本帖最后由 chiau 于 2009-6-24 23:34 编辑 % _' [/ f6 ?: @& M i; N. V ! @% X! ?& k2 |, \After payoff of my mortgage, what will happen ? and what should I do? 多谢!
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You can get a Home Equity Line of credit(HELOC) if you do have any plan to purchase anything else or a second house.
本帖最后由 甬江 于 2009-6-25 18:50 编辑 $ [/ h6 K0 ?8 A& ?- Y6 D& G3 J. J+ _ ' X w+ \# f* Z* J' U1 w2 rThe bank will give you a letter. You need this letter to clear your land title. My lawyer did that for me, so I am not exactly sure where he did it, maybe city of Edmonton. BTW, you don't need a lawyer to do it. You can do it yourself.
谢谢4,6,7 楼的回复, 我确实收到了一封银行的信, 信上说“We are pleased to advise the registration of the discharge for the above mentioned HELOC/Mortgage has been forwarded to Land Title for Release of our Interest. Should you wish to obtain an updated copy of title, please contact your local Registry Agent in 3 to 6 weeks." 我还需要去政府的land title office办手续吗?是不是银行已经办完了?
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不要忘记庆祝一下哦!+ g6 X. d& r5 ~- P
记得肥皂剧everybody loves Raymond里面一集,Raymond的老爹老妈终于把mortgage给付清了,专门开了一个party庆祝,他老爹无比夸张地拿出了银行的贷款文件,用打火机把它给烧了。那份如释重负的心情,大概每个有mortgage的人都有体会吧。