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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
! H4 j0 e3 r. B4 h cannot be moved, turn on the hazard lights. Turn off the& }7 k E3 ~; C" n! F. t. A
ignition. Be careful when exiting your car.+ a1 O9 F2 W9 t, A; K
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Step2. Determine if anyone is injured. Do not move an injured person.+ b% ~" F( |6 o! E/ F& l
" G0 c1 L5 `+ e5 V2 W8 DStep3. Call 911 for the police and ambulance (if needed) immediately.
; T& j& T$ U2 V( X6 t Report any injuries.
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8 d. Q# I1 {: | F- A* XStep4. If another vehicle is involved, get the car’s year, make, model
; S4 H x( M- g7 i) ^/ r' C& U and license plate number; the driver’s name, address and license
2 e8 m5 C f: G, N2 W8 v number; and the name of his or her insurance company. If the 7 b& X& _8 L! [0 \1 F; P3 [+ ?
driver does not own the car, get the name of the car’s owner. 3 a6 j+ |( z( o
Write down names and addresses of other passengers or
" ^* C1 A& J/ d2 H' k) V! a# T witnesses. If you have a camera take pictures of the accident & u8 G1 w& o- p; Z" [( v* K
scene.' i) _ L) L! K% a
4 c% A G6 ^ a. \, d$ [! G4 ] |: W% aStep5. The police officer will give you a copy of the collision report.* E) ] ]% R- n* X
; d* U% X7 Z2 X4 hStep6. Cooperate with the police, but do not admit guilt for the
$ W; T9 a2 A! u+ m, G2 X accident in any way. You may be required to show proof of $ l3 O; y- k" E* |9 C5 ^$ ^- \1 W) T
insurance, but do not reveal how much coverage you have.
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1 S$ `, J- @# V* g4 n" ~9 zStep7. Do not accept any money the other driver may offer. By1 L" L& [8 ?" Z' K8 `0 O
accepting money, you may give up your right to file a claim
. y% x5 I: C6 v# u/ D1 D against the other driver, even if the damages turn out to be
1 a% v9 p+ S5 E9 ?0 l' k more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
+ I a" N$ L2 R* ? later that there were hidden damages or injuries. The other
9 ]* {& w, e7 s4 T% Z% ]; e \% f person may even file a lawsuit against you.
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6 u9 P1 K* T8 V8 e2 N% A8 n' gStep9. Write an account of what happened: time of day, weather,
8 {( ^! c2 f1 |7 z9 [$ }. T hazards, road conditions and driving speed. Draw a picture of . F4 U' ?; P# @9 ]. t) n
the site, showing stop signs, signal lights, etc. Try to measure
1 J7 ]; S4 G8 d" c- ?. z! l) K skid marks and determine the point of impact. Note any damage
& y- Y: L$ V8 _) P1 p' u4 Z$ X already on other cars involved. If a camera is available, take
5 b+ F/ B7 L0 p9 f/ x" m% G* ^( f, U pictures of the accident.
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5 n; h# B) G) a+ B/ B9 C5 wStep10. Report the accident to your insurance agent or insurance - D* Y: a! t7 y \! l3 @
company as soon as possible. Call a lawyer Bruce King, to discuss
; S* Z/ _3 M9 ^+ q; G' R4 C your accident.. }# P8 G' S( c2 P: n
1 Z! H8 m. D& |2 D, ~' j[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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