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如何赚取最好的活期利率

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发表于 2009-10-4 15:33 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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) a; p. C+ N: Q3 c9 Q" G8 I开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key)13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。  P* G$ s% ^, P5 H
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注意申请者需有SIN。
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ING DIRECT的所有利率情况如下:
, H/ Q) t7 u, R0 t; tInvestment Savings Account (ISA) 1.35%5 a: B! w# I6 B2 K' S
US$ Investment Savings Account (ISA) 0.75%0 l6 ~% j; q. M. H
RSP Investment Savings Account (RISA) 1.35%7 ?  a/ Z$ ?* f. A
Tax-Free Investment Savings Account (TFSA) 3.00%4 ^4 W- e. c- O1 p5 _
Children's Savings Account 1.35%. v: c# n  ~; ~6 P4 s, y/ p
Business Investment Savings Account 1.35%# E0 F2 I( ~5 J. r0 K) @
US$ Business Investment Savings Account 0.75%
, c7 S! X7 {2 f. {0 }Guaranteed Investment (GIC) - 1 Year 1.25%
* G, }; E" J, _0 c8 B  n" @0 IGuaranteed Investment (GIC) - 1 ½ Year 1.50%
8 Q, u/ I+ [" D% |. B. D( aGuaranteed Investment (GIC) - 2 Year 2.00%
: G* v( s2 M; f1 T; o, l, wGuaranteed Investment (GIC) - 3 Year 2.50%* ~) [$ X$ _7 p5 @
Guaranteed Investment (GIC) - 4 Year 2.50%% f8 K9 ?) s$ @  n2 Q3 [
Guaranteed Investment (GIC) - 5 Year 3.25%7 O% c" e) b* u% l2 S% z3 O# ?- v
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
" R* x: @% E9 t! ^US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
' A$ c, V; |8 y, V% lUS$ Guaranteed Investment (GIC) - 2 Year 1.25%6 y6 y1 ?9 w- z* o& ^5 Y, E
US$ Guaranteed Investment (GIC) - 3 Year 2.00%
7 Z: ?7 C  y/ z0 G% |US$ Guaranteed Investment (GIC) - 4 Year 2.00%
* f: l/ B& N9 _US$ Guaranteed Investment (GIC) - 5 Year 2.00%
8 P4 Y$ O0 U! F( @7 [* T7 N; kShort Term Guaranteed Investment (GIC) - 90 Days 0.50%
: |1 W' g& ^$ Z+ w1 l) bShort Term Guaranteed Investment (GIC) - 180 Days 0.50%2 I7 k/ }, c0 V! X) f
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
1 Z% N. B- j$ qUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%! g$ Y! U& K* L, I( m
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
4 `/ B# Y' F; I3 s; CUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%) }6 e2 S5 L% m) e9 i) y
Business Guaranteed Investment (GIC) - 1 Year 1.25%( S2 t) b; x, j1 u
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
& A; o. h$ r4 z/ p6 [Business Guaranteed Investment (GIC) - 2 Year 2.00%
$ m+ n6 j* o; V# x  ~Business Guaranteed Investment (GIC) - 3 Year 2.50%
" s) J( Q7 \. W2 y$ G, h2 [. P0 BBusiness Guaranteed Investment (GIC) - 4 Year 2.50%
" Y+ @# X# U9 I4 CBusiness Guaranteed Investment (GIC) - 5 Year 3.25%6 u) R! f6 H# d& u4 F( X9 }
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%; J: ~( j5 S+ q  ?2 ]
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%+ x& E# r7 p0 j% w6 @
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%+ u0 t1 g" a. x4 O! B0 `
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
: m* _3 ~5 S2 m( v  ?US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
0 m# T0 J0 Z& GUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
1 b7 Q; X* F: b0 ]. C3 mBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
7 y$ j8 X3 j( O+ A5 `. a6 NBusiness Short Term Guaranteed Investment (GIC) - 180 Days 0.50%0 ^7 P8 t  F4 h1 o0 M  B: z4 _
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%/ D- P- E  X- z+ }3 f6 {
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%4 G9 J/ L3 G; K5 w. y2 \' J
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
) C; ^: J( W  o+ zUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%- |1 G2 A+ X3 m' [( x) N) r
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
8 A  k2 a/ @' ~7 O/ HRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%) m! h' g" m8 d2 {$ G
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%$ `3 t' [7 F) b8 c
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%1 j1 e0 p' d. `
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%
- L8 U, H) v2 xRSP Guaranteed Investment (RGIC) - 5 Year 3.25%
0 @' {3 J7 b( @: VShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
/ l- p# J) Z! P4 DShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
" a1 t3 U' \$ h" \4 P. N& e! Z0 p* @Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%0 C. r0 G% C. @* s% E+ Z" J& U0 u2 O+ }
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
2 S/ z1 N6 z1 l) e( OTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%2 ?; q3 u* r! r/ R* b4 X5 j
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
# M# ?0 W3 c' b6 @+ U- b* @Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
( B5 J2 F& f0 G9 bTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
: R2 Z) D1 V# w- A7 ZTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%) r' q- A8 A1 ~1 i# d, x. i. B  Q
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
0 |8 k; P* |# S  k* b7 K* ]$ M3 qTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%6 Y9 G( s# Y( Y' |
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
( n+ L) p% m- I( I8 \Credit Account as low as 3.95%3 K: G7 s$ L+ T
unmortgage - 1 Year 3.39%
# _7 z  l  o+ Lunmortgage - 2 Year 3.59%) A3 }5 x# W& P  K& U
unmortgage - 3 Year 3.65%
( |8 F* F" o) L( Y/ yunmortgage - 4 Year 4.09%
' }3 C9 H1 R9 a0 N3 j7 |+ Eunmortgage - 5 Year 4.49%* u& e9 d5 j* M2 L/ X! ]$ M3 r
unmortgage - 7 Year 5.50%7 a5 w$ g: H/ u5 S
unmortgage - 10 Year 5.50%
9 T( @3 a8 L/ M% junmortgage - 5 year variable
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