埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 1848|回复: 7

When to buy

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
* O+ e: C: z6 Q7 OHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
$ Y, h$ C+ [' n, t- d9 h2 P/ RIt is always better to buy when it is on the way up than it is on the way down.
- Y2 X/ N+ x) S" o9 L& YFor example, the condo average price is around $240,000 this March, now it is $270,000.# `5 T* v6 Y9 u9 O3 Y1 {" q
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
+ L$ V8 J1 a9 eI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.7 [/ q. L/ q1 C/ o) I
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
2 D4 ?; g# z2 g5 \your mortgage interest rate may have reached 6%.$ n6 T5 M' q' \: W
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
6 ^. N  Q6 Y3 M4 S5 j% i0 b
5 Y3 d- P4 G& C7 lOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
7 F* S7 S* i7 Gif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same . V  n1 w2 n5 p0 g( K; G- ?
condo with $1000/month rent)  Total: $344,040
9 ?% K4 b4 n# f, n+ lif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
/ q& z4 o0 o" Q1 B9 J3 ~3 ]0 z% Z% wWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
: L' }8 }! r0 f* z8 ?7 K8 ?: y* U9 s1 z& u. r
So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
4 H' [& f* K! h  ZCannot it be $270,000? Cannot it be $280,000?
+ E7 [7 r$ w2 o/ ]$ K$ iSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
0 W/ ~* m7 e. ^For me as a property investor, I will always tell everyboy, it is a good time to buy,0 e7 F7 G8 V; ^; }+ X1 P
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,/ R/ Z( b# h' {  U  P1 {9 b
then they will switch to my line and try to "HouHou" to push the market up.6 N# o9 m: q3 t

* [' \  H+ o' a3 Z$ B" yHuman weakness.' g+ b2 P$ @1 @2 {0 U
* ]0 J- M- p+ `
Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
理袁律师事务所
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 8 r2 u& E/ W) s) U/ S
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
6 e- i. X- ^; {6 i+ l  b' mthen they will switch to my line and try to "HouHou" to push the market up.2 V( ?1 ^- C+ X4 X* c" n* a9 ]$ q
; A# @/ V+ ^- O* b
Human weakness.
. |' t7 ~8 p" z' K2 ~7 y- H( v1 q' J1 B  ]: _
Well, we are human, we have it.

2 [! q4 S! B6 S0 R' V- k7 i" ]. P, D: X! `" T! o
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。- i, S: k& u" ~! G+ x+ i2 i2 ^
' r: @$ L, u) u6 B0 t1 j
能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
0 `9 f* ?2 l9 o/ A, T) p
装不了中文软件也没关系,用这个:
/ d$ h! X0 {, C  ~1 V8 E  \: K+ _http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
' R) y9 P- ]0 o$ M! Q& n
* `$ m* m* E5 c5 O5 U7 b! {6 H0 a. I3 b( |- d8 x6 _& ~+ s+ w( u
永远看牛或者永远看熊的,那是猪。9 m9 Q# H, w0 f2 K* |7 @3 t

* U2 x7 t, q& V: b/ |

; e# `4 T0 |! v
( c! ^) H5 V- `
理袁律师事务所
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
$ @/ e  W* G1 t3 l3 nI hope you are not 猪, and can have house sooner and become one of us.

, n, J, g8 \/ |5 Y- M7 Y
6 a: U' b( s" }6 m* b4 l3 j. ]Yes, I won't be bearish all the time.5 e( X7 l  ~) m1 v& b% [0 M% [6 y

8 u( T5 F9 O6 S! E1 KI will buy a house, at the time and location of my choice.
大型搬家
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-1-30 11:43 , Processed in 0.180018 second(s), 18 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表