房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
! E) e$ m- f% y' J7 D+ |* q3 f. V现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
$ n- \2 C- z* s, K* y
Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
' p: t( q* Y  A% f8 i, J% vThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

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理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
不是基准利率涨了，是银行减的少了，原来是p-0。7
4 |/ h7 H' ~# @: |现在只有p-0。6

年底现象，没事

xexe