银行英文～～

pengjue

银行英语口语－新开帐户
1 S  f4 V' R+ h  g# e7 s; ]
What kind of account did you have in your mind?
你想开哪种帐户?
, V# W3 f% L/ Y0 T- @: c
Do you like to open a current account?
你想开一个活期存款帐户吗?

8 o/ M+ I) s7 K1 z$ cA deposit or current account?
( e- p1 K! Y  K: {( M) N- C定期还是活期?

Please tell me how you would like to deposit your money.
请告诉我你想存何种户头?

5 R& i* R' J+ I. S  t. yThere's a service charge for the checking account but no charge for the savings.
) B1 h8 c$ w, d3 m. r8 _( @# f( v支票户头要收服务费，现金户头不收。

Our minimum deposit for a savings account is 100 dollars.
我们储蓄存款的最低存款额是100美圆。
0 o3 b4 `6 f5 X# s9 {1 U
" @; y3 r/ W- Z, QFive yuan is the minimum original deposit.
( e$ J; P4 A  K2 `2 M$ \0 l0 M5 J最低起存款额是5元。
8 r% G1 z' E+ m1 e8 O( z
" q" T, ]& P4 @5 W6 xYou can open a savings account at any time with an initial deposit of 50 dollars.
你可随时以50美圆的起存额开立储蓄帐户。
* G5 U- O6 V8 f
7 Z4 N* _0 s! `, E0 NEven one yuan is all right.
甚至一元也可以起存。

' N; z7 x- V( ~2 ~; [7 K2 {) Y& EHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
6 q) v. R2 K  m; F$ m% |$ k6 O3 s这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。
" g+ b7 Y% R& b8 W7 c
  Z$ M: U: F2 SI should like to open a current account.
我想开一个活期存款帐户。
: Q$ b6 w+ u# R+ F! |# `
I need a checking account so that I can pay my bill.
我需开个支票帐户，这样就能付帐。

We'd like to know how we open a checking-savings account.
我们想知道如何开一个支票储蓄帐户。
7 N% @8 G1 d* S% ?7 O3 k+ G
I have a checking account here.
我在这里有一个支票存款帐户。

( U7 m# N  _1 B9 ~, FI think I'd like a deposit account.
: ^8 b: q( B  x. B我想要开个定期存款帐户。
+ ?+ s+ f! u7 B- ?8 b" v
Can I open a current account here?
我能否在这儿开个活期存款帐户？
; R! r; _8 y! C) H0 @: S6 x
I want to open a deposit account with you.
! u" J) P3 K* K' Z; T- k我要开个储蓄帐户。
( |0 P! n' ?0 r8 {" r/ W+ e
" w. a( N5 l- v) I' m5 L4 {/ wI'd like to open a deposit account with you.
/ s9 @# V4 P7 a我想在你们这儿开个定期存款帐户。

Could you tell me the difference between a savings account and a checking account?
) |% ]- Y% q, z5 f4 U9 H" x/ S! g请告诉我储蓄存款与支票存款的区别好吗？
% K8 a0 d8 o5 ?3 B4 i8 G5 ~9 t. c
* h5 Y) j; u- Z- I' z* kPlease tell me the procedure for opening a savings account.
. r' |; L! y4 i' `4 U! d/ R请告诉我开个储蓄帐户需要什么手续。
6 [7 ]: x7 f* O: ^2 j; b5 t2 e
9 ^6 H% v# ~' a' OWill 100 yuan be enough for a minimum deposit?
100元作最低存款额够吗？
+ B2 m- M* |+ Q4 R7 M6 w
* Q( w) w! b8 y, S( lI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
我想知道开一个支票帐户200元存款是否够。

Could you tell me how to operate this account?
请告诉我如何经管这个帐户好吗？
" [/ j" c, z- B: @/ H
+ P" S$ T- P; }# f8 O2 a: ?Is there any minimum for the first deposit?
3 l6 w# t6 f' \1 ^第一次储蓄有最低限额吗？

How much does each account cost?
; d; p8 A& p" X每个帐户要花多少钱？
　
! `$ Y. v& y" X' u$ u! bUseful Phrases
5 ]+ C& q5 S8 H* m% o9 W
current deposit, current account 活期存款
6 ]/ ?4 C/ ^. y, Zfixed deposit, fixed account 定期存款
fixed deposit by installments 零存整取
% j8 P  @( Q9 M- C: {joint account 联名存款帐户
* \5 A% o, w5 W; eto open an account 开户头

pengjue

银行英语口语－存款

How much do you want to deposit with us?
你想在我们这存多少？
; ~' t# c- }4 `; `6 v* y" n
How much do you wish to pay into your account?
9 W) e$ S) Q+ \( \, s4 q) O& _你希望在你的户头上存多少？


