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 What to do if you are in a car accident
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; M! @) X7 r3 N: `$ LStep1. If possible, stop your car in a safe and visible place. If a car 6 }8 n* A8 l% x$ a
cannot be moved, turn on the hazard lights. Turn off the
: J$ x; p' Y8 P( a ignition. Be careful when exiting your car.! a% x# ^* G; J R8 R
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Step2. Determine if anyone is injured. Do not move an injured person.% @5 Y/ y$ ]; R4 n% s: K: l. L
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Step3. Call 911 for the police and ambulance (if needed) immediately. # e9 t* ^# D- ~
Report any injuries.
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; X: K: z! G5 {: C+ w! d7 j5 OStep4. If another vehicle is involved, get the car’s year, make, model
. { V+ T' N* X2 f3 r. y" w x! |2 O6 O and license plate number; the driver’s name, address and license
( |% u3 R3 A3 N- @- M number; and the name of his or her insurance company. If the
/ H7 I! i' Q( U3 r z0 @ driver does not own the car, get the name of the car’s owner. . W6 V4 n2 I4 I5 f
Write down names and addresses of other passengers or
% e1 C; T4 i5 C/ ]1 @: d witnesses. If you have a camera take pictures of the accident
9 L; S# t+ [4 [: D scene.1 e9 @7 I* [& H% ]) e
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Step5. The police officer will give you a copy of the collision report.
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6 b( _7 N% V( h7 t GStep6. Cooperate with the police, but do not admit guilt for the + c+ e: R. p2 i9 `/ x
accident in any way. You may be required to show proof of
1 U X: ?: q+ R' D, p) q3 H insurance, but do not reveal how much coverage you have.
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) Q* {$ b% U7 i" RStep7. Do not accept any money the other driver may offer. By) n2 n+ ^( d6 z3 {/ n, p$ D
accepting money, you may give up your right to file a claim
! b. [9 R2 p( K! ` against the other driver, even if the damages turn out to be9 |; Q7 j( D; x4 n5 v U
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
z/ d) \. B) U% R( B later that there were hidden damages or injuries. The other
/ a' ~3 ?5 g' h( U% x7 s2 l( J8 z person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
5 g' r- C! ^# s7 c& @0 M% D hazards, road conditions and driving speed. Draw a picture of
* E% W# I7 }8 |7 W. |* O$ _ the site, showing stop signs, signal lights, etc. Try to measure 9 ^" Y* c, `" p
skid marks and determine the point of impact. Note any damage8 q2 ^* x q: K% U
already on other cars involved. If a camera is available, take
2 D: f+ R5 a& M; u% ] d+ \ ~2 _; M pictures of the accident.8 e4 ^6 s3 b2 L' P- \
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Step10. Report the accident to your insurance agent or insurance
9 I7 D# h1 L0 G | company as soon as possible. Call a lawyer Bruce King, to discuss
2 k! X& e) k/ e your accident.! l4 G' p' J! [+ `) }6 o/ h
2 n0 _$ c ~* i9 k# Z[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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