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Step 1 Do you qualify0 h8 D V; @9 P' Y @/ o' S2 g
To qualify for the survivor’s pension, you must:
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$ W% I5 v. r0 d2 K' Ube legally married to a deceased CPP contributor
% u" ]2 G" }' U8 h7 |" Obe the common-law partner of a deceased CPP contributor4 f h0 X K# y3 q2 Q
& l- H/ E. k( r# Z% KThe amount you receive as a surviving spouse or common-law partner will depend on:
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4 v, m4 C. s: B; T, U( pwhether you are younger or older than age 65 n. v+ Z4 C- {3 |4 \' s4 E+ I8 j1 `" a
how much, and for how long, the deceased contributor has paid into the CPP0 J4 p$ {& T2 ^# z6 Z" W
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.. D- t' ~! w- Y
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If you are age 65 or older# A' f( c4 g0 I* c- {9 i
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.* f' t7 A) m' @' G) m
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If you are under age 65
) U4 n( ?: k1 N: N7 @, \! G$ {; MYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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