 鲜花( 98)  鸡蛋( 0)
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本帖最后由 每天一点 于 2009-5-11 10:33 编辑 ; L9 B0 Q% X$ Q+ v1 e$ ]4 \
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我感觉一点都不划算,现在你还剩37.8,加上1.4,就是39.2
0 m v0 l/ o) i; J: |' |即使按照3.35%,按照转过去之后35年贷款计,你3年之后37.33,也就是说,你总共就还了37.8-37.33=0.47w,也就是4700块本金。也就是还了3个月本金,其他33个月都在还利息和罚金。
& |! n- [3 x2 N可能相比来说,还是不折腾得时候剩的本金要少。
2 }2 S, B+ E6 |( E; U& y具体情况见下表9 y0 a% {8 g% `: P
1 01/10/2008 $392,000.00 $1,586.22 $491.88 $1,094.33 $391,508.12
& Q; e |- {6 I3 j: d0 q2 01/11/2008 $391,508.12 $1,586.22 $493.26 $1,092.96 $391,014.86 3 w4 h& H! f$ [
3 01/12/2008 $391,014.86 $1,586.22 $494.63 $1,091.58 $390,520.23
, _" x6 \. y4 ~: L% x4 01/01/2009 $390,520.23 $1,586.22 $496.01 $1,090.20 $390,024.22
( \# B- d t* U4 o2 Y5 01/02/2009 $390,024.22 $1,586.22 $497.40 $1,088.82 $389,526.82 3 k3 F/ g% w' c2 x7 T- ?
6 01/03/2009 $389,526.82 $1,586.22 $498.79 $1,087.43 $389,028.03
# D: w9 I/ @9 w7 \7 01/04/2009 $389,028.03 $1,586.22 $500.18 $1,086.04 $388,527.85 ' s+ X( [; v; V2 | V3 o$ U. q( X
8 01/05/2009 $388,527.85 $1,586.22 $501.58 $1,084.64 $388,026.27 ) G/ c& k p5 T$ \) W5 {
9 01/06/2009 $388,026.27 $1,586.22 $502.98 $1,083.24 $387,523.30
/ p" D' w5 L& s) y10 01/07/2009 $387,523.30 $1,586.22 $504.38 $1,081.84 $387,018.92 ) A3 `/ ~2 x6 d1 \/ W, F
11 01/08/2009 $387,018.92 $1,586.22 $505.79 $1,080.43 $386,513.13
O# R0 N }% K$ `( X12 01/09/2009 $386,513.13 $1,586.22 $507.20 $1,079.02 $386,005.93 " K- v7 \3 F8 {4 z, t* l( i: X3 V2 l0 Z
13 01/10/2009 $386,005.93 $1,586.22 $508.62 $1,077.60 $385,497.31 , r- c# \% c, c% L5 O7 w
14 01/11/2009 $385,497.31 $1,586.22 $510.04 $1,076.18 $384,987.28 / [! @. p0 G4 L! e: G: K
15 01/12/2009 $384,987.28 $1,586.22 $511.46 $1,074.76 $384,475.82 3 g" H& }. d4 m6 x3 R9 f" y; M
16 01/01/2010 $384,475.82 $1,586.22 $512.89 $1,073.33 $383,962.93
% k5 p4 b1 p0 c4 ]7 D+ d8 I* [17 01/02/2010 $383,962.93 $1,586.22 $514.32 $1,071.90 $383,448.61 + G# F5 a/ F& M( k$ U* z0 s/ Q
18 01/03/2010 $383,448.61 $1,586.22 $515.76 $1,070.46 $382,932.86
" w# z+ e; g2 E' L19 01/04/2010 $382,932.86 $1,586.22 $517.20 $1,069.02 $382,415.66
`/ S" D3 a% E, U0 |20 01/05/2010 $382,415.66 $1,586.22 $518.64 $1,067.58 $381,897.02
& ?1 I8 }! N: G c21 01/06/2010 $381,897.02 $1,586.22 $520.09 $1,066.13 $381,376.94
: o2 ]+ H2 z' {22 01/07/2010 $381,376.94 $1,586.22 $521.54 $1,064.68 $380,855.40
7 K X+ y( V5 i1 A& Y3 B5 E$ j( @+ i23 01/08/2010 $380,855.40 $1,586.22 $522.99 $1,063.22 $380,332.40 + X- x0 `/ p+ q/ o; _' c" v' P0 T
24 01/09/2010 $380,332.40 $1,586.22 $524.45 $1,061.76 $379,807.95 ) N: I- y( s/ g+ G5 j7 u, c
25 01/10/2010 $379,807.95 $1,586.22 $525.92 $1,060.30 $379,282.03
; G* `3 m" v2 C! @& n, @/ T: H* |26 01/11/2010 $379,282.03 $1,586.22 $527.39 $1,058.83 $378,754.64 ! _; K3 h2 [0 P$ p' a* `
27 01/12/2010 $378,754.64 $1,586.22 $528.86 $1,057.36 $378,225.78 % p9 q% [9 V$ P& V( \: \
28 01/01/2011 $378,225.78 $1,586.22 $530.34 $1,055.88 $377,695.45
9 w* K! G- {8 t$ N1 P+ K5 z# |29 01/02/2011 $377,695.45 $1,586.22 $531.82 $1,054.40 $377,163.63
& x5 U% I9 x, \# f6 Y30 01/03/2011 $377,163.63 $1,586.22 $533.30 $1,052.92 $376,630.33 : c: q+ P) ~' d w, [# D/ q
31 01/04/2011 $376,630.33 $1,586.22 $534.79 $1,051.43 $376,095.54 ! y/ C! A( {* o" j3 n6 B* ?
32 01/05/2011 $376,095.54 $1,586.22 $536.28 $1,049.93 $375,559.26 ' V. D( M9 F; o! k9 ~0 |7 \
33 01/06/2011 $375,559.26 $1,586.22 $537.78 $1,048.44 $375,021.48
, x0 q+ u0 i( a34 01/07/2011 $375,021.48 $1,586.22 $539.28 $1,046.93 $374,482.20
! r4 `0 Q# K3 e8 b9 E35 01/08/2011 $374,482.20 $1,586.22 $540.79 $1,045.43 $373,941.41
4 ]6 N4 M( k* R$ v! k9 n36 01/09/2011 $373,941.41 $1,586.22 $542.30 $1,043.92 $373,399.11 |
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