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原帖由 过路客 于 2006-2-7 08:04 发表$ t8 V8 \* U( ?* G: h
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? - r* Z: s4 w% Z; g$ W2 J- `- U
House Price = 280,000 " l, }8 f/ n3 R6 {1 s; i" O; B0 `
Down Payment = 98,000 (35% of total price)
- t/ g- ^# N/ A4 i/ ALOAN = 182,000 8 a0 c3 V* m7 n: C# h/ s: Q, f
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) - H. E- g3 j1 a8 i$ j( m/ Q' s
YEAR = 25
( y; H; Q0 P! b/ ?7 oMONTHLY Installment = $1,034 ) C/ Q- S w4 R% W. z( S
/ Q- F) `2 N5 I) j3 wProperty Tax : $250 X$ v3 ^& I- b1 L0 |2 J
Gas+Elect.+Water : $350# `& f. @ `1 P' Z/ }, d- ?, V
Misc. cost: $100
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3 p L5 s6 f; C0 Y: {( b; {Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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7 n: Z8 j" c( F [& c" r" ^[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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