z. i$ H3 H3 w2 X
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
* b) u* `# t1 T3 }: {; r' E" |House Price = 280,000 ; q! k) t* |$ F3 C, x q
Down Payment = 98,000 (35% of total price)" a/ X! B3 O! `7 N1 Z
LOAN = 182,000 0 s1 D; d& ~% v m' s
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) & x/ c3 Z6 J7 ^. H9 z7 `; `
YEAR = 25
% @5 C5 n5 ] uMONTHLY Installment = $1,034 8 I% _) R4 F0 y- d3 {1 O
( i4 j: V6 f+ b4 vProperty Tax : $250 ( b# @4 o J" W8 s/ f1 y
Gas+Elect.+Water : $350
: b. S# [4 J3 E. xMisc. cost: $1000 p3 {. {4 U) _' O/ O9 m5 w
______________________________________________________________1 @5 f% ]; m6 N) ~4 Y
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)+ B0 M1 I' Z% B$ E! V
% J$ { a9 e5 i" i+ I
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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