TDSR(Total debt service ratio)=(payment of principal and interest on mortgage+property tax +heating costs+50% of condominium fees+payments on other personal loan)/grss income. TDSR guidelines Currently range/ `5 `! P) Z0 I8 {
from 35% to 42% of gross income.3 `5 e2 O3 j. r' @
GDSR(gross debt service ratio)=(payment of principal and interest on mortgage+property taxes+heating costs+50% of condominium fees)/gross income.