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 What to do if you are in a car accident: V& J8 M! d3 {0 ] a7 c0 M
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Step1. If possible, stop your car in a safe and visible place. If a car : c% a& G8 v2 A9 O
cannot be moved, turn on the hazard lights. Turn off the
# D. O; j- b( j k( x0 I9 p ignition. Be careful when exiting your car.+ N$ t( b2 l1 w `5 z+ O- |
3 k6 i# v6 r! ]Step2. Determine if anyone is injured. Do not move an injured person.
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9 K1 Q) @1 L1 C/ n% s: j' FStep3. Call 911 for the police and ambulance (if needed) immediately.
- t' g" Y$ x1 v" y# ^3 {* X5 k9 T M Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
7 `, ]3 |1 g; W- }2 V and license plate number; the driver’s name, address and license
# ?: ?3 c; C0 J- r number; and the name of his or her insurance company. If the 1 H( C& R6 D. s* I' V
driver does not own the car, get the name of the car’s owner. * B# i7 g2 J" {# E; h2 e/ e3 q
Write down names and addresses of other passengers or 6 W: {3 w" O0 r4 t8 C) j8 O$ Q$ n
witnesses. If you have a camera take pictures of the accident 2 x& y, m. }# l" T5 X
scene.
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8 y* L+ I2 j$ K1 {! ` E9 y6 p' mStep5. The police officer will give you a copy of the collision report.
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{0 {! N* p% ]& P$ JStep6. Cooperate with the police, but do not admit guilt for the
7 c) s. r# H) b. t. f, F) U accident in any way. You may be required to show proof of
. a( j% ]/ r$ v, n insurance, but do not reveal how much coverage you have.. n; p2 I9 {4 v% W X! n
% f& C- O' ~) K7 s1 m$ Z3 L' hStep7. Do not accept any money the other driver may offer. By1 }+ z" X K0 v8 c3 W
accepting money, you may give up your right to file a claim 8 J* I1 `7 m$ @
against the other driver, even if the damages turn out to be
9 h3 ]1 T- _3 u) U3 J* W more extensive than you first thought.
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+ d2 q$ d. C/ D8 U3 u; XStep8. Do not agree to forget about a minor accident. You may see
" Q# G' n/ _8 u later that there were hidden damages or injuries. The other" W) H" [- s# H- o0 R5 j- e& R# m8 a
person may even file a lawsuit against you.( b1 E8 @8 P( a' K, l# I3 o3 G0 C
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Step9. Write an account of what happened: time of day, weather, ' Y( k4 s* _* S7 x- |. y3 R
hazards, road conditions and driving speed. Draw a picture of
; d$ c4 p* B! X) K7 c6 E the site, showing stop signs, signal lights, etc. Try to measure
: O9 S6 y! W/ r skid marks and determine the point of impact. Note any damage% H" r0 I* s- t6 l1 _
already on other cars involved. If a camera is available, take 2 q( z" N" F1 ^# S: r
pictures of the accident.
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9 S& @, E7 p/ _5 {$ z9 V( `6 JStep10. Report the accident to your insurance agent or insurance 2 j) `$ W7 Z, c i5 }
company as soon as possible. Call a lawyer Bruce King, to discuss; Z+ @: ^8 G' O" m
your accident.0 Z4 |* O* @, q( E' l
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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