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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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/ {. E2 S% M2 ~0 P$ j$ N5 n4 }What kind of account did you have in your mind?
  C; Q& T" t, g3 \" X8 U4 D你想开哪种帐户? ; {/ k0 j, ~+ {8 v( O" V; i
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Do you like to open a current account?6 i2 Q+ Q$ @5 b' r. I* N$ W
你想开一个活期存款帐户吗? ) g, W) M0 t: `3 y# \

6 x4 N" n5 R& L" c6 O5 |2 M$ hA deposit or current account?" z: K, d' `/ U% i/ }
定期还是活期?
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Please tell me how you would like to deposit your money.
" b& Z0 ?" t9 {$ A  ?请告诉我你想存何种户头? - Y8 s1 l& P6 E1 Q- p
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There's a service charge for the checking account but no charge for the savings.0 _$ q, M! }2 M" w  I. `
支票户头要收服务费,现金户头不收。   z9 [9 l# W7 D
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Our minimum deposit for a savings account is 100 dollars.
5 J# h0 o2 I! C8 ]& e我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.
2 P1 ~& p& }: _/ R7 k9 N7 u最低起存款额是5元。 $ q+ q1 j7 u  r4 Q4 T+ e3 C& D

9 C0 X2 q( T$ G( B6 b' l6 P( BYou can open a savings account at any time with an initial deposit of 50 dollars.
8 X' Q0 q; b8 ?) g% `* v6 ?* _, ^你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.1 \: C  B- E$ z: g
甚至一元也可以起存。
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3 _! L' o9 A/ n3 W6 ^8 zHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
' k; k, r, }3 a/ {+ I9 ^# x0 \这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 : b" x- W0 V8 I8 H; Z2 Q
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I should like to open a current account." A7 _2 z0 x' o# r4 i0 ^. L
我想开一个活期存款帐户。 $ s1 X9 H0 o! r6 }
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I need a checking account so that I can pay my bill., B! |7 F- N6 R% p
我需开个支票帐户,这样就能付帐。
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We'd like to know how we open a checking-savings account.
+ P- [+ E6 C4 O  A& z我们想知道如何开一个支票储蓄帐户。 ' Q5 W2 v% ]" n4 {" I. F  b( z

1 a/ J! {) \, T8 n# M2 cI have a checking account here.! R/ s  g, m5 U1 {2 }( K1 O
我在这里有一个支票存款帐户。
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% t% `6 o" G4 F4 s0 C% T  Z5 lI think I'd like a deposit account.
. y3 A% p8 x5 J' U' o' P我想要开个定期存款帐户。 3 j. l( h8 P% d- l3 M
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Can I open a current account here?9 i2 |8 q0 j6 h; W9 F* i' K
我能否在这儿开个活期存款帐户? 8 F, |6 {$ q4 ~5 `0 b/ u6 t+ ]% e
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I want to open a deposit account with you.
4 S+ T# F; w! \0 G9 {我要开个储蓄帐户。 ' U. Y2 C9 A. k- X1 }: Q

: Q5 R: Q" \5 Y# vI'd like to open a deposit account with you.0 q2 t1 x2 E9 x; a) o7 w
我想在你们这儿开个定期存款帐户。
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# P8 C/ d+ i: ?/ [4 S; GCould you tell me the difference between a savings account and a checking account?
' l4 L; x- m+ ~5 e8 h2 j% H9 i+ E请告诉我储蓄存款与支票存款的区别好吗? " ?0 {; a& t& g0 {2 J/ `. k
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Please tell me the procedure for opening a savings account." h$ I) W4 G1 k3 j+ y6 O' `
请告诉我开个储蓄帐户需要什么手续。 . K  U, g* S, w  y7 R5 e

: u2 U8 c) T) F. ~8 ^2 SWill 100 yuan be enough for a minimum deposit?
' |, K& ]2 h9 s8 v' ]100元作最低存款额够吗? 1 o; n5 H0 }+ s

: M+ \" p" ?% T) T; X, `8 zI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.( G( U- Z* Y! T9 D
我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?0 O! b' t( l( L8 V% m9 t3 }2 D& z
请告诉我如何经管这个帐户好吗? - y6 S6 S8 y% e6 g2 I5 `  }

& a9 c0 F' l, A& jIs there any minimum for the first deposit?
6 ]5 J/ l+ ]  r- W6 J第一次储蓄有最低限额吗? ! a) n" C1 K6 o6 Y1 o* N

3 |5 C+ ?& T8 g% E6 X3 x+ q* q& EHow much does each account cost?
% J" w6 D2 W& c" \7 ^每个帐户要花多少钱?7 D8 F! i6 i( d
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Useful Phrases 2 L5 B4 C) F! |1 C3 R1 I

( U4 Y; {' k: j7 U) e& scurrent deposit, current account 活期存款/ g7 o' [' ?5 l% |
fixed deposit, fixed account 定期存款$ a# d% ~- s8 ?
fixed deposit by installments 零存整取
3 A2 f/ f; ^7 @: c* s) ojoint account 联名存款帐户9 I% y, R1 [  l1 l$ {5 p" x2 b
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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( G* X- ^6 V! u; z5 W8 [; {7 \How much do you want to deposit with us?
6 j9 z9 N% _. b# m7 O; {你想在我们这存多少? , x& w" @9 L1 p# M, Z  L! ?

