求助：国内汇款首付怎样办合适

homesweethome

打算两个月内买房。家里人准备汇款过来帮我们付首付，大概7万加币，怎样的途径办合适呢？ 有朋友有过类似的经验吗？

ceramistpalace

TT---telegraphic transfer

ceramistpalace

Should say a bit more details:
Send over information as follows to your family member in China (the remitter)
9 a9 Z- ^% n# b1.Name and address of your local bank (talk to your bank, they will provide you some other information they think necessary for a swift and smooth transfer)
4 Z( B7 G9 I+ Z6 W, q- q1 Q* S2.Your account nos. and name

海妮妮

Should say a bit more details:
Send over information as follows to your family member in China (the remitter)
8 ]9 g2 H: ~) z$ `  L1.Name and address of your local bank (talk to your bank, they will provide you some ot ...
7 u) d2 b; u* ^  g! Y9 `ceramistpalace 发表于 2009-6-12 22:23

& p! `2 Z% P3 k/ V' r
如果是wire transfer的话，应该还需要收款银行的swift number。

amethyst

8 o4 @2 x9 ^7 H) H4 p0 t7 O" Y有的银行要swift code比如中国银行，有的银行不需要swift code比如招商银行。但是必须提供你在加拿大这边接受汇款账户的银行name,address，以及你的账号。另外每人每年最多只能汇等值的5万美金（多于这个数你可以考虑让你的家人分散给你汇）。有些银行比如招商银行如果你是他们的VIP客户的话可以免收服务费金卡客户是免收一半服务费（这块服务费是按汇款的金额的百分比来收的那部分费用）但是汇费是一律都不能免的。现在看下来如果在银行可以通过VIP或者金卡账户汇款的话是最便宜最安全的而且速度很快。

homesweethome

谢谢大家，这部分钱需要缴税吗？

amethyst

一般不需要缴，但是税务部门可能会注意到

qzlyy

条条框框的怎么那么多规矩？