太多方法了,拿两个个代表说说, * c- Z) M# o- n+ G l. p) _( k4 W! P- a2 h6 H
上策: " f* Q% Q4 d3 \) x) }# e l2 h4 i1. 长线投资股票,不卖就不交税,然后用股票抵押借钱出来花。; `5 X1 a. Z& }9 `+ d
2.长线投资房地产,LOC借钱出来花。9 u/ g/ P" m O8 W# B
3. 用别人的名义投资海外市场,比如中国 # ? m/ |+ ~3 u) o' \4. 建立慈善基金,名利双收。(门槛有点高); _$ H& V3 U, G: o
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中策:RESP投资, 十几年后花。RRSP几十年后花。" O0 Q. W S' k+ G
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下策:逃税。
If you borrow money for investment, then the interest you pay on the invest,ent loan is tax deductable. The ultimate example is Smith Maneuver (making bad load-morgate good loan-interest paid tax deductable)