3 j  m* |4 s+ I7 i# e+ @* SHow much do you wish to pay into your account?
  m8 _) g/ I2 c" q1 |- D3 _* p3 M你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?
) P8 M4 c6 U" W8 L3 [  m你计划在你的户头上定期存放多少钱?2 K$ F. V' n, X, s) D% q2 m
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( s9 T9 e& y3 }1 hHow much cash do you plan to deposit in your account?* z" W) k  S" {) E, g
你有多少钱要存入呢?
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7 {/ P' Q5 [- W# {4 y, QI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.$ n9 b: X, T: ^
我认为你可把钱存入银行,或留在银行暂保管起来。
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# Z  R! P# [$ g7 ZWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
- D1 r/ {  U' ~; |5 m7 S9 m请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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+ ~+ d1 j# R8 N, xI want to deposit 300 yuan in my account.. Z8 d$ }$ Y9 x
我想在我的户头上存300元。
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5 v5 A( r! }' ~% H4 EI want to deposit these cheques in my account.
# o% T9 q5 d" k( o我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.
: d; D0 e+ V& \' m我想在在我的定期存款户头上存200元。
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* `- d3 T! O. p; G& wI want to deposit my paycheck.
- ?* J/ S( C( B! L我想存入我的工资支票。
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. m  T* H6 Y( oI'd like to know whether I can cash a cheque here.; X/ g! ]3 D: |: T. [0 i
我想知道我能否在这兑换支票。! V0 h% `; q6 {3 d

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Will you please cash this traveler's cheque?
: b* x4 B# j" Z( U请兑现这张旅行支票好吗?
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/ ~- k- I3 D" p/ j5 d+ rI'd like to cash this money order.
5 k0 p3 S+ y6 {4 I我想兑现这张汇款单。- P3 y. g! L* _0 G% ~

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I want to cash the balance of a traveler's letter of credit.
" [. V. Q" L1 u% d我要把旅行信用证的结余兑现。  m0 ?0 f, R9 p, w

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, n) T- c+ _. z: D5 B$ ~Will you please tell me whether you charge for cheques?( W0 k9 _: l; V& }
请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?- C7 V) o% L+ a1 l* a
请告诉我这些支票要花多少钱?3 X/ V6 P8 A5 I& T& A

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What if I overdraw?
6 j# Q+ g! Z9 O4 S. G' a3 c如果透支了怎么办?" Q: ~1 Z/ z! m0 A) i( M

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Please sign your name on the bottom line if you want to cash the check.
7 {7 D6 V( r) M. y- @" x如果想兑支票,请在底线上签名。
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& I! O( t5 e; f; t- vPlease write your account number on the back of the check.
. r( e4 Z. V; J# _请在支票背面写上你的帐号。9 Q) n- ~4 v* I  E" _' {2 u- p+ O
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0 s" ]! Y" |6 P* v# ZWe honored the check as the overdraft was only 5 yuan.5 W7 T2 d2 s# j8 @6 `2 s* G7 a
我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.
) F: `9 S" l: m8 y请背签这张支票。
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! a$ v( _8 Z5 O# ^& f9 _The traveler's checks cost 1.5% of the total amount of purchase.) b7 ~$ P- q8 |4 Q- d3 s
旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".. I+ S% w, o. }& t
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。  A/ Z2 z" p6 L" y! V

