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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car - S. n+ h. d8 i4 U
cannot be moved, turn on the hazard lights. Turn off the, M. m# p5 Q! F# }
ignition. Be careful when exiting your car.* r2 I/ B$ e2 o, ? r
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Step2. Determine if anyone is injured. Do not move an injured person.0 ~+ `* B9 p4 b* Z, c
1 ^- e( i4 W% P7 |/ j# l5 XStep3. Call 911 for the police and ambulance (if needed) immediately. 9 q8 W! Z9 L3 x7 C
Report any injuries.* w$ Y7 V: w R6 {8 v( n+ \# M5 h
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Step4. If another vehicle is involved, get the car’s year, make, model 6 c o' i5 x N$ N- s% B
and license plate number; the driver’s name, address and license
0 u+ D2 \5 A( O% x& h number; and the name of his or her insurance company. If the
6 A) R" }$ p3 Y/ w$ P7 B, _, C driver does not own the car, get the name of the car’s owner. 4 Z$ F6 |# m* A
Write down names and addresses of other passengers or
% r3 X6 M) J* O# W( n1 y witnesses. If you have a camera take pictures of the accident
7 _6 o6 e# z1 B; k y scene., f7 Y F; h2 S e, l
" P T3 F5 y2 K! c/ ~ kStep5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the 9 h3 F- w9 {; q" P
accident in any way. You may be required to show proof of
y3 `4 S' a3 P insurance, but do not reveal how much coverage you have.% D8 Z; m9 c% e3 N. G$ Z
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Step7. Do not accept any money the other driver may offer. By
- f* h1 H% Z: a$ u3 _7 d& p9 b accepting money, you may give up your right to file a claim
9 t3 [ { ?' t against the other driver, even if the damages turn out to be
# T8 M2 C0 M1 E( t more extensive than you first thought.
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* o! {1 r- v3 H A7 `& _, V$ [% F7 F6 vStep8. Do not agree to forget about a minor accident. You may see
% _0 }2 |; l7 U8 b! H% n; Y later that there were hidden damages or injuries. The other) L4 N) Z4 s2 Y8 ], }/ X% ~
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
1 j: e- e: u: R# j hazards, road conditions and driving speed. Draw a picture of |4 G* Z1 \ A1 i8 q" h. z
the site, showing stop signs, signal lights, etc. Try to measure 5 _, g/ U& U. q$ ~# O" Z
skid marks and determine the point of impact. Note any damage
" V& p5 M6 p/ x! Y already on other cars involved. If a camera is available, take
( h6 [2 p5 O7 \. z' W pictures of the accident.
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0 q# ^7 y, s+ O0 z( j6 YStep10. Report the accident to your insurance agent or insurance % h& H# _( h2 i, ^# y, b h
company as soon as possible. Call a lawyer Bruce King, to discuss
: o( p/ `6 f. t1 Y6 ]/ y! o your accident.& V9 `/ b0 R8 d: S& s" ?( g
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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