1 P# ~$ A% J1 J3 R9 AHow much money do you plan to keep in your account on a regular basis?
3 {2 W1 S  A- s+ m你计划在你的户头上定期存放多少钱？
7 T" H" V: g; J( k3 N
$ i$ X' y5 S% X5 C8 E) `
! m  c0 y1 C1 XHow much cash do you plan to deposit in your account?
你有多少钱要存入呢？
' j4 [- M4 c# ^% S; e- L8 f2 o# u

I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
我认为你可把钱存入银行，或留在银行暂保管起来。
' d! u5 _/ f4 G6 O
! R# _4 J: T- }( m
Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？


I want to deposit 300 yuan in my account.
6 K* t4 D' r+ _  z  i我想在我的户头上存300元。


1 U4 K: M( F' J2 e  S# S6 }I want to deposit these cheques in my account.
. @3 v& k( v/ o% h! ~; [' s' _/ l! l我想把这些支票存在我的户头上。

+ Y, p: k( P9 x0 z! e( j& I+ ?' f
+ k; v0 k5 J# ]: h6 TI'd like to pay 200 yuan into my deposit account.
我想在在我的定期存款户头上存200元。
& C2 A$ l5 {) Z8 X5 b
4 X* [% r2 V. }) r' e* y8 w
% o& @" H& O  D& iI want to deposit my paycheck.
* ^6 _9 u: D; f% S5 q; ?/ g6 J我想存入我的工资支票。
0 K4 l9 d0 e+ ]; J' c" [  }
! w2 L4 ]3 {5 E+ R0 s2 p9 y
0 l2 c2 W  [. JI'd like to know whether I can cash a cheque here.
我想知道我能否在这兑换支票。

9 |0 C; s* _5 b, W$ l# @8 t6 s! C
Will you please cash this traveler's cheque?
请兑现这张旅行支票好吗？
3 C. |! }$ d7 W( s" U. H

I'd like to cash this money order.
我想兑现这张汇款单。


: Q1 J! W3 y8 s4 {I want to cash the balance of a traveler's letter of credit.
我要把旅行信用证的结余兑现。

  G3 R* W6 j' v5 f+ j/ u# N: m4 K
* N3 x6 J! W7 P0 l+ l# N, yWill you please tell me whether you charge for cheques?
! M! i& i& c) T. n请告诉我兑换支票收手续费吗？
# ~& d, E" C! e2 r& H& n

4 i* c/ P" B$ {Could you tell me how much the checks cost?
请告诉我这些支票要花多少钱？
" \) {) M; I( {9 u& n. H- i2 u+ u

What if I overdraw?
! C4 `6 F; k- |& P/ U" p, D8 ?, S如果透支了怎么办？

8 P( H8 F" V8 r) J' G0 p
Please sign your name on the bottom line if you want to cash the check.
如果想兑支票，请在底线上签名。


Please write your account number on the back of the check.
请在支票背面写上你的帐号。


0 M: F, @* Y) t" P( dWe honored the check as the overdraft was only 5 yuan.
我们承兑这张支票的透支额只有5元。

& i/ }  t8 Y# B' L1 o
# Z$ j# V; n9 M7 m! [3 mPlease endorse the cheque.
% {* r" W8 f( h请背签这张支票。

9 }, R8 a! z2 r6 E2 Q) P
The traveler's checks cost 1.5% of the total amount of purchase.
  v+ w6 q6 N1 B旅行支票手续费是购买总额的1.5%。


# V! X4 ~5 p; s5 C# e& P! ~3 ^2 i, dHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
1 `$ U5 \! ]  k% `) |* a1 B这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。
* M7 e* |: t/ V+ _% T8 y
. H; c' b0 a" g# B$ F9 G% |, f1 h+ u
Each cheque you write will cost 2 dollars.
1 p  b. J2 f. o8 K/ E! n+ K6 a0 n你每开一张支票将花2美圆。
6 z7 l$ V$ i/ R7 E% v8 _# I　

