买二手车的贷款利率？

tass2004

通常在二手车行买车的贷款利率大概是多少？
4 H; v+ y" p- b$ S
6 P7 j8 l) \' h  `$ G( X从私人手里买车可以贷款吗？

littlefish2011

帮朋友问过一次，5.9%。不同的dealer可能不同。你想的那个私人会同意你贷款吗？

halibut

好像是可以的，在私人那看好车，再去找银行贷款

小菲猫

那是和银行的借钱关系，卖车的私人拿到的还是全款。

辽宁好汉

  每个车行每种车的利率都不一样。

tass2004

感谢大家的回复！

Edmontonian18

1) The car has to be within 7 years old to enjoy a reasonably good rate with car used as security.
. X3 y8 o% T1 _) r* g& c# N3 w. o2) Depends on your credit history and credit score.
3) Depends on your relationship with the financial institution.
) d2 R, Y! X3 J9 B! \/ Q4) The only advantage you have is that you pays the cash, and can discount that from the seller.
: }, X/ f& k& }+ D5) For cars more than 7 years old, the interest can be significantly higher because the collateral value is hard to assess. Good luck.