求助：国内汇款首付怎样办合适

homesweethome

打算两个月内买房。家里人准备汇款过来帮我们付首付，大概7万加币，怎样的途径办合适呢？ 有朋友有过类似的经验吗？

ceramistpalace

TT---telegraphic transfer

ceramistpalace

Should say a bit more details:
2 o/ k( c8 b  B Send over information as follows to your family member in China (the remitter)
1.Name and address of your local bank (talk to your bank, they will provide you some other information they think necessary for a swift and smooth transfer)
/ M+ V0 {9 ]3 N% W) H0 {8 k9 v8 T# U3 K; b2.Your account nos. and name

海妮妮

Should say a bit more details:
Send over information as follows to your family member in China (the remitter)
1.Name and address of your local bank (talk to your bank, they will provide you some ot ...
ceramistpalace 发表于 2009-6-12 22:23

7 z# ~: ?% @" D( @1 f5 T5 ?5 i
如果是wire transfer的话，应该还需要收款银行的swift number。

amethyst

8 M7 Z1 `5 @1 C8 A- Y* M
! o! n1 q8 m" k/ n" ]1 Z有的银行要swift code比如中国银行，有的银行不需要swift code比如招商银行。但是必须提供你在加拿大这边接受汇款账户的银行name,address，以及你的账号。另外每人每年最多只能汇等值的5万美金（多于这个数你可以考虑让你的家人分散给你汇）。有些银行比如招商银行如果你是他们的VIP客户的话可以免收服务费金卡客户是免收一半服务费（这块服务费是按汇款的金额的百分比来收的那部分费用）但是汇费是一律都不能免的。现在看下来如果在银行可以通过VIP或者金卡账户汇款的话是最便宜最安全的而且速度很快。

homesweethome

谢谢大家，这部分钱需要缴税吗？

amethyst

一般不需要缴，但是税务部门可能会注意到

qzlyy

条条框框的怎么那么多规矩？