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Step 1 Do you qualify, Q# B4 q0 G) b: }. T5 m
To qualify for the survivor’s pension, you must:* t ~; c/ f; T" i* K0 `( @
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be legally married to a deceased CPP contributor J, c, m* ^6 i- A+ A L3 l9 d
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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$ L9 m9 C) }5 Gwhether you are younger or older than age 650 l- m" U# j! E% I! h# R! g
how much, and for how long, the deceased contributor has paid into the CPP( e) u. n/ {- l/ S2 |
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death. d9 _' Y8 z3 t* |8 \5 n* m* ?4 g$ ?
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If you are age 65 or older
H9 @% V S7 vYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.* ^8 Y7 u" F9 ^
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If you are under age 65# u: R: M: ^, T
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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