What is the Stable Chronic Condition (SCC) option? . Z( h" P; v4 G( s1 gThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). 3 x. V1 M* s. g5 d+ J( }When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic* f' I, ?& F2 u. @6 w
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and/ z# Z: P5 c1 m' {$ ?0 ]# u' B
• there have been no new symptoms or change in symptoms; and/or . R8 n, w4 j. h$ P% n+ {/ f F9 I. h• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. 5 a" J5 I2 q# f8 `$ D' XIf “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.