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原帖由 过路客 于 2006-2-7 08:04 发表! I1 h7 E9 E% Y; p
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
6 _7 R6 H* p/ Z9 [' Q8 UHouse Price = 280,000 7 W) p/ _ Y' s; ]4 q! u
Down Payment = 98,000 (35% of total price): J/ S0 c. ]' V3 D
LOAN = 182,000 " Y* x/ \& C J& A5 j
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
+ ~' s4 H% k0 R( \8 }YEAR = 25
6 X- B$ r# R! {; N! i4 y7 RMONTHLY Installment = $1,034 8 J) o; w3 w P) L& Q0 ^7 {( {+ A
. d% y, f- ^3 b& vProperty Tax : $250
" r( N9 }5 @3 D3 p' rGas+Elect.+Water : $350$ ?3 T0 k9 \; J' P& i
Misc. cost: $100
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8 W& z" Z) L3 _, U; mTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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& |0 F% K& R: C% M5 U* h& e[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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