i do not why your insurance company will surcharge you by 20 percent. - E9 O* P4 h5 z7 o3 bwhat is the name of that company? / l3 T0 {. i( ]) q" x 7 y0 b1 {! |6 u9 vstate farm has no such surchage at all . unless the added driver is under 25 years old.call 451 3666 for more detail.