What is the Stable Chronic Condition (SCC) option?+ x/ w2 j# [# B3 ]) L8 |0 w8 V6 j
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). 0 E$ S* w$ ^7 Q X5 v/ Q8 aWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic3 H; g0 R0 ^! Y
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and; h% q8 h' Y2 L& h, b! m
• there have been no new symptoms or change in symptoms; and/or$ u8 t+ Z4 L7 t0 x
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. 6 f7 e% C W9 U) x9 `( F) ?; F# C0 VIf “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.