You may do either or both of the following two things % D$ T, i1 U+ [4 K l8 E 3 B# z$ N! u) A3 t% t- d, k1. change insurance to "third-party liability" coverage only (if you have comprehensive coverage); W% n, b+ M$ S9 g R, \' v
2. store the car for the winter - basically take out "collision and upset" coverage) N1 z; r/ I2 P" Z$ m! r
z! W8 d) Z& C& H# r) v; h- E
Together they may save ya hundreds of $...However, there are pros & cons for each option...No free lunch...