If you and your husband all are full time students, or you have full time job, and your family income under (?), sorry, I forgot the number. you can check web about that. If so, you can get the subsidy. It's a very good for you! 7 J+ n9 ` H6 R! v( ~! E' q+ PI'm very busy, so check it by yourself. # z% `# M7 n3 r0 PGood luck!