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Step 1 Do you qualify
/ l `' P8 \* ATo qualify for the survivor’s pension, you must:3 e, b c" u- V0 H
_4 k4 b0 ^$ g: R+ a/ f; I8 F& Ube legally married to a deceased CPP contributor
0 k W0 k: X0 J! @" a( V9 U( @be the common-law partner of a deceased CPP contributor4 ^; E& Z- E4 _9 k4 N! r# D2 R
P- e% a7 E0 F9 a! tThe amount you receive as a surviving spouse or common-law partner will depend on:
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! B4 d) X. z5 E' ~( i5 E8 jwhether you are younger or older than age 65
7 w9 s) Z5 [: o# |; Bhow much, and for how long, the deceased contributor has paid into the CPP
! g5 Q8 h( _* q/ n9 N4 C) C) ~We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.# e4 A0 w8 h7 o- \2 w. j+ X4 p
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If you are age 65 or older. m! { ~5 k* E$ K
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.7 q, f; s: x0 Q) {
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If you are under age 65- p, {3 a1 q; w; F8 a' @6 N
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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