original housing price = $100,000, downpayment =$20,000, mortgage = 80,000 ! j9 _& Z2 j+ ~/ D2 H8 F* T$ Jone year later, the housing is only worth $60,000, tell you $1.00 but must with the mortgage. Do you want it? ! i8 ?4 @* a6 R# J' n + I, t* i+ d uNo way !!!