$ ]8 W- p' u! P5 F) _& h
5 d. G* Y+ U( T+ X5 d, b1 vUseful Words and Phrases

account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
* O5 A4 K2 E8 k; H; x4 T9 p$ `to deposit 存款
deposit receipt 存款收据
$ i; s% l3 D# Q( a# kprivate deposits 私人存款
certificate of deposit 存单
1 x, |; G/ g: g6 odeposit book, passbook 存折
( x! v  S. Q5 E$ Q; I3 a, scredit card 信用卡
principal 本金
# d, O% J, O. u6 S' L- K" Uoverdraft, overdraw 透支
to counter sign 双签
to endorse 背书
; h2 f- ~" \  [; s  t% tendorser 背书人
to cash 兑现
8 ?& i) B) b' `7 Y6 i6 m& ^* v& D( Dto honor a cheque 兑付
  N( z- h2 @9 k0 E' |to dishonor a cheque 拒付
$ |0 r4 y# F6 o( E; ]to suspend payment 止付
cheque,check 支票
5 ]; d# U! ?! v# a: S! tcheque book 支票本
- P. _. K- j' V. i- K) Y" sorder cheque 记名支票
/ D% E3 {/ O! x5 d8 `$ ybearer cheque 不记名支票
/ c' f  T8 J1 s! F4 Vcrossed cheque 横线支票
blank cheque 空白支票
rubber cheque 空头支票
( T  y2 z3 X' o) W  R& hcheque stub, counterfoil 票根
6 O2 ?; k. `% i4 j9 [; u6 h3 lcash cheque 现金支票
- I  U4 R, m* ztraveler's cheque 旅行支票
7 {5 A& \, M7 V1 Ncheque for transfer 转帐支票
3 x6 m  n8 \* u  }outstanding cheque 未付支票
2 h7 Y2 N' b  m3 H7 V& u% c$ ^" Bcanceled cheque 已付支票
/ a2 @* L# j. A3 V! {9 P: V' `1 Z. @forged cheque 伪支票
. {2 C3 O! ?; @' JBandar's note 庄票，银票

cindyzhao0708

很有用的帖子   DING!!!!~~~~

linda

Very good one!

pengjue

银行英语口语－取款、结余

& D, r$ C* W6 k  V% K% G: OI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
我想知道一下我是否能提取存款来支付天津购物的费用。

6 ^7 W4 r' _; r
4 y. M- N- a+ j2 H+ O  @I want to withdraw 200 dollars from my deposit account.
我要从我的定期存款中支取200美圆。
6 k, u. c" b1 l' T

9 e+ p: k# U1 f, N4 }2 RI want to close my account with you.
$ Q6 Z2 E$ w1 {$ }" O( I9 k我想结束在你们这儿的帐户。
- B3 D2 M1 F* e% H
: q9 e( b( H7 E5 ]8 ?
2 ]7 `$ H: ~, q4 Q$ E( v; _I'd like to draw 100 yuan against this letter of credit.
我想从这份信用证上提款100元。
5 w" B( H& a$ a" m

$ g- s) `; v  m0 B( L) BMay I draw money against the letter of credit here?
我可以在这儿用这份信用证取钱吗？

9 W( U# I* |2 X3 N% `& S
% m8 `6 Q9 [- s# B, ECould you tell me my balance?
能否把存款结余金额告诉我？


% R; u5 w8 P5 `Please let me know my balance.
0 b6 d5 t  _0 @; q# }6 A" P5 N6 ]请告诉我结余金额。

- J% j% `& ?6 n) G( \
8 x+ u" g6 x+ |- @I think you can draw on this account by cheque in payment of goods.
6 s1 u: d- D2 o! }4 a4 B' ~我以为你可用支票提款支付购物费用。
9 D" v4 U, ]0 U7 _

Your balance at the bank is 300 yuan.
" d4 q' O( H9 \2 @- q4 I; ?# I你在本行的结余是300元。

% Q1 m& _9 y5 X, ^4 v. t5 b
0 p' y4 }/ k& }6 [/ R# LYour deposit is exhausted.
你的存款支净了。

6 _: T* B6 w" k. M) [
Your letter of credit is used up.
; ?9 N9 S, f% t$ l你的信用证用完了。


Please tell me how you wish to draw your money.
请告诉我你希望怎样支款。


9 M( ]" ?& q  k! RFill our a withdrawal form, please.
请填写取款单。


The letter of credit is exhausted.
9 e0 ^- F9 q/ m% h& P信用证上的款子已提清。
9 n0 ~) S7 o. j; Y% J9 m

The letter at Counter 6 will pay you against your number slip.
六号柜台的出纳员将根据你的号码牌付给你钱。　
$ I2 x% O* j' e! G% d! O' O

Useful Words and Phrases
4 i) {0 i" p& p0 V
" k% U# _) [" Z" ~
to close an account, to clear an account 结清
to draw money 取款
2 Q# O2 u) a" G) j* Ldrawing-out slip 取款单
the number slip 号码牌
& v8 Y- L4 Z3 O7 l5 \a withdrawal form 取款单
to fill in the receipt in duplicate 一式两份填这张收据
3 X  V4 D: N) z# s! y5 tteller, cashier 出纳员

悠悠然然

非常有用，搂主真热心呢。

云朵

好，已收藏!

明明白白我的心

原帖由 fay 于 2006-1-2 06:48 发表
好，已收藏!

Me too.

苹果酱

高桥

强烈支持!不错

烟台人

路过～～～～～～～～～～～～～～～～～