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Step 1 Do you qualify/ r1 c& p2 I: Z
To qualify for the survivor’s pension, you must:1 T' B) ^5 h) H6 j
8 g8 K/ h$ U$ \+ ]be legally married to a deceased CPP contributor, d$ A& V/ [* Q/ F
be the common-law partner of a deceased CPP contributor
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2 `5 U6 V. `5 r+ E, E. s! IThe amount you receive as a surviving spouse or common-law partner will depend on:
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6 _5 L' z" _. M& X+ Hwhether you are younger or older than age 65# G. y5 d/ A( {$ J
how much, and for how long, the deceased contributor has paid into the CPP8 _% i, A0 e) H( u* G/ |7 K
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death." W3 f" }" |5 L
! a5 h% Q. F# F# _1 D# e' s# a! p! nIf you are age 65 or older* ]) X/ y/ B2 b P) }4 V/ K
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits." p- C' _; k. w) V' q$ H
3 x) _7 ?+ S7 p3 tIf you are under age 65* o+ u5 x9 @' [4 p" n
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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