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5 W: ^5 T9 Y7 h7 AEach cheque you write will cost 2 dollars.
, T0 K% B* X9 N1 Y你每开一张支票将花2美圆。" q' Y- ?5 \) {5 f7 z. t
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1 F! t  O5 i7 `# }  fUseful Words and Phrases 5 G4 i( |5 h' x  a7 [, p
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account number 帐目编号1 e: I/ `; R" V; E3 O  |6 v, E
depositor 存户
/ r8 p3 S4 p$ Z3 d2 O: ipay-in slip 存款单) H1 s6 ]& I- i
a deposit form 存款单
2 s7 T: _3 O. C, \- ea banding machine 自动存取机
) O( }+ x. H: l: [6 }' mto deposit 存款
6 x- i3 p% J# W$ Y) C2 ~8 O4 D$ G( zdeposit receipt 存款收据( m2 M9 p2 i& ~6 _8 T1 z, ^
private deposits 私人存款: @. [, C9 G% {2 G0 M; s# u7 J; }
certificate of deposit 存单# j6 x. ^, j- U4 T
deposit book, passbook 存折% }0 V* S1 D  M$ z, o( C0 o
credit card 信用卡2 y& v! Q# x. H* k; M* [. m5 C* R
principal 本金4 q. w3 ]( v0 F6 Z9 J% |% Z
overdraft, overdraw 透支+ E) x, |/ u1 @$ g4 ?& E3 i( a
to counter sign 双签& D: k' [" k9 q, N, B' I
to endorse 背书* B" I# b" J3 \7 o( ~) ?$ k
endorser 背书人  J5 v: R! i- A0 \" |# y
to cash 兑现  ?4 A# B, O* |7 }: o% m. L
to honor a cheque 兑付
/ ]. M; ]+ F' _( Z# k8 Nto dishonor a cheque 拒付: z/ \' Z: a- W+ Q
to suspend payment 止付
0 U8 q8 k) p+ {; v0 mcheque,check 支票
) t$ b' y+ d5 E. acheque book 支票本
% S0 w6 t% n1 a& ]- \) oorder cheque 记名支票$ l' |. r5 D% s' l8 v3 S* C6 h. A7 A
bearer cheque 不记名支票
! J0 {) `- T  B3 ]# Q* [) C7 v2 H* {8 j& ?crossed cheque 横线支票0 U; ]' W1 Q2 A" P. C) F9 U3 ~$ r
blank cheque 空白支票& }" {9 E1 U' G5 L4 R  ]% ~* v- ]6 D
rubber cheque 空头支票/ C: i# n, G! L4 l! K" N
cheque stub, counterfoil 票根
1 O" p' U; N' u6 }# d) Zcash cheque 现金支票
# Q  E$ A1 O. T& I) T! F4 Ctraveler's cheque 旅行支票( u2 Y( S: ^+ q9 e! V
cheque for transfer 转帐支票) ], ]8 `6 p* `: Y3 o- @
outstanding cheque 未付支票
9 q$ c' E: U" e. I; k7 L+ ?canceled cheque 已付支票. h; n3 m6 E* |. y& G9 |
forged cheque 伪支票; W* M2 m7 Z: e8 J+ o
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余7 Q& j' |* W4 \0 j
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.7 k8 O! q1 r6 |) W5 \: {; @; }/ X
我想知道一下我是否能提取存款来支付天津购物的费用。  O. J- ^0 `/ T- J
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. C9 d! v2 w4 N7 Q- UI want to withdraw 200 dollars from my deposit account.
9 |% R9 O; h' L' e; }: i我要从我的定期存款中支取200美圆。
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I want to close my account with you.* ~8 M# R* a2 l
我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.& Q4 l, X4 a* S
我想从这份信用证上提款100元。: L/ c# o2 n$ s- U4 r
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7 w5 I5 f/ ]7 \9 MMay I draw money against the letter of credit here?1 j/ \1 `, Z: @5 V1 I2 |5 m+ ]8 t  V
我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?
: w3 D, ^! B" R. F/ H! K能否把存款结余金额告诉我?1 T* @5 j+ U+ Q+ n/ R6 m' z

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Please let me know my balance.
8 m/ p6 g9 P# W! ^0 _* K请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.
4 {  ]6 N5 R3 e: u我以为你可用支票提款支付购物费用。: c* V4 w6 L& [& {" r
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: d  @4 ]0 e2 _- qYour balance at the bank is 300 yuan.! s" o. z3 H0 m" ~6 _( }5 F$ {
你在本行的结余是300元。9 F. `2 e% l8 {# q" j9 `' v9 m

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8 Q. y' m- h4 @! Y, L( _, {" WYour deposit is exhausted.8 x( y4 {- L/ e% C
你的存款支净了。
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; ^7 _2 ?! B* V# sYour letter of credit is used up., M5 _( A% u2 F- R$ \7 c
你的信用证用完了。
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' S5 I4 L1 i: [& B- K% |Please tell me how you wish to draw your money.  q8 D- R  d: r: b/ D  [: K
请告诉我你希望怎样支款。
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Fill our a withdrawal form, please./ B% q3 J) u3 P) N
请填写取款单。+ O+ B, r  G$ o1 M& i1 Y
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The letter of credit is exhausted.
; E2 [9 o+ `" |- L( S( X信用证上的款子已提清。2 J  Q) S; F' t" h+ x6 U1 s" z

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) Y6 c0 g: m/ k& wThe letter at Counter 6 will pay you against your number slip.
) Z. M, F( O' l2 ~- f& }六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases
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to close an account, to clear an account 结清& T- z+ _! T1 n2 N  r
to draw money 取款
  V: c+ T6 [# c9 ^drawing-out slip 取款单% o* x; V7 `- q2 ^- r) {+ c
the number slip 号码牌; v! V9 H7 A7 ^/ O( n
a withdrawal form 取款单: `4 i" P9 _: Z5 ?
to fill in the receipt in duplicate 一式两份填这张收据3 f* i6 I$ }0 I* k& i  O4 e; y( n
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
理袁律师事务所
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表% T# x8 K. v, V/ J) M4 @1 i+ o1 |
好,已收藏!
: \4 i  V2 _0 N# s% @" Y" J. \& F
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
, ]: G! p& i4 K. x  F! z
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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