 鲜花( 0)  鸡蛋( 0)
|
转贴 Mortgage rates jump again
http://www.cbc.ca/money/story/2007/05/29/mortgages.html
/ S0 m9 A. w% n+ P2 O: |0 I% w: k8 n$ D+ Q& v
Last Updated: Tuesday, May 29, 2007 | 4:28 PM ET
4 b3 M/ M: y! Q, `% f' RCBC News
; b' q" I8 {: Y& j" |; p) ~, ^
" c! u9 \ B) {. h' ?Mortgage rates went up Tuesday for the second time in two weeks as the Bank of Canada sent a strong signal that borrowed money is about to get more expensive.
# @5 R5 F, J+ F+ c% P( w& a( ^$ v1 O; _! L3 E
RBC Royal Bank, TD Canada Trust, BMO Bank of Montreal and CIBC have all raised mortgage rates by up to three-tenths of a percentage point, effective Wednesday.
, K2 z) t6 \* `$ K6 P+ [6 P ?3 w4 B. \- N. o+ w8 k3 h# |
The posted rate for a five-year closed mortgage is now 7.14 per cent. The banks had boosted the rate for the five-year term to 6.84 per cent less than two weeks ago.
* ]# l. x# b3 R% F0 M( @5 W, H1 ~
/ x$ \9 \# [9 C# qOther banks are expected to follow with rate hikes of their own.
( k% F y0 D+ p& z. G) T0 l6 i& [1 r: k0 N
Yields in the bond market, where mortgage financing is determined, jumped Tuesday after the Bank of Canada delivered a strong hint that it may boost interest rates soon — and perhaps more than once this year — to fight inflation.
$ K* ~3 g" X7 b. O& R5 Z K% i7 @+ }4 Z' x a$ T0 | ~8 |, O
The yield on the benchmark two-year Government of Canada bond jumped more than a tenth of a percentage point to 4.57 per cent. It was just 4.18 per cent at the start of May.
- o0 t ~& v% g+ ?# W% }7 \6 g: j4 k3 b, T$ b: [! p- `2 j0 O6 }( T; D
The posted rate for a five-year closed mortgage is now lower than those for two-year, three-year or four-year mortgages. That type of inversion is unusual, as banks usually charge more for locking in rates for longer terms. |
|
狗仔卡
发表于 2007-5-29 18:38
提升卡
置顶卡
沉默卡
喧嚣卡
变色卡
显身卡
发表于 2007-5-29 18:56
涨利息是相抑制过度投资，特别中小投资者。对阿省的经济影响不大，对其房产影响甚微，有可能只是季节调整。对其他经济不太好的地区房价会有影响，可能拉底全国房价。