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 What to do if you are in a car accident2 {# u q8 M ]6 G3 O) v: _
* B f+ z( A7 n/ ^Step1. If possible, stop your car in a safe and visible place. If a car * Q8 x! z7 m* Z1 o9 _9 s3 `4 t7 K
cannot be moved, turn on the hazard lights. Turn off the
, n6 }/ Y6 J! m F ignition. Be careful when exiting your car.* }0 w9 R0 ^. F* _7 R( P4 x$ |8 I
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Step2. Determine if anyone is injured. Do not move an injured person. S+ R& u0 f$ i
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Step3. Call 911 for the police and ambulance (if needed) immediately.
$ I) e, G0 a7 p# }4 [ Report any injuries.6 j) U( g( D6 u# G8 b1 O' l
2 l4 `3 k. P; a$ x1 e0 P# jStep4. If another vehicle is involved, get the car’s year, make, model 7 a$ F# [/ x1 D8 M
and license plate number; the driver’s name, address and license
) U. K2 H. V5 {* T number; and the name of his or her insurance company. If the / I0 |% y$ B; v) ~4 b" k
driver does not own the car, get the name of the car’s owner. 8 l# c$ S5 {# B. o# F+ o
Write down names and addresses of other passengers or - E8 F& s& Z* a) i
witnesses. If you have a camera take pictures of the accident ; Z0 }% Y1 \7 i6 |, f8 s. e* n" u5 Y( J
scene.
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Step5. The police officer will give you a copy of the collision report.
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7 c8 t; [* G. l4 |0 uStep6. Cooperate with the police, but do not admit guilt for the 8 t5 C- W* g( Q7 |3 q1 T
accident in any way. You may be required to show proof of 5 u: @+ R) l, H2 i+ n [* b
insurance, but do not reveal how much coverage you have.( @, H: b5 D5 d
* i7 e1 L9 |3 j) H4 b1 i! \0 C- vStep7. Do not accept any money the other driver may offer. By6 i1 `1 N% [' d) Q3 @, W
accepting money, you may give up your right to file a claim - e$ x- o: Z0 E
against the other driver, even if the damages turn out to be
5 S' t; r' J. m% `( ~ more extensive than you first thought.2 G+ K* w \. S' P" R. k7 [* @- ~9 K
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Step8. Do not agree to forget about a minor accident. You may see
* {7 }7 j5 Q) k- g3 j' S later that there were hidden damages or injuries. The other$ h- |9 `2 M( o. B6 A
person may even file a lawsuit against you.
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( \1 `; Y" B6 U( P( n1 d. x. BStep9. Write an account of what happened: time of day, weather,
) A1 }9 G! ~4 i* T hazards, road conditions and driving speed. Draw a picture of 4 }" I0 Q# T# _" c8 Y
the site, showing stop signs, signal lights, etc. Try to measure
$ a4 R% }0 o! n" Y( h- k6 I skid marks and determine the point of impact. Note any damage
& G5 n& L5 A+ w. I/ ~& s8 ` already on other cars involved. If a camera is available, take
2 O7 o$ l7 N8 _8 K6 j$ ~8 K8 Q- [- f! J pictures of the accident.
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3 E @! w/ ]; g+ G+ j R- LStep10. Report the accident to your insurance agent or insurance
. M8 N' O9 b- _% A( B6 p% q company as soon as possible. Call a lawyer Bruce King, to discuss6 u* g; N7 S6 d! r9 o
your accident.& r8 r' U: ~. K0 E% ~9 _3 O
' g# v2 r X$ ^! b, o G[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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