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Step 1 Do you qualify
3 M( J( ^/ d$ j# r, e8 iTo qualify for the survivor’s pension, you must:2 q( _' N, O4 [4 w, L* t& R7 U
: N* p1 J6 p! Ibe legally married to a deceased CPP contributor
/ k# P# Q" C9 `% }3 m) D3 L( @be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 650 v( ]) p2 Q- E. ^) M& [
how much, and for how long, the deceased contributor has paid into the CPP8 }8 l" o+ j3 Y3 T% a' N" b
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.4 l# K' Q# @' w% P3 W# S
: J4 @* }; h! A5 x6 }If you are age 65 or older( V8 A6 a9 d9 o3 o* H- Y3 L! J. j
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.- j5 C+ L( w; V9 O, t4 z
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If you are under age 653 O( \# l3 G8 _" q- T6 d
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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