优选标准:% O1 ?* y& g1 J, s
1、消费返点,例如:0.5% or 1% or 2% and so on. 5 k* z2 ^+ e- A# v- d' z# ~2 P2、免年费,超期利率等basic conditions.4 B' F6 j/ w8 y
3、信用额度credit limit, 贷款优惠等。/ Z0 }; y9 ?/ Z X5 T; o9 e6 b
MBNA Smart Cash: ' U. N! v$ d7 S* V # B3 g6 V* a# C; }3 z; B: a+ x: o; ?5% on gas and grocery for the first 6 months (3% after that); & e; Y. v9 K6 | O' x1% on any other purchases.