+ V2 B; O$ x# n/ Y* g, P0 uRoyal bank has a market smart GIC 3 years rate 9%, lock GIC, follow stock$ F# q4 w" ]" U/ Y9 h
3 choice:/ p/ H" o9 }8 [5 m1 M
1: US index fund. y$ i0 P1 ^" b/ @# F3 |9 ]: ?
2: canadian equity - |5 y4 e @3 b( \6 Z+ h* |2 a3:Canadian Bank ' Z( Q% `2 H$ I8 D2,3, 5 years7 [! A4 s5 T5 \+ c h
if i get refund, I will buy this GIC in my TFSA account!
marie 发表于 2014-4-9 09:10 8 ^0 m* U: V: m& B6 b7 lRoyal bank has a market smart GIC 3 years rate 9%, lock GIC, follow stock5 }( d$ w2 B; |0 d4 ^, i
3 choice: * r0 @8 r$ [* K7 n. O' T1: US index ...
JoyceAccSG 发表于 2014-4-9 11:58 2 s, h0 l7 W9 a; I, H, _7 f$ Y
你的意思是3年一共9%吗?
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call 18007692508 chinese investment line * O5 ?, }; V; |' p. y& b7 l1 year, if the stock market is good. If the stock is not good, you keep GIC 0.5%rate % o- q7 m# H8 U' K! Bno risk8 l4 M4 U5 V) `. r: R
7 j1 R+ Y( O8 J* `6 W补充内容 (2014-4-10 09:00): 6 H2 \# X; x& `" {) U5 k1 y) Dbought 3 years market smart GIC, select Canadian banking index, 3 years rate, lowest 1.5%,highest 9%4 }$ i6 W* ~0 A* d1 }& i( K& y! Z
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' w6 B6 V; S" f7 p5 t. f" v 补充内容 (2014-4-10 09:00): / J: H) u5 U4 c$ W3 tGIC, no risk
try to invest solid, for example: sliver bar or silver coin( gift) 4 F/ l' q7 [0 ?" Q4 fI order 10 silver coin(1Oz, 9999), $247, plus shipping fee $19.95, maybe in the future, good reward!% N2 ]2 Y( l6 q5 ]% k
every year, I try to buy something.
marie 发表于 2014-4-9 09:10: ^! E5 P3 f2 @
Royal bank has a market smart GIC 3 years rate 9%, lock GIC, follow stock, u& ^% o7 Y; V. W. u" C# K
3 choice:4 U8 u$ P- @8 V
1: US index ...
本帖最后由 marie 于 2014-4-10 00:24 编辑 1 E) D, U2 Z( Q1 j* ^: m" m
JoyceAccSG 发表于 2014-4-9 15:58 1 \: d4 Q% A& m. c1 ]3 L" C
如果我是你,我会首先考虑RRSP, 因为每年至少25%省出来了。除非我的额度已经用完或我已经买了很多很多 ...
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Both RRSP and TFSA, 我的RRSP额度已经用完, X* D `; Z8 y Q0 K% h& }
I still work and earn money, still buy new RRSP. Because of single, 经济OK.Why working, for 生活,赚钱. ! w! u7 e; @3 I0 l# t% N. ~" s2 u工作,经济独立,心态好,身体也好.8 _2 @8 ]- e# o
Our company match 3% RRSP
5 C4 D1 E3 X* c; _1 b" l退税的钱买了TFSA,TFSA额度没有用完.2014RRSP pre-buy 2/3, other 1/3 company will match. |: ]' D) p5 L' a. [0 f
RRSP and TFSA 买了market smart GIC